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Jual Beli Padi dengan Sistem Tebasan Ditinjau dari Hukum Ekonomi Syariah Hizbul Malik; Imam Prawoto; Agus Rojak Samsudin
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 1 No. 4 (2024): Juli: Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v1i4.294

Abstract

The practice of buying and selling rice using the "tebasan" system occurs in Bedoro Village, Sambungmacan District, Sragen Regency. In this practice, farmers conduct transactions with buyers when the rice plants have turned yellow but are not yet ready for harvest, with a down payment as a sign of commitment. The buyer then waits until the rice is ready for harvest to proceed with harvesting and completing the payment. This study aims to review the practice of buying and selling rice using the tebasan system in Bedoro Village from the perspective of Sharia Economic Law. This research uses field research methods with a descriptive approach. Data were collected through interviews, documentation, and observation. The results indicate that the transaction of buying and selling rice using the tebasan system in Bedoro Village is valid according to Sharia Economic Law. This is because the transaction meets the pillars and conditions of sale and purchase, including the presence of two contracting parties, the goods being traded, and the agreement (ijab qabul), while avoiding elements that could invalidate the transaction such as gharar, riba, dual-purpose transactions, and the utilization and maintenance of land by the buyer.
Kemiskinan dan Pengangguran di Indonesia; Telaah dan Rekomendasi Kebijakan Perspektif Syariah Agus Rojak Samsudin; Rizal Maulana; Syamsurijal; Premi Anggraeni
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 2 (2024): Volume 3 Nomor 2 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i2.62

Abstract

Kemiskinan dan pengangguran di Indonesia merupakan permasalahan sosial-ekonomi yang saling berkaitan dan masih menjadi tantangan besar. Penelitian ini bertujuan untuk menganalisis situasi tersebut dari perspektif syariah serta mengevaluasi kebijakan yang ada, dengan merumuskan rekomendasi kebijakan berbasis ekonomi Islam. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan analisis deskriptif, memanfaatkan data sekunder dari literatur akademik, laporan pemerintah, dan lembaga internasional. Hasil penelitian menunjukkan bahwa instrumen keuangan syariah seperti zakat, wakaf, dan infaq memiliki potensi besar dalam mendukung penanggulangan kemiskinan dan pengangguran, meskipun implementasinya di Indonesia masih terbatas. Kesimpulan penelitian ini menekankan perlunya integrasi lebih mendalam antara prinsip-prinsip syariah dengan kebijakan publik untuk menciptakan solusi yang lebih efektif dan berkelanjutan.
Fenomena Gentrifikasi Digital dan Implikasinya terhadap Kesenjangan Ekonomi di Indonesia: Kajian Yuridis dan Perspektif Hukum Islam Agus Rojak Samsudin; Ali Aminulloh
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.79

Abstract

The rapid growth of Indonesia's digital economy has introduced opportunities and challenges, particularly for MSMEs (Micro, Small, and Medium Enterprises). This study investigates the phenomenon of digital gentrification and its role in exacerbating economic inequality. Using a multidisciplinary approach combining legal and Islamic perspectives, the study draws on secondary data from official reports and scholarly analyses. Findings reveal that while large enterprises dominate digital ecosystems with 70% of e-commerce transactions, MSMEs contribute only 12%, hindered by limited infrastructure and low digital literacy. Islamic principles of distributive justice and maqashid syariah offer a moral framework for addressing these disparities. Policy implications include enhanced infrastructure development, digital literacy programs, and leveraging Islamic finance mechanisms like zakat to promote inclusivity. This study enriches the discourse on digital inclusion and its role in fostering equitable economic growth, proposing actionable strategies to bridge digital divides and reduce systemic inequalitie.
Implikasi Pemberlakuan Sistem Perbankan Ganda Terhadap Penerapan Norma Hukum Islam Di Dalam Perbankan Syariah Di Indonesia Agus Rojak Samsudin; Hadiat, Hadiat
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Volume 3 Nomor 1 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i1.46

Abstract

The Financial System is regulated in Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK). Dual banking system is the implementation of the banking system simultaneously, namely conventional banks and Islamic banks simultaneously. The implementation of the Dual banking system is based on Law No. 7 of 1992 concerning Banking, in which it regulates shortcuts about the system and is perfected by Law No. 10 of 1998. As a result of the implementation of the "dual banking system model", legal problems arise, especially in the intermediation function of Islamic banks as financial institutions that have differences in the variation of fund distribution to the public, with the intermediation function of conventional banks as financial institutions that can only channel funds to the public in the form of credit. The implications of implementing this dual banking system are the gateway to implementing Islamic economic legal norms in every Islamic bank product and business. To ensure compliance with sharia principles, DSN MUI issues fatwas. The MUI DSN fatwa was then formalized through PBI and POJKut selanjutnya diformalkan melalui PBI maupun POJK.