Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal Jurnal Siasat Bisnis Jurnal Keuangan dan Perbankan Jurnal Pengabdian Masyarakat untuk Negeri (UN-PENMAS)
Zunairoh, Zunairoh
Unknown Affiliation
Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Regional Development Bank Competition: Evidence from Indonesia Zunairoh, Zunairoh; Wijaya, Liliana Inggrit; Mahadwartha, Putu Anom; Murhadi, Werner Ria
Jurnal Keuangan dan Perbankan Vol 27, No 1 (2023): January 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v27i1.9414

Abstract

Regional development banks are intermediary institutions that can develop the national economy and drive regional development through local government management. This study aims to analyze the effect of competition in regional development banks on efficiency with risk as a moderating variable. This study uses the regression panel data estimation technique based on data from regional development banks in Indonesia for the period 2016- 2020, a total of 130 observations. The novelty of this study is that it is still rare to examine using a sample of regional development banks using the Leaner Index model to analyze bank competition. This study finds that competition negatively and significantly affects efficiency at regional development banks in Indonesia. Risk strengthens the impact of competition on efficiency. The unstoppable competition requires banks to make several efficiencies both from the micro and macro sides to survive. Regional development banks are very close to local governments, so they should be able to optimize investments in technology-based products and services and improve credit quality.JEL: G2, G21, G28
The effect of behavioral factors on investment decision towards stock market between Indonesia, Japan, and Thailand Marciano, Deddy; Wijaya, Liliana Inggrit; Sugianto, Laurenco Lingguardi; Zunairoh, Zunairoh
Jurnal Siasat Bisnis VOL 29, NO 2 (2025)
Publisher : Management Development Centre (MDC) Department of Management, Faculty of Business and Economics Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jsb.vol29.iss2.art4

Abstract

Purpose – This research consists of Behavioral Finance where it is focused on cognitive bias factors influence on Investment Decision with using the scope of research in three countries which are Indonesia, Thailand, and Japan.Design/methodology/approach – the method of research is categorized as quantitative research where it uses a questionnaire with 232 respondents. Then, the data is processed and analyzed using software SmartPLS 3.0.Findings – The findings reveal that overconfidence and availability bias have a significant positive effect on investment decisions, while herding behavior has a negative effect and anchoring bias shows no significant influence.Research limitations/implications – This research is limited by its relatively small sample size of 232 respondents across three culturally and economically diverse countries, which may affect the generalizability of the findings.Practical implications – The strong influence of overconfidence and availability bias highlights the need for improved investor education focused on risk awareness and critical analysis, especially in the digital era. Also, to prevent irrational behavior driven by herding, financial institutions and regulators should enhance collective financial literacy and promote transparent, data-driven decision-making.Originality/value – This result provides reasonable insight into why there is a difference in results between each country supported with the data and results from the previous research that have been done before.
Adopsi teknologi mesin kasir pintar pada UMKM aneka camilan di Kabupaten Mojokerto Gunawan, Gunawan; Zunairoh, Zunairoh; Dewi, Ardhia Deasy Rosita; Batutah, Moh. Arif; Oktavianus, Joshua; Huda, Muhammad Suhail Annur
UN PENMAS (Jurnal Pengabdian Masyarakat untuk Negeri) Vol 5 No 1 (2025): UN PENMAS Vol 5 No 1
Publisher : LPPM Universitas Narotama

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

UMKM di kawasan wisata memproduksi aneka jajanan sebagai oleh-oleh kawasan wisata. Program Pengabdian Kepada Masyarakat ini bertujuan untuk meningkatkan kemampuan UMKM dalam sistem informasi penjualan dengan mengadopsi teknologi mesin kasir pintar. Mitra yang disasar adalah suatu UMKM di kawasan wisata yang terletak di Desa Selotapak, Kecamatan Trawas, Kabupaten Mojokerto. Mitra ini mempunyai toko untuk menjual produknya sendiri maupun produk yang dititipkan oleh pelaku UMKM lain yang tergabung dalam kelompok UMKM desa. Metode pelaksanaan kegiatan meliputi 5 tahapan yaitu: Seleksi teknologi, Pelatihan pengoperasian, Pembuatan katalog dengan barcode, Pendampingan penerapan teknologi, dan Evaluasi/Tindak Lanjut. Hasil penerapan teknologi ini membuat administrasi penjualan menjadi tertib dan menyajikan data yang akurat. Mitra binaan menyatakan bahwa program ini memberikan manfaat dan meningkatkan citra mereka sebagai UMKM di pedesaan dengan menggunakan teknologi maju.
Co-Authors Ardhia Deasy Rosita Dewi Batutah, Moh Arif Deddy Marciano Gunawan Gunawan Huda, Muhammad Suhail Annur Liliana Inggrit Wijaya Oktavianus, Joshua Putu Anom Mahadwartha Sugianto, Laurenco Lingguardi Werner R Murhadi