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All Journal Proceedings of The International Conference on Business and Economics Jurnal Ilmiah Manajemen Dan Kewirausahaan
Riski Murdani
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Maslow and Al-Ghazali's Hierarchy of Needs Theory is an Implementation of Sharia Maqashid to the Perspective of Islamic Economics Riski Murdani; Al-Amin; Hadi Subeno; Fahmi Sulaiman
Proceeding of The International Conference on Business and Economics Vol. 2 No. 1 (2024): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v2i1.1612

Abstract

The main objective of Maqashid Shari'ah is to protect and fight for three legal categories, namely among others are Dharuriyat, Hajjiyat and Tahsiniyat. And there are five basic important elements namely soul (Hifdzunnafs), belief or religion (Hifdzuddin), reason/intellectual (Hifdzul Aql), descent (Hifdzunasl) and family and property (Hifdzulmal). The research objective is to look at the advantages and disadvantages between Maslow's and Al-Ghazali's Hierarchy of Needs in Islamic Economics. The research method is library research using primary and secondary data, namely books and scientific journals. The results of this study are Al-Ghazali's theory of needs which is almost parallel to Maslow's subsequent theory. Meanwhile, of the five elements, Maslow's theory of needs and al-Ghazali's are related to each other and there are also similarities, but al-Ghazli is more dominant in explaining the theory of these needs.
Can Sharia Financial Literacy in Microfinance Customers Increase the Understanding of BPRS Haji Miskin KC Payakumbuh Customers Riski Murdani; Aidil Alfin; Awaluddin Awaluddin
Proceeding of The International Conference on Business and Economics Vol. 2 No. 2 (2024): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v2i2.2128

Abstract

The main objective of this study is to fill the knowledge gap in Islamic financial literacy experienced by microfinance customers by identifying their experiences in implementing these practices, the challenges they face and the opportunities that exist. Although this research is qualitative descriptive, this research includes field research. Primary and secondary sources of information were used to compile the results of this study. Research Methods This research uses a qualitative method with a descriptive approach, carried out at BPRS Haji Miskin KC Payakumbuh, identifying both internally and externally so that it can analyze what is currently an obstacle to customer understanding in Islamic financial literacy in murabahah financing products and describe the developments that can be done to improve customer Islamic financial literacy in murabahah financing products.The results of the research The understanding of financing customers is based on the findings of this micro-research that increases in following Islamic financial literacy, increasing customer insights, so customers can distinguish Islamic finance from conventional finance. The obstacles and risks faced by microfinance customers of BPRS Haji Miskin KC Payakumbuh in Islamic financial literacy are that most of the microfinance customers cannot participate in the Islamic finance education program because the distance to the customer's home and the location of the Islamic finance education is very far because the program is carried out at the head office.
Study Literatur Hawalah dan Ji’alah : Implementasi dan Aplikasinya Akad pada Transaksi Bank Syariah Yori Kurniawati; Kiki Razroma Yantika; Riski Murdani; Aidil Alfin
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4711

Abstract

This study aims to examine the Literature Study of Hawalah and Ji'alah: Implementation and Application of Akad in Sharia Bank Transactions. This method aims to develop the Study of Hawalah Dan Ji'alah Literature: Implementation and Application of Akad in Sharia Bank Transactions, focusing on the application of application in daily life. The data in this study was collected through the search of relevant documents and secondary sources, such as: Articles from national and international journals indexed by SINTA and Scopus, related to the Literature Study of Hawalah Dan Ji'alah and its Application of Akad in Sharia Bank Transactions. The results of the research are that the Hawalah and Ji'alah Contracts are part of the muamalah instrument in Islam which has an important function in regulating sharia economic activities. Hawalah as a debt transfer mechanism has evolved from traditional practices to financial instruments used in various Islamic banking services such as credit cards and factoring. Meanwhile, Ji'alaj as a contract to provide rewards for a service or work whose results are uncertain, provides space for flexibility in various fields such as education, business, and technology.
Co-Authors Aidil Alfin Al-Amin Awaluddin Awaluddin Fahmi Sulaiman Hadi Subeno Kiki Razroma Yantika Yori Kurniawati