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All Journal Berdikari : Jurnal Ekonomi dan Statistik Indonesia Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan
Kawakibi, Ardhan Ardiansyah
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Humanities Economics, Econometrics & Finance Social Sciences

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Understanding and Addressing Poverty in Malang City: AQualitative Content Analysis of Socioeconomic Factors andPolicy Implications Kawakibi, Ardhan Ardiansyah; Solikah
PANGRIPTA Vol. 7 No. 1 (2024): Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan
Publisher : Badan Perencanaan Pembangunan Kota Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (157.13 KB) | DOI: 10.58411/vamfrv31

Abstract

The phenomenon raised in this research is that poverty is a serious challenge in Malang City, although the level is decreasing. The government focuses on updating welfare data and strengthening education. Factors such as low minimum wages and school dropout rates influence poverty. The study of these factors is important for effective poverty reduction policies in Malang City. This research aims to understand and overcome poverty in Malang City effectively and sustainably. The research method used is qualitative content analysis study by collecting data in the form of content analysis, documentation, and interviews and electronic newspapers in Malang City with the aim of obtaining written or printed information in the mass media. The results obtained from this research activity show that although the percentage of poverty is stable, the absolute number of poor people in Malang City continues to increase from year to year. The upward trend in the poverty line is not always consistent with the percentage of poor people, which highlights the complexity of the social and economic challenges faced by the people of Malang City.
Pengaruh Tata Kelola dan Risiko Perbankan Terhadap Kinerja Keuangan Bank di Indonesia Kawakibi, Ardhan Ardiansyah; Metyopandi, Vierkury
Jurnal Ekonomi Dan Statistik Indonesia Vol. 5 No. 3 (2025): Berdikari: Jurnal Ekonomi dan Statistik Indonesia (JESI)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/jesi.05.03.11

Abstract

Penelitian ini bertujuan untuk menguji pengaruh tata kelola perusahaan terhadap kinerja keuangan perbankan yang terdaftar di Bursa Efek Indonesia (BEI) periode 2019–2024, baik secara langsung maupun melalui risiko kredit dan risiko operasional sebagai variabel mediasi. Tata kelola perusahaan diukur menggunakan corporate governance index, risiko kredit diproksikan dengan Non Performing Loan (NPL), risiko operasional dengan rasio Beban Operasional terhadap Pendapatan Operasional (BOPO), serta kinerja keuangan diukur menggunakan Tobin’s Q. Penelitian ini menggunakan pendekatan kuantitatif dengan metode sampel purposive sampling dan didapatkan 27 bank sebagai sampel. Analisis data dilakukan menggunakan Partial Least Square (PLS), sedangkan pengujian mediasi menggunakan Sobel Test. Hasil penelitian menunjukkan bahwa penerapan tata kelola perusahaan yang baik mampu menurunkan risiko kredit dan risiko operasional serta meningkatkan kinerja keuangan perbankan. Selain itu, risiko kredit dan risiko operasional terbukti memediasi secara positif hubungan antara tata kelola perusahaan dan kinerja keuangan. Temuan ini menegaskan bahwa tata kelola perusahaan yang efektif berperan dalam meminimalkan konflik kepentingan dan asimetri informasi sehingga berdampak pada peningkatan kinerja keuangan bank.
Co-Authors Solikah Vierkury Metyopandi