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The Effect of the Human Development Index on Environmental Performance Index Measurement: A Maqāṣid al-Sharī’ah Perspective Widodo, Prima Ariyo; Isman, Isman; Risdayani, Risdayani; Budiman, Mamdukh
Al-Muamalat: Jurnal Ekonomi Syariah Vol 12, No 1 (2025): January (IN PRESS)
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v12i1.40838

This research aims to evaluate the improvement in the Human Development Index (HDI), which encompasses health, education, and income, between 2021 and 2023. Furthermore, this research analyses the relationship between the human development index and the environmental performance index from the perspective of Maqāṣid al-Shari’ah. Employing a mixed-methods approach, this study integrates qualitative and quantitative methodologies. The quantitative method uses linear regression for data analysis and interpretation with descriptive pattern qualitative analysis. The findings reveal a negative correlation between Indonesia's HDI and its EPI. Individuals with higher levels of education, better health, and increased income tend to exhibit greater awareness of environmental sustainability. This finding supports Maqāṣid al-Shari’ah, which emphasizes the importance of protecting life, education, property and offspring. Improving human welfare and protecting the environment are key to achieving sustainable development. Government policies should simultaneously promote human development and environmental protection. This fostered sustainable prosperity in line with the principles of Maqāṣid al-Shari’ah.

Istihsan Concept and its Application in Determining the Legal Status of Halal Tourism Widodo, Prima Ariyo
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5316

Linguistically speaking, Istihsan is the masdar version of the word Istahsan - Yastahsin - Istihsana, which denotes thinking about, pondering the existence of, or seeking for something better to follow. The definition of "shara" according to Abdul Wahhab Khallaf, Istihsan, is "Transferring a mujtahid from the law kulli (generic) to the law of exceptions due to the evidence supporting it, or from qiyas prison (clear) to qiyas khafi (vague). The author of this study restricts it to the use of the concept of Istihsan in determining the legal status of halal tourism. In Islamic law, the idea of istihsan is an ijtihad technique that permits a mujtahid, or Islamic jurist, to base the law on morality or fairness. Istihsan can be used to evaluate the moral and just components of tourism-related activities in order to establish the legal status of halal travel. By guaranteeing that tourist operations adhere to sharia principles and must be founded on maslahah mursalah for each user or customer, this notion can serve as the foundation for establishing the legal status of halal tourism. The legal status of halal tourism can thus be ascertained by using the notion of istihsan and the tenets of sharia economic law, taking into account elements of fairness, morality, and compliance with sharia principles.

Spearman and Pearson Correlation Tests: Analyzing Negative and CAR Correlation in Indonesian Islamic Finance (2021-2023) Widodo, Prima Ariyo; Isman, I; Hidayat, Syamsul; Risdayani, R
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5327

This study examines the correlation between Non-Performing Financing (NPF) and Capital Adequacy Ratio (CAR) in Indonesian Islamic finance from 2021 to 2023. The study employed Pearson and Spearman correlation tests to examine the correlation between NPF and CAR in Indonesian Islamic finance from 2021 to 2023. The significance was determined by Sig. (2-tailed) values (p < 0.05), accepting H0 and rejecting H1. The Pearson (r) and Spearman (ρ) coefficients indicated a strong negative correlation. The robust methodology reinforces the findings on the intricate dynamics between NPF and CAR in the specified financial data. The findings, obtained through Pearson and Spearman correlation tests, reveal a significant negative correlation (p < 0.05), indicating an inversely proportional relationship. The strong negative correlation suggests that as NPF increases, CAR decreases, and vice versa. The study provides valuable insights into the dynamic interplay between NPF and CAR in Islamic financial data.

The Effect of the Human Development Index on Environmental Performance Index Measurement: A Maqāṣid al-Sharī’ah Perspective Widodo, Prima Ariyo; Isman, Isman; Risdayani, Risdayani; Budiman, Mamdukh
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 12 No. 1 (2025): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v12i1.40838

This research aims to evaluate the improvement in the Human Development Index (HDI), which encompasses health, education, and income, between 2021 and 2023. Furthermore, this research analyses the relationship between the human development index and the environmental performance index from the perspective of Maqāṣid al-Shari’ah. Employing a mixed-methods approach, this study integrates qualitative and quantitative methodologies. The quantitative method uses linear regression for data analysis and interpretation with descriptive pattern qualitative analysis. The findings reveal a negative correlation between Indonesia's HDI and its EPI. Individuals with higher levels of education, better health, and increased income tend to exhibit greater awareness of environmental sustainability. This finding supports Maqāṣid al-Shari’ah, which emphasizes the importance of protecting life, education, property and offspring. Improving human welfare and protecting the environment are key to achieving sustainable development. Government policies should simultaneously promote human development and environmental protection. This fostered sustainable prosperity in line with the principles of Maqāṣid al-Shari’ah.

The Agreement to Buy and Sell Mu’athah in Supermarkets Reviewed from the Rules of Fiqhiyah Al-Istihsanu bil 'Urf Prayitno, Yuliyanto Eko; Hidayat, Febryan; Widodo, Prima Ariyo; Ashshidiq, Ahmad Ashari; Syah, Alam Firman
Demak Universal Journal of Islam and Sharia Vol. 2 No. 01 (2024): Main Thema: The Dynamics of Islamic Law and Sharia Economy in Protecting Right
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i01.84

This study aims to investigate the law of mu’athah buying and selling transactions by referring to the rules of fiqhiyyah Al Istihsanu bil 'urf that occur in supermarkets. A qualitative approach with library research methods was used in this study, where data were obtained from books and journals. The data collection method used is descriptive analysis, with content analysis techniques. Research findings show that in business transactions, contracts have a vital role in people's lives, becoming the basis for various human activities. Akad becomes the framework of transactions in the Islamic economy, enabling the implementation of various business and economic activities. The Islamic view of the contract has no particular limitations, as long as it meets the requirements and pillars of the contract. However, with the progress of the times, the contract can be made directly, without using words, writing, or gestures, but rather through the actions of both parties that reflect the agreement, known as bai' mu’athah transactions. These transactions generally occur in supermarkets, using modern methods such as electronic media in the form of barcodes that can only be read by machines. Although this bai' mu’athah transaction does not fully meet the conditions and pillars of the contract, according to Maliki, the most basic is the custom that shows the agreement and willingness of both parties. Some Shafi'i scholars also allow bai' mu’athah transactions.

Declining NPF Threatens Islamic Finance Stability: Unveiling Negative Correlation with CAR (2021-2023) through Robust Statistical Analysis Isman, I; Widodo, Prima Ariyo; Risdayani, R
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5163

The aim of this research is to investigate the dynamics of Non-Performing Financing (NPF) and Capital Adequacy Ratio (CAR) in Islamic finance from 2021 to 2023. Robust statistical methods, including Pearson and Spearman correlation tests, were used to examine the relationship between NPF and CAR. The findings indicate a significant negative correlation between NPF and CAR, with a significance value below 0.05. The strength of this inverse relationship is underscored by Pearson and Spearman correlation coefficients of -0.342 and -0.486, respectively, signifying a robust association. This negative correlation implies that as NPF increases, the CAR tends to decrease, and vice versa. The research provides valuable insights into the field of Islamic finance by highlighting the potential threat posed by declining non-performing financing (NPF) to the stability of financial institutions. Understanding these dynamics is important for stakeholders to develop strategic measures that maintain the Capital Adequacy Ratio and ensure the resilience of Islamic financial systems between 2021 and 2023.

Linear Regression Analysis: The Impact of the Total Population on Halal Certification Applicants in Indonesia (2021-2022) Risdayani, R; Hidayat, Syamsul; Widodo, Prima Ariyo
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5262

This research investigates the relationship between the total population and the number of halal certification applicants in Indonesia from 2021 to 2022 by employing an applied statistical approach with a focus on the linear regression test. The objective is to discern the extent to which the total population influences the demand for halal certification. The study utilized secondary data collected from various sources and processed through statistical software. The findings reveal a statistically significant relationship between the total population and halal certification applicants, as evidenced by the low significance value (0.001). The regression equation, 49,003-0.000X, indicates a negative correlation, suggesting that as the total population increases, the number of halal certification applicants tends to decrease. The applicative contribution of this research lies in providing valuable insights for policymakers, industries, and halal certifying bodies. Understanding the dynamics of population influence on halal certification demand can guide strategic planning for meeting the growing needs of consumers. However, it is noteworthy that the regression coefficient indicates a nonsignificant contribution of the total population in explaining variations in halal certification applicants, emphasizing the need for additional factors to be considered in comprehensive analyses of halal certification.

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