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Hamida, Ambas
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Economics, Econometrics & Finance Other

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MEDIATING ROLE OF TRUST ON VISIT INTENTION: MUSLIM FRIENDLY TOURISM IN TANA TORAJA Fasiha, Fasiha; Hamida, Ambas; Jabani, Muzzayanah; Rusli, Muhammad
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 12, No 1 (2024): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v12i1.23640

Abstract

This study evaluated the relationship between attitudes, subjective norms and perceived behavior control by using visit intention as a moderating variable and trust as a mediating variable. This study used quantitative research. The population in this study were Muslim tourists who visited tourist attractions in Tana Toraja district. Sampling used a purposive sampling with certain criteria. Data collection techniques used a questionnaire method. Meanwhile, data analysis in this study used SEM PLS. The results showed that a comprehensive trust mediation was found in the perception relationship between behavioral control and visit intention for Muslim-friendly tourism behavior, while in the attitude relationship, subjective norms toward visit intention Muslim-friendly  tourism were found to be partial mediation. In other words, the model proposed to form a fundamental change in the visiting intention pattern of Muslim-friendly tourism for tourists was not running optimally. However, this study still finds it important that trust is able to mediate the relationship between perceptions of behavior control and visit intention in Muslim-friendly tourism. This research had two contributions, namely empirical evidence and policy. The results of this study were additional literature related to evidence of the development of the Muslim-friendly tourism trust on visit intention model. In addition, the results of this study helped the tourism agency achieve  sustainable development
Does Islamic Financial Inclusion Matter for Household Financial Well Being? Hamida, Ambas; Muhajir, Muhammad Nur Alam; Sukran, Sukran; Paulus, Muni
Jurnal Keuangan dan Perbankan Vol 27, No 1 (2023): January 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v27i1.8659

Abstract

This study aims to analyze the effect of islamic financial inclusion on financial well being by measuring the relationship between each dimension or the construction of research variables. The data was collected from 100 households using the services of Islamic financial institutions in Indonesia. Analysis of the structural equation model–partial least square (SEM-PLS) was conducted to analyze the relationship between variables and test a series of hypotheses. The results showed that access had a significant effect on financial satisfaction, financial safety and household financial worries. Dimensions and construction usage have a positive effect on financial satisfied, financial safety and household emergency funds. Meanwhile, construction quality has an effect on household financial safety. This study will determine the policy makers of the Islamic financial sector in planning services and improving access, quality and usage of Islamic financial services. This research will also increase household knowledge about household financial management.JEL: D1, G5, I3
Co-Authors Fasiha, Fasiha Jabani, Muzzayanah Muhajir, Muhammad Nur Alam Muhammad Rusli Paulus, Muni Sukran, Sukran