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Komparasi Financial Teknologi Syariah di Negara Indonesia dan Malaysia Saputra, Randa Fajar; Y, Yusra; S, Syahpawi
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 4 (2024): Madani, Vol. 2, No. 4 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11109956

Abstract

Verse 133 of Surah Al-Baqarah in the Koran reflects an important moment in history when the prophet Yakub (Jacob) was nearing the end of his life and spoke to his children about their spiritual choices after his death. (133) Were you witnesses when death came to Jacob, when he said to his sons, "What will you worship after I die?" They answered, "We will worship your God and the God of your ancestors, namely Abraham, Ishmael and Isaac, (namely) God Almighty and we (only) surrender to Him." This verse describes the strong testimony of the descendants of Ibrahim (Abraham), Ismail (Ishmael), and Ishaq (Isaac) about their loyalty to Allah Almighty. They vowed to continue worshiping Allah and continuing the divine legacy that had been passed down by their ancestors. This paper will outline the historical context of this verse, the deep meaning of loyalty to one God, and the universal message about faith, devotion, and spiritual continuity in human life. This verse reminds us of the importance of maintaining the legacy of faith and obedience to Allah, which is a strong foundation for a meaningful and blessed life.
Efektivitas Peran Dewan Pengawas Syariah Dalam Meminimalkan Risiko Kepatuhan di Bank Syariah di Indonesia Y, Yusra; N, Nurnarsrina; Febriyani, Nola; Huda, Nurul
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 5 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14547665

Abstract

Islamic banks have a responsibility to ensure that every product, service, and operational activity is in accordance with sharia principles. Non-compliance with sharia principles not only risks legal sanctions but can also damage the bank's reputation and reduce customer trust. In this context, the Sharia Supervisory Board (SSB) plays a central role as an independent supervisor tasked with ensuring compliance. This study aims to evaluate the effectiveness of the SSB's role in mitigating compliance risks in Islamic banks. The study will analyze the extent to which the SSB is involved in the supervision process, the obstacles faced in carrying out its duties, and recommendations for improving the functionality of the SSB. Using a descriptive qualitative approach, data will be obtained through literature studies, interviews with SSB members, and case studies of several Islamic banks in Indonesia. The results of this study are expected to provide a comprehensive picture of the role of the SSB in managing compliance risks and become a consideration for stakeholders in improving the governance of Islamic banks. In addition, the recommendations produced can help optimize the role of the SSB to be more effective in maintaining the integrity of the Islamic financial system in Indonesia.
Perekonomian Khalifah Harun Al-Rasyid sebagai Alternative of Solution bagi Problematika Perekonomian Indonesia Brillyandra, Fradini; Fadhil, Muflihul; Y, Yusra; A, Alpizar; H, Herlinda
At-Tajdid : Journal of Islamic Studies Vol 4, No 4 (2024): Oktober 2024
Publisher : Pacsasarjana UIN Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/at-tajdid.v4i4.27411

Abstract

The purpose of writing this article is to find out about the economic policies of Caliph Harun ar-Rasyid which can be used as an alternative solution to economic problems in Indonesia. The method the author uses is library research by collecting data regarding files about the history of Harun Al-Rasyid and the economy during Harun al-Rsayid's time through searching data from the internet and print in the form of articles and books. Research result; 1. Harun ar-Rasyid's Economic Policy; a. Trade and Industry, b. Intensive management of the agricultural sector, c. Development of agricultural science, d. Increasing state income through the tax sector, e. Monetary system. 2. Caliph Harun ar-Rasyid's Economic Policy as an Alternative Solution to Indonesia's Economic Problems; a. Agricultural Sector; 1). Activate the agricultural sector and create policies that favor farmers, by eliminating various taxes imposed and also reducing the prices of agricultural needs, for example reducing the prices of fertilizers, agricultural equipment, seeds and so on. 2) Develop agricultural science. This can be done by carrying out various research and trials to increase production in quantity and quality as well as helping to open up market share for farmers' products at national and international levels. 2) Monetary policy, using gold and silver exchange tools to minimize currency price fluctuations between countries, especially developed countries.Keywords:  Economy, Harun Al-Rasyid, Alternative of Solution