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All Journal Proceedings of The International Conference on Business and Economics Jurnal Ilmiah Manajemen Dan Kewirausahaan
Riski Murdani
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Journal : Proceedings of The International Conference on Business and Economics

 1 
Maslow and Al-Ghazali's Hierarchy of Needs Theory is an Implementation of Sharia Maqashid to the Perspective of Islamic Economics Riski Murdani; Al-Amin; Hadi Subeno; Fahmi Sulaiman
Proceeding of The International Conference on Business and Economics Vol. 2 No. 1 (2024): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v2i1.1612

Abstract

The main objective of Maqashid Shari'ah is to protect and fight for three legal categories, namely among others are Dharuriyat, Hajjiyat and Tahsiniyat. And there are five basic important elements namely soul (Hifdzunnafs), belief or religion (Hifdzuddin), reason/intellectual (Hifdzul Aql), descent (Hifdzunasl) and family and property (Hifdzulmal). The research objective is to look at the advantages and disadvantages between Maslow's and Al-Ghazali's Hierarchy of Needs in Islamic Economics. The research method is library research using primary and secondary data, namely books and scientific journals. The results of this study are Al-Ghazali's theory of needs which is almost parallel to Maslow's subsequent theory. Meanwhile, of the five elements, Maslow's theory of needs and al-Ghazali's are related to each other and there are also similarities, but al-Ghazli is more dominant in explaining the theory of these needs.
Can Sharia Financial Literacy in Microfinance Customers Increase the Understanding of BPRS Haji Miskin KC Payakumbuh Customers Riski Murdani; Aidil Alfin; Awaluddin Awaluddin
Proceeding of The International Conference on Business and Economics Vol. 2 No. 2 (2024): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v2i2.2128

Abstract

The main objective of this study is to fill the knowledge gap in Islamic financial literacy experienced by microfinance customers by identifying their experiences in implementing these practices, the challenges they face and the opportunities that exist. Although this research is qualitative descriptive, this research includes field research. Primary and secondary sources of information were used to compile the results of this study. Research Methods This research uses a qualitative method with a descriptive approach, carried out at BPRS Haji Miskin KC Payakumbuh, identifying both internally and externally so that it can analyze what is currently an obstacle to customer understanding in Islamic financial literacy in murabahah financing products and describe the developments that can be done to improve customer Islamic financial literacy in murabahah financing products.The results of the research The understanding of financing customers is based on the findings of this micro-research that increases in following Islamic financial literacy, increasing customer insights, so customers can distinguish Islamic finance from conventional finance. The obstacles and risks faced by microfinance customers of BPRS Haji Miskin KC Payakumbuh in Islamic financial literacy are that most of the microfinance customers cannot participate in the Islamic finance education program because the distance to the customer's home and the location of the Islamic finance education is very far because the program is carried out at the head office.
Co-Authors Aidil Alfin Al-Amin Awaluddin Awaluddin Fahmi Sulaiman Hadi Subeno Kiki Razroma Yantika Yori Kurniawati