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Perlindungan Hukum Bagi Konsumen Dalam Penggunaan E-Wallet DANA Terhadap Transaksi Digital Aurelita, Mira; Bilqis, Audrey Azka; Sahara, Melian; Suhanda, Ariq Naufal Attalah; Gunawan, Rafy Akmal; Sakti, Muthia
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 5 (2024): Madani, Vol. 2, No. 5 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12205554

Abstract

Technological developments in the economic sector not only provide convenience in transactions, but also have challenges in implementation. Challenges related to security and consumer protection in digital transactions. The aim of this research is to find out the legal regulations for consumer protection for digital transactions in the era of digitalization and to find out legal protection for consumers in the DANA digital transaction application. The type of research method used in this research is a normative juridical approach. In this case, the data sources relied on are secondary data, such as statutory regulations, scientific journals and legal literature. The data collection method uses library research, and data analysis is carried out using a qualitative approach. The results of this research are that to protect consumers, the ITE Law and UUPK have provided a clear legal umbrella. Article 7 letter (f) UUPK regulates the responsibilities of e-wallet parties, including providing compensation if there is a violation of the agreement. Meanwhile, Article 19 explains the provisions for compensation for losses that may arise from the use of e-wallet services, confirming the responsibility of service providers towards their consumers. Thus, clear and firm legal protection for consumers in electronic transactions is very important to prevent losses in the future, as well as liability for service providers.
Implementation of Google Play Billing (GPB) for Indonesian Developers and Consumers based on Law No. 5 of 1999 Concerning Monopoly Practices Suhanda, Ariq Naufal Attalah; Tarina, Dwi Desi Yayi
Law Development Journal Vol 6, No 4 (2024): December 2024
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ldj.6.4.576-587

Abstract

This study aims to analyze the Google Play Billing (GPB) policy implemented by Google towards developers and consumers in Indonesia in the context of Law No. 5 of 1999 concerning the Prohibition of Monopolistic Practices and Unfair Business Competition. This policy requires developers to use the Google Play Store internal payment system with a commission rate of 15-30%. This policy is considered to limit the freedom of developers in determining monetization methods and suppress their competitiveness, especially for small developers who have limited resources. The research method used is normative juridical with a statutory approach and case studies. Data were collected from regulations, official documents, and literature reviews. The analysis was carried out on relevant regulations and related legal cases, such as case 03/KPPU-I/2024 which is currently being handled by the KPPU. The results of the study show that the GPB policy has the potential to violate the principles of fair business competition, especially regarding abuse of dominant position and conditional sales practices (tying). This policy also creates barriers to market entry for new developers and limits the choice of payment methods for consumers, which has an impact on high prices for digital services and reduced innovation and diversity of applications. The conclusion of this study confirms the need for strong regulatory intervention to ensure a fairer, more transparent and competitive digital ecosystem. The novelty of this study is an in-depth analysis of the relevance of GPB policies to the legal framework for competition in Indonesia and policy recommendations that support local innovation and consumer protection.