Shofie Azizah
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Keamanan siber sebagai fondasi pengembangan aplikasi keuangan mobile: Studi literatur mengenai cybercrime dan mitigasinya Shofie Azizah; Zava Nurruzzuhrotil Ula; Dwi Mutiara; Michelle Prajna Prameswari
Akuntansi dan Teknologi Informasi Vol. 17 No. 2 (2024): Volume 17, No.2 September 2024
Publisher : Jurusan Akuntansi,Fakultas Bisnis dan Ekonomika,Universitas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/jati.v17i2.6409

Abstract

This study examines the importance of cybersecurity in mobile financial applications, particularly in the face of rising cybercrime threats. The aim of this research is to provide deeper insights into the significance of cybersecurity in mobile financial apps and to develop approaches that financial companies can adopt to protect their users' data and information. The research employs a qualitative descriptive method using a systematic literature review (SLR) approach. Meta-synthesis analysis is applied to synthesize data from 26 journal articles published between 2019 and 2024. The findings reveal that cybercrime in the financial and FinTech industries is driven by internal factors such as weak security systems, lack of system updates, limited human resource competencies, and careless user behavior. External factors include malware attacks, unclear regulations, and the use of advanced technology. To counter these, it is necessary to implement technologies such as firewalls and blockchain, strong risk management, enhanced network infrastructure, the establishment of cybersecurity teams, the development of clear regulations, and user education to raise awareness and improve cybersecurity. Therefore, the implementation of a comprehensive cybersecurity strategy is crucial in maintaining the integrity and trust of users in mobile financial applications.
Mengkritisi Implementasi Standar Akuntansi Syariah dalam Pengelolaan Wakaf di Era Society 5.0 Michelle Prajna Pramewari; Dwi Mutiara; Shofie Azizah; Gunawan Aji
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 3 No. 3 (2024): Agustus : Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v3i3.2175

Abstract

The era of Society 5.0, characterized by the integration of advanced technologies such as artificial intelligence, Internet of Things (IoT), and big data, has brought significant changes in various aspects of life, including Islamic financial management. Waqf management, as an important financial and social instrument in Islam, requires transparency, effectiveness, and compliance with sharia principles. Sharia Accounting Standards (SAS) serve as a framework to regulate sharia accounting practices in waqf management. This study aims to identify barriers to the implementation of SAS in waqf management in the era of Society 5.0 and explore innovative solutions that can help overcome these barriers. Qualitative methods were used, involving in-depth interviews and document analysis. The results show that a deep understanding of sharia principles, the complexity of accounting standards, and technological dynamics are the main challenges. Innovative solutions such as the utilization of blockchain technology, the development of digital platforms, as well as increased education and collaboration between relevant institutions, can improve effectiveness, transparency, and compliance in waqf management.