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All Journal Law Development Journal Madani: Multidisciplinary Scientific Journal
Gunawan, Rafy Akmal
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Perlindungan Hukum Bagi Konsumen Dalam Penggunaan E-Wallet DANA Terhadap Transaksi Digital Aurelita, Mira; Bilqis, Audrey Azka; Sahara, Melian; Suhanda, Ariq Naufal Attalah; Gunawan, Rafy Akmal; Sakti, Muthia
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 5 (2024): Madani, Vol. 2, No. 5 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12205554

Abstract

Technological developments in the economic sector not only provide convenience in transactions, but also have challenges in implementation. Challenges related to security and consumer protection in digital transactions. The aim of this research is to find out the legal regulations for consumer protection for digital transactions in the era of digitalization and to find out legal protection for consumers in the DANA digital transaction application. The type of research method used in this research is a normative juridical approach. In this case, the data sources relied on are secondary data, such as statutory regulations, scientific journals and legal literature. The data collection method uses library research, and data analysis is carried out using a qualitative approach. The results of this research are that to protect consumers, the ITE Law and UUPK have provided a clear legal umbrella. Article 7 letter (f) UUPK regulates the responsibilities of e-wallet parties, including providing compensation if there is a violation of the agreement. Meanwhile, Article 19 explains the provisions for compensation for losses that may arise from the use of e-wallet services, confirming the responsibility of service providers towards their consumers. Thus, clear and firm legal protection for consumers in electronic transactions is very important to prevent losses in the future, as well as liability for service providers.
Legal Protection for Victims of Phishing Schemes for Buying & Selling Vehicles On OLX Gunawan, Rafy Akmal; Nugroho, Andriyanto Adhi
Law Development Journal Vol 7, No 2 (2025): June 2025
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ldj.7.2.162-171

Abstract

This study discusses the legal protection of consumers who are victims of phishing schemes in vehicle buying and selling transactions on the OLX digital platform. In the digital era, phishing is one form of cybercrime that is rampant and threatens consumer rights, both as sellers and buyers. Phishing schemes that occur on OLX are generally carried out by impersonating sellers or buyers in order to steal sensitive information and harm other parties financially. This study aims to examine the impact of phishing schemes on consumer rights and analyze the form of legal responsibility of OLX as a platform organizer if consumers experience losses. The method used in this study is normative juridical, with a relevant legal approach such as the Consumer Protection Law, the ITE Law, and the Personal Data Protection Law. The results of the study show that weak identity verification and the lack of monitoring mechanisms from the platform open up loopholes for cybercrime, and put consumers in a vulnerable position. Therefore, there needs to be regulatory updates and strengthening of the legal responsibility of digital platforms to ensure consumer protection in electronic transactions.
Co-Authors Andriyanto Adhi Nugroho Aurelita, Mira Bilqis, Audrey Azka Muthia Sakti Sahara, Melian Suhanda, Ariq Naufal Attalah