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All Journal Journal of Economics and Business UBS Al-Hisbah Jurnal Ekonomi Syariah
Milawati, Nur Fazillah
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Religion Economics, Econometrics & Finance Social Sciences Other

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A Conceptual Analysis: A Model for Developing Village Entrepreneurship Through the Mudharabah Contract Wakil, Abdul; Azzahroh, Evrita Putri; Maghfiroh, Rizka Amaliyah; Sanawati, Ciptia Khoirulina; Milawati, Nur Fazillah; Ismiati, Baiq
Al-Hisbah Jurnal Ekonomi Syariah Vol 5 No 2 (2025): Jurnal Alhisbah
Publisher : Institute Agama Islam Tafaqquh Fiddin Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57113/his.v5i2.469

Abstract

This study aims to formulate a conceptual model of village entrepreneurship development based on the mudharabah contract within the perspective of Islamic economics. The research method employs a descriptive qualitative approach through systematic literature review and conceptual analysis using the framework of maqashid al-shariah. Thematic analysis was conducted on literature discussing the practice of mudharabah, village-based micro, small, and medium enterprises UMKM, and economic digitalization, resulting in a synthesis of the role of this contract in rural economic development. The findings reveal that mudharabah functions as a multifunctional instrument: first, providing more equitable access to capital through profit-sharing schemes; second, strengthening social solidarity through transparency and trustworthiness (amanah); third, fostering spiritual motivation with an orientation toward blessings (barakah); fourth, building digital trust for village products in online marketplaces; and fifth, enhancing community resilience against business risks.
Analisis Pengaruh Promosi Financial Technology (E-Money) Dan Ketersediaan Dana Melalui Gaya Hidup Terhadap Impulsive Buying (Studi Kasus Pada Karyawan Divisi Sparepart Rahayu, Nila; Abdurrahman, Abdurrahman; Dwi Genadi, Yeldy; Milawati, Nur Fazillah
Journal of Economics and Business UBS Vol. 12 No. 3 (2023): Special Issue
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v12i3.230

Abstract

In the era of globalization, shopping activities are not only for buying goods needed or for fulfilling needs, but shopping has become a lifestyle, pleasure & psychological activity. Not only the promotion of e-money, lifestyle, availability of funds (money availability), it also becomes the basis for consumers to make purchases. This study aims to analyze the effect of financial technology promotion (e-money) and the availability of funds through lifestyles on impulsive buying. The population used in this study are employees of PT. Mitra Pinasthika Mulia Surabaya in the spareparts division and the number of samples of this study were 92 people with a purposive sampling method. This research used PLS as analysis. The results showed that e-money promotion had a negative influence on impulsive buying, e-money promotion had a positive effect on lifestyle, the availability of funds had no effect on impulsive buying, the availability of funds had a positive effect on lifestyle and lifestyle had a positive effect on impulsive buying.
Co-Authors Abdul Wakil, Abdul Abdurahman Abdurrahman Azzahroh, Evrita Putri Dwi Genadi, Yeldy Ismiati, Baiq Maghfiroh, Rizka Amaliyah Rahayu, Nila Sanawati, Ciptia Khoirulina