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Keamanan siber sebagai fondasi pengembangan aplikasi keuangan mobile: Studi literatur mengenai cybercrime dan mitigasinya Shofie Azizah; Zava Nurruzzuhrotil Ula; Dwi Mutiara; Michelle Prajna Prameswari
Akuntansi dan Teknologi Informasi Vol. 17 No. 2 (2024): Volume 17, No.2 September 2024
Publisher : Jurusan Akuntansi,Fakultas Bisnis dan Ekonomika,Universitas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/jati.v17i2.6409

Abstract

This study examines the importance of cybersecurity in mobile financial applications, particularly in the face of rising cybercrime threats. The aim of this research is to provide deeper insights into the significance of cybersecurity in mobile financial apps and to develop approaches that financial companies can adopt to protect their users' data and information. The research employs a qualitative descriptive method using a systematic literature review (SLR) approach. Meta-synthesis analysis is applied to synthesize data from 26 journal articles published between 2019 and 2024. The findings reveal that cybercrime in the financial and FinTech industries is driven by internal factors such as weak security systems, lack of system updates, limited human resource competencies, and careless user behavior. External factors include malware attacks, unclear regulations, and the use of advanced technology. To counter these, it is necessary to implement technologies such as firewalls and blockchain, strong risk management, enhanced network infrastructure, the establishment of cybersecurity teams, the development of clear regulations, and user education to raise awareness and improve cybersecurity. Therefore, the implementation of a comprehensive cybersecurity strategy is crucial in maintaining the integrity and trust of users in mobile financial applications.
Pengenalan Modalitas Fisioterapi Untuk Penanganan Hipertensi Pada Lansia Di Desa Gatak Wijianto Wijianto; Salma Hira Ayu Setyara; Azizah Rahma Sarita; Dwi Mutiara
Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2023): Oktober : Jurnal Pengabdian Masyarakat
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/abdimas45.v2i2.1753

Abstract

Hypertension is a condition in which abnormally increased blood pressure in the arterial vessels secra continuously for more than one period, according to the WHO, a person is said to have hypertension when the blood pressure reaches >160/95 mmHg and is considered normal. Hypertension can be influenced by lifestyle and diet. There are many ways to cope with hypertension such as a healthy lifestyle and routine health checks to control blood pressure. Another way to deal with hypertension in the elderly is to use physiotherapy modalities, including breathing exercises to help lower blood pressure and fast walking exertions that work through reduced peripheral resistance.
Kinerja Pegadaian Syariah dalam Penguatan Literasi dan Inklusi Keuangan Syariah Bagi Keberlangsungan Pelaku UMKM di Kota Jambi Dwi Mutiara
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 5 No. 2 (2025): June-September 2025
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v5i2.1546

Abstract

Penelitian ini bertujuan untuk menganalisis kinerja Pegadaian Syariah di Kota Jambi dalam meningkatkan literasi dan inklusi keuangan syariah bagi keberlanjutan UMKM. Pegadaian Syariah berperan penting dalam memberikan bantuan pinjaman dan tabungan kepada masyarakat. Penelitian ini menggunakan metode kuantitatif deskriptif. Pengumpulan data dilakukan melalui analisis jalur. Penelitian ini memberikan implikasi penting bagi pengembangan strategi Pegadaian Syariah dalam meningkatkan literasi dan inklusi keuangan syariah bagi UMKM di Kota Jambi. Hasil penelitian menunjukkan bahwa pengaruh inklusi keuangan syariah terhadap kinerja UMKM adalah positif dan berpengaruh signifikan dengan nilai signifikan 0,000 < 0,05 dengan nilai koefisien 0,6175. Pengaruh inklusi keuangan syariah terhadap keberlanjutan UMKM adalah positif dan berpengaruh kurang signifikan dengan nilai signifikan 0,3343 > 0,05 dengan nilai koefisien -0,0018. Pengaruh langsung literasi keuangan Islam terhadap kinerja UMKM bersifat positif dan signifikan, dengan nilai signifikansi 0,002 atau lebih kecil dari 0,05. Pengaruh tersebut positif tetapi tidak signifikan, terbukti dari nilai signifikansi 0,03482 > 0,05. Pengaruh literasi keuangan Islam terhadap keberlanjutan pelaku UMKM bersifat positif dan signifikan. Hal ini dibuktikan dengan hasil analisis nilai signifikansi 0,000 < 0,05 dengan nilai koefisien dana pihak ketiga sebesar 1,1460.
Mengkritisi Implementasi Standar Akuntansi Syariah dalam Pengelolaan Wakaf di Era Society 5.0 Michelle Prajna Pramewari; Dwi Mutiara; Shofie Azizah; Gunawan Aji
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 3 No. 3 (2024): Agustus : Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v3i3.2175

Abstract

The era of Society 5.0, characterized by the integration of advanced technologies such as artificial intelligence, Internet of Things (IoT), and big data, has brought significant changes in various aspects of life, including Islamic financial management. Waqf management, as an important financial and social instrument in Islam, requires transparency, effectiveness, and compliance with sharia principles. Sharia Accounting Standards (SAS) serve as a framework to regulate sharia accounting practices in waqf management. This study aims to identify barriers to the implementation of SAS in waqf management in the era of Society 5.0 and explore innovative solutions that can help overcome these barriers. Qualitative methods were used, involving in-depth interviews and document analysis. The results show that a deep understanding of sharia principles, the complexity of accounting standards, and technological dynamics are the main challenges. Innovative solutions such as the utilization of blockchain technology, the development of digital platforms, as well as increased education and collaboration between relevant institutions, can improve effectiveness, transparency, and compliance in waqf management.