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All Journal Proceeding of The International Conference on Economics and Business Proceedings of The International Conference on Business and Economics Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah JIMEK Jurnal Ilmiah Manajemen Dan Kewirausahaan
Aidil Alfin
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Persepsi Masyarakat Mengenai Fungsi Uang Perspektif Ekonomi Islam Nola Adilla; Aidil Alfin
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.274

Abstract

In the perspective of Islamic economics, there are only 2 functions of money, namely money as a unit of value and money as a medium of exchange. There are 4 functions of money in a conventional economic system, namely money as a unit of account, money as a unit of exchange but in a conventional economic system, money does not only function as a valid medium of exchange but also as goods that can be traded or to make a profit, money as a storage unit. value, money as the standard unit of payment in the future. This study aims to find out how the perceptions of the Bukittinggi community regarding the function of money from an Islamic economic perspective. The type of research used is descriptive qualitative research. The research informant is the Muslim community of Bukittinggi City. Data collection is done by documentation, observation and interviews. The data analysis technique used is data reduction, data presentation, and drawing conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool for personal gain. This is contrary to the concept and function of money in Islam.
Analisis Peran Zakat Produktif dalam Meningkatkan Pendapatan Usaha Mikro : (Studi Kasus: Badan Amil Zakat Nasional (BAZNAS) Kota Bukittinggi) Putri Nadhila Maulani; Aidil Alfin
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 3 No. 4 (2024): Oktober : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v3i4.3134

Abstract

The efficiency of productive zakat funds in boosting the revenue of microbusinesses in Bukittinggi City as capital for proprietors who need extra cash to grow their enterprises serves as the driving force behind this study. Aside from that, the Bukittinggi City BAZNAS institution's method of allocating productive zakat payments to microbusiness actors who have been granted Productive Zakat is less successful. Research methodologies used in this study include qualitative and field research. Research that visits the field itself to get data directly from sources is known as field research. Qualitative research, on the other hand, aims to provide a descriptive description of speech, writing, or observable behavior. The study's findings demonstrate the usefulness of productive zakat in raising BAZNAS Bukittinggi City's microbusiness revenue. The Bukittinggi City BAZNAS Institute's strategy for increasing the effectiveness of the distribution of productive zakat monies involves teaching donors at the time of zakat fund transfer without any further monitoring or assessment.
SPECIFIC TRADES AND PROHIBITED TRADES Aidil Alfin; Maisaroh; Panawirawan
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 5 (2024): May
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Purpose This research discusses special buying and selling that is prohibited in the perspective of fiqh muamalah. Basically, Islam itself allows buying and selling anything as long as it does not conflict with shara' law. But the fact is that there are still many people who do not know the special buying and selling that is prohibited in Islam. this research uses qualitative methods because this type of research is in the form of literature, related journals and reading books. Then the search results are analyzed qualitatively and described with the intention of obtaining an explanation as intended in the discussion. Based on the study obtained are: 1) special buying and selling, among others; bai' wafa, bai taqsith (buying and selling), bay istighlal, bay'tawarruq, bay muallaq, bay urbun, bay mua'tah. 2) Prohibited trades include; bai'al 'inah, gharar trade, najasy trade, fudhuli trade, munazabah trade, mulamasah trade, hashah trade, habalul hablah trade, bay'ah fi bai'atain, bay dayn bi al-dayn, ihtikar, talaqqi rukban, hadhir libad, ghabn in price.
Potential of Zakat as an Alternative Source of Financing for MSMEs: A Review of the Perspective of Islamic Economics Ramadhan SY, Taufik; Aidil Alfin; Eli Febriani; Indra Saputra
Proceeding of The International Conference on Economics and Business Vol. 3 No. 2 (2024): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v3i2.436

Abstract

This study discusses the potential of zakat as an alternative source of financing for Micro, Small, and Medium Enterprises (MSMEs) from a sharia economic perspective. Zakat not only functions as a religious obligation, but also an economic instrument that supports community empowerment, especially MSME actors. In the Indonesian context, the MSME sector plays a strategic role in economic growth, but often faces financing constraints from formal financial institutions. This study examines the extent to which productive zakat can support MSMEs through the distribution of business capital, skills training, and capacity development. Based on library research methods, it was found that although zakat has great potential to strengthen MSMEs, its implementation still faces challenges, such as less transparent management and less than optimal coordination between stakeholders. This study recommends more professional zakat management, increased coordination between zakat institutions and the government, and training for zakat recipients so that its impact is more sustainable. By optimizing the use of zakat, it is hoped that MSMEs can develop inclusively, while supporting national economic growth.
Can Sharia Financial Literacy in Microfinance Customers Increase the Understanding of BPRS Haji Miskin KC Payakumbuh Customers Riski Murdani; Aidil Alfin; Awaluddin Awaluddin
Proceeding of The International Conference on Business and Economics Vol. 2 No. 2 (2024): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v2i2.2128

Abstract

The main objective of this study is to fill the knowledge gap in Islamic financial literacy experienced by microfinance customers by identifying their experiences in implementing these practices, the challenges they face and the opportunities that exist. Although this research is qualitative descriptive, this research includes field research. Primary and secondary sources of information were used to compile the results of this study. Research Methods This research uses a qualitative method with a descriptive approach, carried out at BPRS Haji Miskin KC Payakumbuh, identifying both internally and externally so that it can analyze what is currently an obstacle to customer understanding in Islamic financial literacy in murabahah financing products and describe the developments that can be done to improve customer Islamic financial literacy in murabahah financing products.The results of the research The understanding of financing customers is based on the findings of this micro-research that increases in following Islamic financial literacy, increasing customer insights, so customers can distinguish Islamic finance from conventional finance. The obstacles and risks faced by microfinance customers of BPRS Haji Miskin KC Payakumbuh in Islamic financial literacy are that most of the microfinance customers cannot participate in the Islamic finance education program because the distance to the customer's home and the location of the Islamic finance education is very far because the program is carried out at the head office.
Jual Beli Murabahah dan Salam: Sebuah Tinjauan Literatur Review Haanii Haritsa Yuzen; Fanisa Suseno; Pujy Yonesha; Aidil Alfin
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 5 No. 2 (2025): Juli : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v5i2.6287

Abstract

The purpose of this study is Buying and Selling Murabahah and Greetings: A Review of the Literature Review. This research method is a type of literature research; This means that the information materials used come from library sources in the form of books, encyclopedias, magazines, journals, newspapers, journals, This form of research is descriptive, analytical, and critical. Therefore, the author can comprehensively describe. In this study, the author optimally used two data sources related to this research, namely. Primary data sources and secondary data sources. The main source of this research is books and scientific journals on the Knowledge of the Role of Waqf. At the same time, this research is supported (secondary) by the work of other thinkers . The results of the study This agreement is very relevant for the agricultural sector because it provides initial funds for farmers to produce agricultural products. In addition to providing financing solutions, the Salam contract is also a sharia alternative to avoid exploitative ijon practices. These two contracts have a strong legal basis from the Qur'an, Hadith, as well as fatwas of DSN-MUI and PSAK, and have been proven to make a real contribution to the economic development of the ummah, especially through the Islamic financial system.
Analisis Praktik Endorsement dan Review Produk oleh Influencer terhadap Transaksi Najasy di Media Sosial Perspektif Fikih Muamalah Kontemporer : Studi pada Produk Skincare Non-BPOM Tahun 2024 Eli febriani; Yerna Wiza; Widi Nugraha; Aidil Alfin
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4707

Abstract

This study aims to examine the practice of product endorsement and reviews by social media influencers, particularly in promoting skincare products without BPOM distribution permits, through the lens of contemporary Islamic commercial jurisprudence (fiqh muamalah). In the digital era, marketing strategies have shifted significantly with influencers playing a key role in shaping consumer opinions and purchasing decisions. However, many endorsements omit legal information and promote products containing harmful substances. This research employs a qualitative approach through literature review, analyzing scholarly articles, fatwas, regulations, and official BPOM data. Findings indicate that promoting unregistered products may involve elements of najasy (fraud), gharar (uncertainty), and tadlis (concealment), which contradict the Islamic principles of honesty and transparency. Therefore, ethical guidelines rooted in Islamic law are essential to ensure fair, halal, and consumer-protective digital marketing practices.
Harta dan Hak Milik dalam Islam: Pembagian Harta dan Akibat Hukumnya Adri Adri; Ferdi Prayoga; Nurvina Hidayati; Aidil Alfin
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4708

Abstract

This research aims to examine Property and Property Rights in Islam: Property Distribution and Its Legal Consequences. This study uses a qualitative approach with a type of literature study (library research). This method aims for a Qualitative Study of Shirkah Its Implications on Sharia Banks and Islamic Financial Institutions, focusing on the application of application in daily life. The data in this study were collected through the search of relevant documents and secondary sources, such as Articles from national and international journals indexed by SINTA and Scopus, Property and Property Rights. The concept of property and property in Islam reflects the balance between individual freedom and the interests of society. Islam not only guarantees the right to property, but also sets limits so that wealth becomes a blessing and beneficial to all. By understanding this principle, Muslims are expected to be able to manage their property in a trustworthy and responsible manner. Islam recognizes and protects individual property as part of human rights. However, this right is not absolute, but is bound by moral values and Sharia law. Ownership must be used fairly, beneficially, and not cause social damage or inequality
Studi Kualitatif Syirkah Implikasinya pada Bank Syariah dan Lembaga Keuangan Syariah Karmila Sari; Indra Saputra; Angga Rizki Prawira; Aidil Alfin
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4709

Abstract

This study aims to examine the Qualitative Study of Shirkah, Its Implications on Sharia Banks and Sharia Financial Institutions. This study uses a qualitative approach with a type of literature study (library research). This method aims for a Qualitative Study of Shirkah, Its Implications on Sharia Banks and Islamic Financial Institutions, focusing on the application of application in daily life. The data in this study were collected through the search of relevant documents and secondary sources, such as Articles from national and international journals indexed by SINTA and Scopus, related to shirkah and its Application to Sharia Bank Transactions. The result of the research is that the musyarakah contract is recorded and witnessed. Second, the contracting party: it is required that the partner must be competent in granting or being given the power of representation. The three objects of the contract (funds and work): the capital provided must be in cash, gold, silver, or of the same value. The ulama agree on this.
Study Literatur Hawalah dan Ji’alah : Implementasi dan Aplikasinya Akad pada Transaksi Bank Syariah Yori Kurniawati; Kiki Razroma Yantika; Riski Murdani; Aidil Alfin
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4711

Abstract

This study aims to examine the Literature Study of Hawalah and Ji'alah: Implementation and Application of Akad in Sharia Bank Transactions. This method aims to develop the Study of Hawalah Dan Ji'alah Literature: Implementation and Application of Akad in Sharia Bank Transactions, focusing on the application of application in daily life. The data in this study was collected through the search of relevant documents and secondary sources, such as: Articles from national and international journals indexed by SINTA and Scopus, related to the Literature Study of Hawalah Dan Ji'alah and its Application of Akad in Sharia Bank Transactions. The results of the research are that the Hawalah and Ji'alah Contracts are part of the muamalah instrument in Islam which has an important function in regulating sharia economic activities. Hawalah as a debt transfer mechanism has evolved from traditional practices to financial instruments used in various Islamic banking services such as credit cards and factoring. Meanwhile, Ji'alaj as a contract to provide rewards for a service or work whose results are uncertain, provides space for flexibility in various fields such as education, business, and technology.
Co-Authors Adri Adri Angga Rizki Prawira Awaluddin Awaluddin Eli Febriani Fanisa Suseno Ferdi Prayoga Fofi Hanifa Seftiani Haanii Haritsa Yuzen Hana Luthfia Widi Indra Saputra Karmila Sari Kiki Razroma Yantika Maisaroh Nola Adilla Nurvina Hidayati Panawirawan Pujy Yonesha Putri Nadhila Maulani Ramadhan SY, Taufik Riski Murdani Syerly Lia Azharah Widi Nugraha Yerna Wiza Yori Kurniawati