Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal Jurnal Mutiara Ilmu Akuntansi Mutiara: Jurnal Penelitian dan Karya Ilmiah
Hana Nafisah
Unknown Affiliation
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Analisis Pengaruh Customer Trust Terhadap Keputusan Menggunakan Mobile Banking Melalui Perceived Risk Sebagai Variabel Intervening Hana Nafisah; Ahmad Amin Dalimunte; M. Ikhsan Harahap
Jurnal Mutiara Ilmu Akuntansi Vol 1 No 4 (2023): Oktober : Jurnal Mutiara Ilmu Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumia.v1i4.2042

Abstract

This study aims to determine the Analysis of the Effect of Customer Trust on the Decision to Use Mobile Banking Through Perceived Risk as an Intervening Variable (Case Study on Mobile Banking Application Users at UIN North Sumatra Students). This study uses a quantitative approach. In this study, a questionnaire was used to collect data, and 100 students at UIN Sumatra Utara were selected as a sample using a purposive sampling method. Data analysis in this research is quantitative data analysis. Statistical tests known as the T-test, F-test, and the coefficient of determination R2 are all components of this analysis, as are the path analysis tests. Based on the research analysis, it can be concluded that customer trust has a positive and significant effect on perceived risk, customer trust has a positive and significant effect on the decision to use, perceived risk has a positive and significant effect on the decision to use, customer trust has a positive and significant effect on the decision to use through perceived risk as intervening variable. This means that a high perceived risk in accordance with customer trust will lead to a high decision to use the mobile banking application. This result is important for Islamic banking to minimize the risks that will be felt. Through breakthroughs to improve the security of the mobile banking system, thereby maintaining customer trust which will have an impact on the decision to use mobile banking services.
Implementasi Pancasila di Era Digital : Tantangan dan Peluang Generasi Z Naziha Afsi; Faras Nurfadillah; Hana Nafisah; Muhammad Lazuardy; Herli Antoni
Mutiara : Jurnal Penelitian dan Karya Ilmiah Vol. 3 No. 1 (2025): Mutiara : Jurnal Penelitian dan Karya Ilmiah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/mutiara.v3i1.1998

Abstract

The values contained in Pancasila have always been fixed, which has shifted only to individuals who practice the principles of Pancasila has begun to fade due to the evolution of the times. Generation Z witnessed the loss of Pancasila values, nationalism and patriotism in them because they were too affected by the advancement of science and technology, the wave of globalization, and unlimited interaction. For this reason, it is necessary to apply Pancasila to change this behavior. In this study, qualitative analysis or approach is applied, namely research methods whose theories or discussions are obtained from various sources such as books, journals, articles, and others. emphasizing the observation of phenomena and deepening the substance of the meaning of the phenomenon. This study was carried out to increase the spirit of nationalism so that this generation does not care about the values contained in Pancasila. Therefore, the values contained in Pancasila must always be applied in daily activities.
Analisis Pengaruh Customer Trust Terhadap Keputusan Menggunakan Mobile Banking Melalui Perceived Risk Sebagai Variabel Intervening : (Studi Kasus Pada Pengguna Aplikasi Mobile Banking Mahasiswa UIN Sumatera Utara) Hana Nafisah; Ahmad Amin Dalimunte; M. Ikhsan Harahap
Jurnal Mutiara Ilmu Akuntansi Vol. 1 No. 4 (2023): Oktober : Jurnal Mutiara Ilmu Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumia.v1i4.2042

Abstract

This study aims to determine the Analysis of the Effect of Customer Trust on the Decision to Use Mobile Banking Through Perceived Risk as an Intervening Variable (Case Study on Mobile Banking Application Users at UIN North Sumatra Students). This study uses a quantitative approach. In this study, a questionnaire was used to collect data, and 100 students at UIN Sumatra Utara were selected as a sample using a purposive sampling method. Data analysis in this research is quantitative data analysis. Statistical tests known as the T-test, F-test, and the coefficient of determination R2 are all components of this analysis, as are the path analysis tests. Based on the research analysis, it can be concluded that customer trust has a positive and significant effect on perceived risk, customer trust has a positive and significant effect on the decision to use, perceived risk has a positive and significant effect on the decision to use, customer trust has a positive and significant effect on the decision to use through perceived risk as intervening variable. This means that a high perceived risk in accordance with customer trust will lead to a high decision to use the mobile banking application. This result is important for Islamic banking to minimize the risks that will be felt. Through breakthroughs to improve the security of the mobile banking system, thereby maintaining customer trust which will have an impact on the decision to use mobile banking services.
Co-Authors Ahmad Amin Dalimunte Faras Nurfadillah Herli Antoni M. Ikhsan Harahap Muhammad Lazuardy Naziha Afsi