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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Jurnal Keuangan dan Perbankan IQTISHADIA Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Muamalah Jurnal Ilmiah Al-Syir'ah Jurnal Ilmiah Al-Tsarwah Engagement: Jurnal Pengabdian Kepada Masyarakat
Muhajir, Muhammad Nur Alam
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Apakah Literasi Keuangan Mempengaruhi Gaya Hidup? Bukti Empiris Ibu Rumah Tangga Tidak Bekerja Muhajir, Muhammad Nur Alam; Buluatie, Nur Apriani; Muh. Zulqarnain; Alma
MUAMALAH Vol. 14 No. 2 (2024): jurnal muamalah
Publisher : MUAMALAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/m.v14i2.5498

Abstract

Penelitian ini membahas tentang dampak literasi keuangan terhadap gaya hidup ibu rumah tangga yang tidak bekerja. Penelitian yang digunakan adalah penelitian dengan pendekatan kuantitaif dengan teknik purposive sampling sehingga diperoleh 110 sampel dan analisis data dengan SPSS memakai regresi linear sederhana. Hasil penelitian ini menegaskan bahwa literasi keuangan mempunyai pengaruh yang signifikan terhadap gaya hidup ibu rumah tanggi yang tidak bekerja. Namun, kurangnya pemahaman terhadap literasi keuangan dapat menyebabkan kebiasaan gaya hidup yang buruk. Kesimpulan dari penelitian ini adalah Iiterasi keuangan merupakan variabel penting dalam pengelolaan keuangan dan juga mempengaruhi gaya hidup ibu rumah tangga utamanya yang tidak bekerja. Oleh karena itu, pemahaman mengenai literasi keuangan perlu ditingkatkan. Diharapkan penelitian lebih lanjut mengenai faktor-laistar terkait literasi keuangan yang mempengaruhi gaya hidup.
The Effect of Perceived Behavioral Control, Perceived Served Quality, Intention, and Trust on Zakat Compliance Behavior Mediated by Religiosity Takdir, Takdir; Muhajir, Muhammad Nur Alam; Erwin, Erwin; Jabani, Muzayyanah
IQTISHADIA Vol 16, No 2 (2023): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v16i2.22777

Abstract

This study evaluates the relationship between perceived behavior control, perceived served quality, and zakat compliance behavior by using religiosity as a moderating variable and intention and trust as mediating variables. This study employs quantitative research by using a structured questionnaire from 200 Indonesian Muslim community respondents who are obligated to pay zakat al-Fitr and or zakat on wealth as a purposive sampling with specific criteria. The collected data are then analyzed using SEM-PLS. The results of the study reveal a significant effect of perceived behavior control on the intention with a significance value of less than 0.05 (0.000<0.05), and religiosity does not moderate the relationship between perceived behavior control and intention with a significance value of 0.374 (0.374>0.05). This study further shows that intention, perceived served quality, and trust have an effect on zakat compliance behavior with a significance value of less than 0.05 (0.000<0.05). Meanwhile, perceived served quality does not affect zakat compliance behavior (0.861>0.05). Furthermore, intention mediates the relationship between perceived behavior control and zakat compliance behavior (0.003<0.05), and trust mediates the relationship between perceived served quality and zakat compliance behavior with a significance value of less than 0.05 (0.000 <0.005). This study makes two distinct contributions in the areas of empirical analysis and policy implications. The results of this study contribute to the existing body of literature related to empirical evidence for the development of the Zakat compliance behavior model. In addition, it has the potential to facilitate the sustainable growth of zakat institutions.
Harmonizing Islamic Law and Local Culture: A Study of The Mampatangpulo Tradition in Duri, Enrekang Regency Rahmawati, Rahmawati; Muhajir, Muhammad Nur Alam; Assad, Andi Sukma; Abdain, Abdain; Taudiyah, Nasya Tisfa
Jurnal Ilmiah Al-Syir'ah Vol 22, No 1 (2024)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v22i1.2678

Abstract

This research thoroughly examines the relationship between customary law and Islamic law and how they relate to Mampatangpulo. This type of research is qualitative, and the research location is in Enrekang Duri, where a sociological and phenomenological approach is used. The data in this research comes from primary and secondary data, while the data collection techniques used in this research use observation, interviews, and documentation. Data is processed and analyzed using data reduction techniques, presentation, and conclusion drawing. The results of this research show that the process of implementing the Mampatangpulo Tradition starts from the Sangbonginna, Mangbongi tallu, Mangbongi pitu events and the peak of the Mampatangpulo event after the death of the deceased. In the process of implementing the Mampatangpulo Tradition, several stages of traditional processions are considered sacred and essential to carry out, namely Mangpepellao (Lowering), Mampakande-kande (Feeding), Manggere' beke (Slaughtering a goat). The Mampatangpulo tradition can only be carried out if the procession does not violate Islamic law. According to a review of Islamic law regarding the implementation of the Mampatangpulo tradition, the law is okay when the procession does not violate Islamic law because, in the implementation of the Mampatangpulo tradition that developed in the people of South Sulawesi, there are habits that have positive values. This research also shows a strong relationship between customary law and Islamic law in the Mampatangpulo tradition, such as in the takziah and friendship events. The results of this study confirm that the culture that develops in Indonesian society and globally can be preserved if it does not conflict with Islamic values.
Does Islamic Financial Inclusion Matter for Household Financial Well Being? Hamida, Ambas; Muhajir, Muhammad Nur Alam; Sukran, Sukran; Paulus, Muni
Jurnal Keuangan dan Perbankan Vol 27, No 1 (2023): January 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v27i1.8659

Abstract

This study aims to analyze the effect of islamic financial inclusion on financial well being by measuring the relationship between each dimension or the construction of research variables. The data was collected from 100 households using the services of Islamic financial institutions in Indonesia. Analysis of the structural equation model–partial least square (SEM-PLS) was conducted to analyze the relationship between variables and test a series of hypotheses. The results showed that access had a significant effect on financial satisfaction, financial safety and household financial worries. Dimensions and construction usage have a positive effect on financial satisfied, financial safety and household emergency funds. Meanwhile, construction quality has an effect on household financial safety. This study will determine the policy makers of the Islamic financial sector in planning services and improving access, quality and usage of Islamic financial services. This research will also increase household knowledge about household financial management.JEL: D1, G5, I3
INTEGRATION OF THE MAQASHID SHARIAH INDEX AND THE RGEC METHOD IN ASSESSING THE FINANCIAL PERFORMANCE OF ISLAMIC BANKS Arief, Fitriani; Abdullah, Muhammad Wahyuddin; K, Amiruddin; Meylianingrum, Kurniawati; Muhajir, Muhammad Nur Alam
Jurnal Ilmiah Al-Tsarwah Vol. 8 No. 1 (2025): JUNI
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v8i1.8332

Abstract

This study aims to describe the integration between the Maqasid Sharia index and the REGC method in assessing the financial performance of Islamic banks. This research is a descriptive research that aims to explore, compile, and analyze various information available in written sources related to the research topic. The source of data in this research is obtained from literature study which includes various literatures relevant to the research topic. Data collection is done by reviewing existing literature in various sources of books, articles and documents. From the results of the analysis, it will be arranged how the integration of the Sharia Maqashid index with the RGEC method can be applied in assessing the financial performance of Islamic banks. This research shows that the integration of maqashid sharia index with RGEC method in the assessment of financial performance of Islamic banks provides a more comprehensive and fair approach. The assessment of Islamic banks is not only based on financial aspects, but also on their contribution to social welfare and compliance with sharia principles. The integration between maqashid sharia index and RGEC method is very relevant to ensure that Islamic banks are not only financially profitable, but also provide a positive impact in social and ethical aspects, in accordance with sharia principles. It is expected that the results of this study can contribute to the development of Islamic banking theory by offering a new approach in assessing the performance of Islamic banks in line with the objectives of Islamic banks, namely the welfare of the people and social benefit.
Apakah Literasi Keuangan Mempengaruhi Gaya Hidup? Bukti Empiris Ibu Rumah Tangga Tidak Bekerja Muhajir, Muhammad Nur Alam; Buluatie, Nur Apriani; Muh. Zulqarnain; Alma
MUAMALAH Vol. 14 No. 2 (2024): jurnal muamalah
Publisher : MUAMALAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/m.v14i2.5498

Abstract

Penelitian ini membahas tentang dampak literasi keuangan terhadap gaya hidup ibu rumah tangga yang tidak bekerja. Penelitian yang digunakan adalah penelitian dengan pendekatan kuantitaif dengan teknik purposive sampling sehingga diperoleh 110 sampel dan analisis data dengan SPSS memakai regresi linear sederhana. Hasil penelitian ini menegaskan bahwa literasi keuangan mempunyai pengaruh yang signifikan terhadap gaya hidup ibu rumah tanggi yang tidak bekerja. Namun, kurangnya pemahaman terhadap literasi keuangan dapat menyebabkan kebiasaan gaya hidup yang buruk. Kesimpulan dari penelitian ini adalah Iiterasi keuangan merupakan variabel penting dalam pengelolaan keuangan dan juga mempengaruhi gaya hidup ibu rumah tangga utamanya yang tidak bekerja. Oleh karena itu, pemahaman mengenai literasi keuangan perlu ditingkatkan. Diharapkan penelitian lebih lanjut mengenai faktor-laistar terkait literasi keuangan yang mempengaruhi gaya hidup.
A Inauspicious Month in Javanese Wedding Tradition in Luwu Utara, South Sulawesi: Perspective of Islamic Law Rahmawati, Rahmawati; Takdir, Takdir; Muhajir, Muhammad Nur Alam; Abdain, Abdain
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 7, No 2 (2024): Vol. 7, No. 2, April 2024
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v7i2.36725

Abstract

Determining inauspicious days in Javanese marriage traditions is significant. Sometimes, this leads to debates and controversies from various perspectives as it is considered contrary to Islamic law. This research aims to examine the determination of inauspicious days in Javanese marriage traditions during the month of Muharram (Suro). This study employs an empirical juridical approach using theories of social change and Islamic legal theory, particularly social tradition ('urf) and public interest (maslahah). Data is collected through interviews and literature reviews. Subsequently, the data is analyzed using these theories through data reduction, data presentation, and conclusion drawing processes. The research results reveal that the determination of inauspicious days in marriage traditions is based on the societal belief in the existence of inauspicious days for couples marrying in the month of Suro. This belief is grounded in experiences and stories passed down through generations. On the other hand, the concept of maslahah refers to the welfare or benefit for humans. In the context of inauspicious days for marriage, maslahah refers to efforts to prevent conflicts between couples and families. Furthermore, from the perspective of Islamic law, prohibiting marriage in the month of Suro in North Luwu Regency is permissible because there are no prohibitions in the Quran or hadith against it. Such traditions in Islamic law are referred to as ‘urf shahih, which are good and permissible customs as long as they do not contradict sharia. The prohibition is valid if it is based on the motivation to obey parental advice (birr al-walidayn) and as a form of respect for deceased parents, and linking everything that happens to the will of Allah SWT. However, if the tradition contradicts sharia and harms faith, then the tradition cannot be practiced.
Harmonizing Islamic Law and Local Culture: A Study of The Mampatangpulo Tradition in Duri, Enrekang Regency Rahmawati, Rahmawati; Muhajir, Muhammad Nur Alam; Assad, Andi Sukma; Abdain, Abdain; Taudiyah, Nasya Tisfa
Jurnal Ilmiah Al-Syir'ah Vol 22, No 1 (2024)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v22i1.2678

Abstract

This research thoroughly examines the relationship between customary law and Islamic law and how they relate to Mampatangpulo. This type of research is qualitative, and the research location is in Enrekang Duri, where a sociological and phenomenological approach is used. The data in this research comes from primary and secondary data, while the data collection techniques used in this research use observation, interviews, and documentation. Data is processed and analyzed using data reduction techniques, presentation, and conclusion drawing. The results of this research show that the process of implementing the Mampatangpulo Tradition starts from the Sangbonginna, Mangbongi tallu, Mangbongi pitu events and the peak of the Mampatangpulo event after the death of the deceased. In the process of implementing the Mampatangpulo Tradition, several stages of traditional processions are considered sacred and essential to carry out, namely Mangpepellao (Lowering), Mampakande-kande (Feeding), Manggere' beke (Slaughtering a goat). The Mampatangpulo tradition can only be carried out if the procession does not violate Islamic law. According to a review of Islamic law regarding the implementation of the Mampatangpulo tradition, the law is okay when the procession does not violate Islamic law because, in the implementation of the Mampatangpulo tradition that developed in the people of South Sulawesi, there are habits that have positive values. This research also shows a strong relationship between customary law and Islamic law in the Mampatangpulo tradition, such as in the takziah and friendship events. The results of this study confirm that the culture that develops in Indonesian society and globally can be preserved if it does not conflict with Islamic values.
ORGANIZATIONAL COMMITMENT, EMPLOYEES PERFORMANCE AND ISLAMIC WORK ETHICS: HALAL RESTAURANT PERSPECTIVE S, Zainuddin; Jafar, Erwin; Muhajir, Muhammad Nur Alam; Rusli, Muhammad
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 9 No. 1 (2023): JANUARY-JUNE 2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v9i1.38701

Abstract

Halal restaurants are a staple for Muslims. Employee performance is an important element in increasing the number of visitors to halal restaurants. This study aims to analyze the effect of Islamic work ethic on employee performance, the effect of Islamic work ethic on organizational commitment; and the effect of organizational commitment on employee performance. This study uses a type of quantitative research. The population in this study is all halal restaurant employees who have halal certification in Indonesia. Sampling using purposive sampling with certain criteria. Data collection techniques using a questionnaire. While the data analysis of this study uses SEM PLS.The results of this study indicate that the Islamic work ethic variable has an influence on employee performance, Islamic work ethic has a positive effect on the dimensions of organizational commitment. In addition, the results of this study indicate that organizational commitment variables affect employee performance. This research has two contributions, namely empirical and policy aspects. The results of this study are additional literature related to empirical evidence of the influence of Islamic work ethics and organizational commitment to halal restaurants. In addition, the results of this study help halal restaurants in sustainable development.
Empowering Coastal Communities Through Sustainable Economy and Adoption of Financial Technology in Bira Beach, South Sulawesi Gaffar, Andi Nurrahma; Muhajir, Muhammad Nur Alam; Mursyid; Ilham; Aqidah, Nur Ariani; Hamida; Ikram, Muhammad; Zam, Muhammad Fahmi Ilyasir
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol. 9 No. 2 (2025): November 2025
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/engagement.v9i2.2126

Abstract

Bira Beach in South Sulawesi is a leading coastal tourism destination with strong potential for local economic growth through micro, small, and medium enterprises (MSMEs). However, many MSMEs still face challenges related to limited digital literacy, product innovation, and understanding of sustainable business management. This community service program was designed to enhance MSME competitiveness, promote sustainable business practices aligned with the Sustainable Development Goals (SDGs), improve digital literacy, and foster collaboration among entrepreneurs, academics, and local government. Using participatory collaborative and descriptive methods, the program implemented a series of workshops, mentoring sessions, and field visits focusing on financial technology adoption, creative product innovation, and sustainable creative economy training. The results show an increased understanding of sustainable business concepts, greater readiness to adopt financial technology such as QRIS and e-wallets, and enhanced digital marketing capabilities among MSME participants. The program also encouraged stronger cooperation between MSMEs and local stakeholders to support long-term independence and sustainable community-based economic development in the Bira Beach area.
Co-Authors Abdain Abdain, Abdain Abdullah, Muhammad Wahyuddin Alma Aqidah, Nur Ariani Arief, Fitriani Assad, Andi Sukma Buluatie, Nur Apriani Erwin Erwin Gaffar, Andi Nurrahma Hamida Hamida, Ambas Ikram, Muhammad ILHAM Jabani, Muzayyanah Jafar, Erwin K, Amiruddin Kurniawati Meylianingrum Muh. Zulqarnain Muhammad Rusli Mursyid Paulus, Muni Rahmawati, Rahmawati S, Zainuddin Sukran, Sukran Takdir Takdir, Takdir Taudiyah, Nasya Tisfa Zam, Muhammad Fahmi Ilyasir