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All Journal JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Jurnal Ekonomi Logistik
Amanda Dwi Lestari
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Kebijakan Moneter Terhadap Ketimpangan Pendapatan di Indonesia Amanda Dwi Lestari; Greyuni Grace Tambunan; Raden Fadhilla Salsabila; Avrahersatiadi Ricco Galang Erlangga; Maunisa Widya Zalianty; Nurlela; Disya Ayu Rivtryana
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.63

Abstract

Monetary policy is a policy that can influence the Indonesian economy. Interest rates are one of the instruments in monetary policy. This research aims to determine the effect of interest rates on income inequality in Indonesia. The data used is secondary time series data for the period 2014 – 2023 obtained from BPS and BI using the simple linear regression method. This research shows that monetary policy on interest rates has an insignificant effect on income inequality in Indonesia. The interest rate only influences income inequality by 35% and 65% is influenced by other factors that were not studied.
Reconceptualizing Online Purchase Decision: The Strategic Role of Economic Benefit, Convenience, and Transaction Flexibility in Indonesia Mohamad Sodikin; Amanda Dwi Lestari; Erminia Nacwa Sava; Indah Kusuma Saputri; Caesilia Sagita Angel; Susmiyati; Febi Lusia Lim; Orinda Jayanti Pungkasari; Lenita Ganis Septiani; Atthariq Roiyan Zulmi; Lungguh Herwanto
E-logis : Jurnal Ekonomi Logistik Vol. 8 No. 1 (2026): April : E-Logis : Jurnal Ekonomi Logistik
Publisher : STIE Cendekia Karya Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70375/e-logis.v8i1.200

Abstract

Despite extensive research on online consumer behavior, existing studies largely emphasize purchase intention and isolate determinants such as price, trust, or perceived usefulness. Limited attention has been paid to how consumers integrate multiple evaluative dimensions in forming actual online purchase decisions, particularly in emerging digital markets. Addressing this gap, this study reconceptualizes online purchase decision as a multidimensional evaluative process by examining Indonesian's consumers lived experiences in e-commerce transactions. Using an exploratory qualitative design, data were collected from 30 active online shoppers through semi-structured interviews and analyzed via reflexive thematic analysis. The results identify three interrelated yet distinct dimensions shaping purchase decisions: Perceived Economic Benefit, Perceived Convenience, and Transaction & Access Flexibility. While economic benefit reflects utilitarian value optimization and cost efficiency, and convenience captures effort and time reduction, transaction and access flexibility emerges as a structurally distinct determinant representing perceived control through adaptive payment options, temporal accessibility, and mobile-based access. This study advances the literature by positioning transaction flexibility as an independent construct rather than a subdimension of convenience or trust. Theoretically, the findings integrate consumer value, technology acceptance, and transaction cost perspectives into a unified framework explaining actual purchase behavior. Managerially, the study highlights the strategic importance of designing flexible transaction systems alongside competitive pricing and seamless user experience in emerging e-commerce ecosystems.
Co-Authors Atthariq Roiyan Zulmi Avrahersatiadi Ricco Galang Erlangga Caesilia Sagita Angel Disya Ayu Rivtryana Erminia Nacwa Sava Febi Lusia Lim Greyuni Grace Tambunan Indah Kusuma Saputri Lenita Ganis Septiani Lungguh Herwanto Maunisa Widya Zalianty Mohamad Sodikin Nurlela Orinda Jayanti Pungkasari Raden Fadhilla Salsabila Susmiyati