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Pengaruh Penyaluran Kredit Perbankan Terhadap Pertumbuhan Ekonomi di Nusa Tenggara Timur Tahun 2013 – 2022 Ridho Christiadi Simbolo; Amanda Putri; Elfira Erlikasna Br Tarigan; Safira Kencana Putri; Aldivo Anugraha; Nurlela Nurlela; Disya Ayu Rivtryana
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 3 (2024): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i3.608

Abstract

Banking plays a crucial role in society. Banks, as direct partners of the community, serve as the main drivers of the economy. The significance of the banking sector in shaping development directions, fostering economic growth, and enhancing societal welfare has been acknowledged by various societal elements. This study aims to examine the regression outcomes of variables such as working capital loans, investment loans, and consumer loans on economic upliftment in the region of East Nusa Tenggara Province. Multiple linear regression analysis, t-tests, and F-tests are employed as statistical methods to discern the relationships between several independent variables and the dependent variable in this research. Secondary data spanning a decade are collected from the Central Bureau of Statistics of East Nusa Tenggara Province. The findings reveal that economic growth in East Nusa Tenggara Province is positively and significantly influenced by investment loans and consumer loans, while working capital loans exhibit a negative and insignificant impact.
Pengaruh Pengangguran Terhadap Pertumbuhan Ekonomi Di Jawa Barat: Periode Tahun 2002-2023 Maulania Rahma Azzahra; Siti Kumala Zahra; Jilan Rifa Fauziah; Hanivatul Husna; Laudza Hilmy; Dahri Tanjung; Disya Ayu Rivtryana
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 3 (2024): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i3.655

Abstract

The unemployment situation in West Java remains a serious concern, particularly due to the impacts of the COVID-19 pandemic, technological changes, and industrial restructuring. During the transition period of the COVID-19 pandemic, the Open Unemployment Rate (TPT) in West Java Province decreased, indicating a potential relationship between unemployment rates and economic growth. This study aims to identify and analyze the effect of unemployment on economic growth in West Java using descriptive analysis and quantitative analysis with a multiple linear regression approach. Statistical analysis results show the regression equation Y = 6.170 – 0.088X1 – 0.771X2 + e. This means that if the variables unemployment (X1) and COVID (X2) are zero, economic growth (Y) remains constant at 6.170. Each 1% increase in unemployment reduces economic growth by 0.088%, while each 1% increase in COVID cases reduces economic growth by 0.771%. The F-test simultaneously, with a significance value of 0.000 < 0.05, indicates that the percentage of unemployment and the COVID dummy variable significantly affect economic growth in West Java. With an F value of 0.05, the alternative hypothesis (H1) is accepted, and the null hypothesis (H0) is rejected, indicating that unemployment and COVID variables significantly influence economic growth.
Pengaruh Pengeluaran Konsumsi Rumah Tangga terhadap Produk Domestik Bruto Indonesia Tahun 2003-2022 Siti Saadatu Daroen; M.Egitia Zaini; Nurul Nur Fadillah; Angelica Meilani Rika Dwi Kusuma; Anggita Ken Muktiari; Faldi Satrya Akbarullah; Dahri Dahri; Disya Ayu Rivtryana
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1637

Abstract

This research aims to analyze the influence of household consumption expenditure on Indonesia's Gross Domestic Product (GDP) in 2003-2022. The data used was taken from secondary data from the Central Statistics Agency (BPS) using simple linear regression as the analysis method. The research results show that there is a positive and significant relationship between household consumption expenditure and Indonesia's GDP. This means that an increase in household consumption expenditure will encourage Indonesia's GDP growth. The growth in household consumption shows that during the 2003-2022 period it can increase GDP, seen from every 1% increase in household consumption expenditure, it will increase Indonesia's GDP by 0.0901. The research results show that household consumption expenditure is one of the main components driving an increase in Indonesia's GDP. Thus, to encourage higher economic growth, efforts need. to be made to increase people's purchasing power and encourage productive household consumption.
Pengaruh Kebijakan Moneter Terhadap Ketimpangan Pendapatan di Indonesia Amanda Dwi Lestari; Greyuni Grace Tambunan; Raden Fadhilla Salsabila; Avrahersatiadi Ricco Galang Erlangga; Maunisa Widya Zalianty; Nurlela; Disya Ayu Rivtryana
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.63

Abstract

Monetary policy is a policy that can influence the Indonesian economy. Interest rates are one of the instruments in monetary policy. This research aims to determine the effect of interest rates on income inequality in Indonesia. The data used is secondary time series data for the period 2014 – 2023 obtained from BPS and BI using the simple linear regression method. This research shows that monetary policy on interest rates has an insignificant effect on income inequality in Indonesia. The interest rate only influences income inequality by 35% and 65% is influenced by other factors that were not studied.
Analysis of the Effect of an Open Economy on Indonesia's National Income Rizki Yuda Musidi; Mutiara Azzahra; Lien Febrina; Eka Rindah Yani; Muhammad Tsaqifa Ifada; Nurlela Nurlela; Disya Ayu Rivtryana
International Journal of Economics and Management Sciences Vol. 1 No. 3 (2024): August : International Journal of Economics and Management Sciences
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijems.v1i3.66

Abstract

This research aims to examine the impact of various factors, such as the value of exports and the value of imports, on Indonesia's total national income. These factors are considered as independent variables, while the amount of Indonesia's national income is the dependent variable. The research methodology involves a descriptive quantitative approach and explanatory research, with a focus on the analysis of Indonesia's national income from 1993 to 2024. The required data was obtained from secondary sources such as the Central Statistics Agency, Uncomtrade , Trademap , books, and similar research-related publications. To analyze the data, multiple linear regression statistical methods were used with the help of SPSS version 27 software. The results of the analysis show that overall (F test), the factors studied have a significant influence on the amount of national income. Furthermore, partial analysis (t test) shows that the variables of Indonesia's export value and import value also have a significant influence on Indonesia's total national income.
Pengaruh Tingkat Suku Bunga dan Jumlah Uang Beredar terhadap Pertumbuhan Ekonomi di Indonesia Devi Pradipta; Elfa Syukrina; Kayla Marsa Nabila; Della Zahwa Fadilla; Rezky Anugerah; Irvanly Dominggus Sihombing; Rasidin Karo Karo Sitepu; Disya Ayu Rivtryana
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.3673

Abstract

Suku bunga merupakan instrumen kebijakan moneter yang menjadi faktor penting dalam mempengaruhi pertumbuhan ekonomi, kebijakan tersebut ditetapkan oleh otoritas Bank Indonesia. Penelitian ini menelaah tentang pengaruh antara jumlah uang beredar dan suku bunga terhadap pertumbuhan ekonomi. Data pada penelitian ini dianalisis menggunakan regresi linear berganda menggunakan metode Ordinary Least Square (OLS), dengan data sekunder series tahun 1993-2023. Hasil penelitian menunjukan kedua variabel independent berpengaruh positif terhadap variabel dependent. Akan tetapi, variabel suku bunga lebih dominan berpengaruh secara signifikan terhadap pertumbuhan ekonomi di Indonesia dibandingkan variabel jumlah uang beredar. Karena suku bunga adalah faktor penting dalam mempengaruhi pertumbuhan ekonomi, sehingga harga (suku bunga) perlu dijaga oleh Bank Indonsia untuk tetap stabil, dalam menjaga pertumbuhan ekonomi dan inflasi.
Analysis the Influence of Interest Rates on Inflation Rate Developments Nurul Anisa; Zaqia Yuliana Pratiwi; Farhana Talida Kamila; Rayhan Ananta; Andrie Sheva Faturrahman; Dahri Tanjung; Disya Ayu Rivtryana
International Journal Business, Management and Innovation Review Vol. 1 No. 3 (2024): August : International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v1i3.25

Abstract

Inflation is an increase in the overall prices of goods and services that occurs continuously. The aim of this research is to analyze the influence of interest rates on the development of the inflation rate. Interest rates are one of the monetary policy instruments used by central banks to control inflation. Inflation is an indicator that reflects economic health and influences various aspects such as purchasing power, monetary policy and economic stability. This research examines the effect of changes in interest rates as the main monetary policy instrument used to control inflation and its impact on economic growth. The method used in this research is simple linear regression to analyze the data. The research results show that the coefficient of determination (R2) is 0.169. This means that around 16.9% of the Inflation variable (Y) is influenced by the independent variable, namely Interest Rates (X). Researchers found that in determining monetary policy the central bank has two quick decision options to control the stability of the inflation rate, including, increasing interest rates when the inflation rate is high or reducing interest rates when the inflation rate is decreasing which results in sluggish economic activity.