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Toward A Comprehensive Framework for The Regulation of IoT Devices in Indonesia: A Taxonomic Analysis Isman, I; Novita, N
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.4036

This study aims to devise a regulatory framework for IoT devices in Indonesia via taxonomic analysis. Taxonomic analysis is the methodological approach to discern pivotal dimensions imperative for comprehensive IoT regulations. The outcomes underscore the imperative for regulatory inclusivity across boundaries to address the intricate nexus of technology, security, and device heterogeneity. The investigation underscores the importance of accessibility, anonymity, and interactivity in safeguarding user access and data within IoT networks. Furthermore, it accentuates the urgency for swift responses to security vulnerabilities. This research posits that Indonesia’s IoT regulations must adeptly navigate the intricacies and dynamism inherent in the IoT landscape while addressing the evolving security challenges within this technological milieu.

Implications of Sharia Insurance Bankruptcy on Policyholder Legal Protection (Juridical Analysis of Supreme Court Decision Number 1016/Pdt.Sus-Pailit/2016) Setyawati, Afifah Yuli; Isman, I
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.4284

Purpose: This article aims to analyse the bankruptcy of PT Asuransi Syariah Mubarakah by describing the profound legal implications for the regulation and protection of policyholders. It outlines the basic concepts of insolvency, the role of the courts, the conditions of insolvency and the legal consequences of bankruptcy status. The article combines bankruptcy law, the assessment of facts in court and the legal consequences of bankruptcy status in a comprehensive analytical framework. Methodology: The method of discussion of this research includes legal review, doctrinal legal analysis, review of judges' considerations (ratio decidendi) related to bankruptcy regulations. The results of the analysis of the judge's considerations study will be used as a basis for understanding the impact of the bankruptcy of Sharia insurance companies on the protection of consumers (policyholders), so that the conclusion of the research can provide a comprehensive and in-depth picture of the legal consequences and implications and projections of the bankruptcy of Sharia insurance companies on the losses of policyholders.. Applications/Originality/Value: The Shari'ah Insurance Bankruptcy Study concluded that financial management, solvency and consumer protection are three legal values that must be maintained not only for the survival of an insurance company, but also because of its systemic impact on policyholders. The application of Shari'ah principles in the management of insurance companies indicates improved consumer protection regulations and the company's responsibility towards its policyholders. The legal protection of policyholders is closely linked to three key concepts: compliance, policyholder confidence and consumer redress.

Innovative Legal Modeling for Interdisciplinary Studies on Law and Economic Behavior Isman, I; Muttaqin, Ahmad Zainul
Indonesian Journal of Islamic Economic Law Vol. 1 No. 1 (2024): Indonesian Journal of Islamic Economic Law
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/ijoel.v1i1.3437

This study introduces a new paradigm for interdisciplinary empirical legal research by presenting a groundbreaking perspective on the integration and interconnectedness of law and economics. Our research argues for the necessity of this shift. The conventional pragmatic paradigm, which risks fragmenting concepts and methods by reducing meaning to mere data and facts, is eschewed in favor of an integrationinterconnection theory. This paper investigates the theoretical foundations of the proposed paradigm through library research and philosophical inquiry. Our research uncovers two distinct approaches within the new empirical legal studies paradigm. Firstly, the historical approach requires a restructuring of the theory, leading to multidimensional and holistic models. Secondly, the philosophyasasystem approach necessitates method restructuring by utilizing cognitive, holistic, open, and purposeful models. The integration aspect of the paradigm necessitates a comprehensive theoretical restructuring, while the interconnection aspect requires a broadened viewpoint. The historical approach is demonstrated by historical reformation, which encompasses multidimensional and holistic models. In contrast, the philosophyasasystem approach entails methodical reforms through the incorporation of models that focus on cognition, wholeness, openness, and purposefulness. The historical and methodical restructuring prototypes can be seen in the Integrative Legal Theory Model and the Critical Legal Functionalism Model. Our study highlights the significance of incorporating economic behavior into the interdisciplinary framework of empirical legal studies. This will enable a more comprehensive understanding of the complex connections between law and economic dynamics.

Spearman and Pearson Correlation Tests: Analyzing Negative and CAR Correlation in Indonesian Islamic Finance (2021-2023) Widodo, Prima Ariyo; Isman, I; Hidayat, Syamsul; Risdayani, R
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5327

This study examines the correlation between Non-Performing Financing (NPF) and Capital Adequacy Ratio (CAR) in Indonesian Islamic finance from 2021 to 2023. The study employed Pearson and Spearman correlation tests to examine the correlation between NPF and CAR in Indonesian Islamic finance from 2021 to 2023. The significance was determined by Sig. (2-tailed) values (p < 0.05), accepting H0 and rejecting H1. The Pearson (r) and Spearman (ρ) coefficients indicated a strong negative correlation. The robust methodology reinforces the findings on the intricate dynamics between NPF and CAR in the specified financial data. The findings, obtained through Pearson and Spearman correlation tests, reveal a significant negative correlation (p < 0.05), indicating an inversely proportional relationship. The strong negative correlation suggests that as NPF increases, CAR decreases, and vice versa. The study provides valuable insights into the dynamic interplay between NPF and CAR in Islamic financial data.

The Effect of Regulation, Fintech and Social Media on the Sustainability of the Halal Tourism Industry: An Applied Statistical Analysis Study Isman, I; Diniyah, Dita Nurul
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5411

This study examines the impact of regulation, fintech adoption, and social media on the sustainability of halal tourism in Surakarta. The results of the statistical analysis indicate a strong correlation between social media adoption and sustainability, while regulatory support and fintech adoption do not have a significant impact. This study provides original insights by conducting exponential, taxonomic, and componential analyses, which reveal diverse stakeholder interpretations. The article recommends implementing inclusive social media strategies and regulatory support to enhance branding effectiveness. Despite its limitations, this research contributes to policy formulation, fosters collaboration, and enhances the sustainability of halal tourism through a nuanced understanding of regulatory, fintech, and social media influences.

Legal and Spatial Impacts of Land Conversion in Karanganyar: An Analysis of Regional Regulation 19/2019 Novita, N; Isman, I
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5102

The objective of this research is to ascertain whether Local Regulation No. 19/2019 has sufficiently addressed the economic, social and environmental impacts that have the potential to give rise to regulatory inconsistency. The objective of this research is to analyse the economic, social and environmental impacts of land use change policies in Karanganyar Regency in accordance with Local Regulation No. 19/2019. the research methodology employed is descriptive legal geography. The findings are presented in the following section. The land conversion policy set out in Local Regulation No. 19/2019 in Karanganyar Regency has been designed with the intention of considering the full range of economic, social and environmental impacts. However, this policy may give rise to conflicts with other policies if the regulations on community participation and alternative site design are not addressed in a more holistic manner. In practice, this results in the exclusion of environmental impact analysis from the decision-making process, thereby enabling the conversion of agricultural land into tourist sites without sufficient consideration of the potential consequences. This approach creates an imbalance and may ultimately result in unsustainability. The findings of this research can be used to enhance land use change policies in Karanganyar, facilitate local development, and provide a foundation for further research. This research is notable for its use of a legal geography approach and its focus on the Karanganyar Regency.

ChatGPT and Ijtihad in Shariah Economic Law Nugroho, Bramantyo Suryo; Rosyadi, Imron; Isman, I
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5159

ChatGPT, as an AI representation, can understand human language and provide responses simulating human interactions. In the context of Islamic law, this technology can assist scholars in interpreting Shariah economic laws by processing information from primary sources such as the Quran, Hadith, and Islamic literature. However, the use of ChatGPT in ijtihad for Shariah economic law poses complex challenges. This technology has limitations in understanding the context of Islamic legal principles and the nuanced language crucial for interpreting Islamic law. Additionally, ethical aspects are crucial, particularly in issuing fatwas or ijtihad related to Shariah Economic Law. This research aims to explain the concept of ijtihad from the perspective of Islamic law and address whether ChatGPT can act as a giver of fatwas in the aspect of Shariah Economic Law. This research employs a descriptive qualitative approach with a normative phenomenological approach. Primary data is gathered from literature sources and references on Islamic law, while secondary data is obtained from ChatGPT responses to the given prompts. The research concludes that ChatGPT, as a technological advancement, offers an ijtihad model that transcends time. However, ChatGPT has not yet been capable of being utilized as a giver of fatwas in the aspect of Shariah Economic Law. This is due to: (a) ChatGPT's difficulty in recognizing and comprehending words with specific and profound contexts, and (b) input data sourced from big data cannot guarantee the authenticity of the data when used for making legal decisions, particularly in Shariah Economic Law. There has not been a detailed study discussing ChatGPT as a means of ijtihad, specifically as a provider of fatwas in the domain of Shariah Economic Law.

Correlation and Linear Regression Tests: Projected Deforestation Due to New Capital Development in East Kalimantan Isman, I; Widodo, Prima Aryo; Setyowati, Yuli
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5162

Linear regression analysis was used in this research to investigate the correlation between deforestation and the number of climate villages. The results showed a significant association between climate villages and deforestation rates, as the null hypothesis (H0) was rejected and the alternative hypothesis (H1) was accepted. This suggests that climate village initiatives or policies have a tangible impact on deforestation patterns. The study's findings can contribute to natural resource management and environmental conservation strategies. This finding highlights the pivotal role of climate villages in reducing deforestation rates. Therefore, environmental and development policies can be tailored to actively support these initiatives. The study provides both conceptual insights into variable relationships and practical guidance for environmental conservation and sustainable development efforts.

Declining NPF Threatens Islamic Finance Stability: Unveiling Negative Correlation with CAR (2021-2023) through Robust Statistical Analysis Isman, I; Widodo, Prima Ariyo; Risdayani, R
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5163

The aim of this research is to investigate the dynamics of Non-Performing Financing (NPF) and Capital Adequacy Ratio (CAR) in Islamic finance from 2021 to 2023. Robust statistical methods, including Pearson and Spearman correlation tests, were used to examine the relationship between NPF and CAR. The findings indicate a significant negative correlation between NPF and CAR, with a significance value below 0.05. The strength of this inverse relationship is underscored by Pearson and Spearman correlation coefficients of -0.342 and -0.486, respectively, signifying a robust association. This negative correlation implies that as NPF increases, the CAR tends to decrease, and vice versa. The research provides valuable insights into the field of Islamic finance by highlighting the potential threat posed by declining non-performing financing (NPF) to the stability of financial institutions. Understanding these dynamics is important for stakeholders to develop strategic measures that maintain the Capital Adequacy Ratio and ensure the resilience of Islamic financial systems between 2021 and 2023.

Applied Statistical Analysis: Regression Analysis of Islamic Banking Asset Growth and Conventional Banking Growth 2021-2022 Risdayani, R; Isman, I; Hidayat, Syamsul; Nirwana, Andri
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5261

This study aims to investigate and analyse the relationship between Islamic banking assets and conventional banking assets in Indonesia. The research methodology involves the use of a linear regression test to determine the dependence relationship between Islamic banking assets (dependent) and conventional banking assets (independent). The results of the analysis showed that there was a significant negative relationship between the variables and the dependent variable, with a significance value of 0.441 (> 0.05). The regression equation obtained Y=0.105-0.158X illustrates that if the independent variable (Islamic banking assets) increases, the dependent variable (conventional banking assets) will decrease, and vice versa. This research is expected to provide practical insights for practitioners to help stakeholders make more informational and informed decisions to make more informational and strategic decisions to achieve their goals.

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