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UNSUR RIBA DALAM FENOMENA PINJAMAN ONLINE (PINJOL) MENURUT M. SYAHRUR Sobina Fatmawati; Qithrotun Nida Aulia
Al-Fath Vol 16 No 2 (2022): Desember 2022
Publisher : Department of Ilmu al-Qur'an dan Tafsir, Faculty of Ushuluddin and Adab, State Islamic University of Sultan Maulana Hasanuddin Banten, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/alfath.v16i2.9633

Abstract

This article discusses usury in the phenomenon of online loans according to Muhammad Syahrur. Online loans (Pinjol) have become a popular trend among various groups, including housewives and students. This article employs an analytical-descriptive qualitative approach and gathers data through literature. The aim of this research is to enrich the knowledge, especially in the field of interpretation (tafsir). The results obtained from this research indicate that in the context of usury, Muhammad Syahrur establishes clear limits for lenders, specifying that the maximum permissible interest rate is 100% of the loan amount that can be imposed on borrowers, and it must not exceed this limit. M. Syahrur also categorizes situations where interest rates can be applied and where they are not allowed. In conclusion, there are three classifications of situations: usury occurs when loans are given to individuals who are weak and unable to repay the loan, but they are charged interest. Usury arises when loans are distributed to individuals who can only repay the principal installment, but they are charged interest. Usury emerges when loans are distributed to individuals who are not entitled to receive charity or groups that should receive interest-free loans, with an interest rate exceeding twice the amount of the principal installment.
Critical Thinking Dalam Al-Qur’an: Studi Tafsir Tematik dan Implementasinya di Era Digital Qithrotun Nida Aulia; Sholahuddin Al Ayubi; Salim Rosyadi
Jurnal test Vol 4 No 1 (2025): AL-Fahmu: Jurnal Ilmu Al-Qur'an dan Tafsir
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58363/alfahmu.v4i1.473

Abstract

The rapid development of information technology has led to the proliferation of information circulating in the digital era, both valid and invalid information. This phenomenon requires the ability of individuals to sort and evaluate the information sharply by applying critical thinking. This study aims to examine the verses of the Qur'an that are in line with the principles and theories of critical thinking and their implementation to problems in the digital era through a thematic interpretation approach. The research method used in this study is a literature study (library research) with a qualitative approach. The results of this study explain that the verses of the Qur'an and also interpretations that are in line with the concept of critical thinking are found in Q.S. Al-Hujurat: 6, Q.S. Al-Isra: 36, Q.S. Maryam: 42, Q.S. Az-Zumar: 18, Q.S. An-Nahl: 125, Q.S. Al-Baqarah: 170 and Q.S. An-Nisa: 135. The interpretation of these verses explains the importance of verifying information (tabayyun), healthy skepticism, rational thinking, being selective about information, being open-minded, and also being objective in thinking and acting.