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Perbandingan Kesehatan Keuangan Bank Syariah dan Bank Konvensional di Indonesia dengan Pendekatan RGEC Brillyandra, Fradini; Nurnasrina, Nurnasrina; Huda, Nurul; Bte Salman, Nola Fibriyani
At-Tajdid : Journal of Islamic Studies Vol 5, No 1 (2025): Januari 2025
Publisher : Pacsasarjana UIN Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/at-tajdid.v5i1.34346

Abstract

Penelitian ini bertujuan untuk membandingkan kesehatan keuangan antara Bank Syariah dan Bank Konvensional di Indonesia menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital). Data yang digunakan adalah laporan keuangan tahunan dari dua bank syariah dan dua bank konvensional pada periode 2021–2023. Hasil penelitian menunjukkan bahwa meskipun kedua jenis bank menghadapi risiko keuangan, Bank Syariah memiliki kekuatan dalam pengelolaan modal berdasarkan prinsip syariah, sementara Bank Konvensional menunjukkan kinerja lebih unggul dalam hal laba. Penelitian ini memberikan rekomendasi untuk meningkatkan stabilitas kedua jenis bank dengan mengadopsi kebijakan yang relevan dengan tantangan masing-masing.
Perekonomian Khalifah Harun Al-Rasyid sebagai Alternative of Solution bagi Problematika Perekonomian Indonesia Brillyandra, Fradini; Fadhil, Muflihul; Y, Yusra; A, Alpizar; H, Herlinda
At-Tajdid : Journal of Islamic Studies Vol 4, No 4 (2024): Oktober 2024
Publisher : Pacsasarjana UIN Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/at-tajdid.v4i4.27411

Abstract

The purpose of writing this article is to find out about the economic policies of Caliph Harun ar-Rasyid which can be used as an alternative solution to economic problems in Indonesia. The method the author uses is library research by collecting data regarding files about the history of Harun Al-Rasyid and the economy during Harun al-Rsayid's time through searching data from the internet and print in the form of articles and books. Research result; 1. Harun ar-Rasyid's Economic Policy; a. Trade and Industry, b. Intensive management of the agricultural sector, c. Development of agricultural science, d. Increasing state income through the tax sector, e. Monetary system. 2. Caliph Harun ar-Rasyid's Economic Policy as an Alternative Solution to Indonesia's Economic Problems; a. Agricultural Sector; 1). Activate the agricultural sector and create policies that favor farmers, by eliminating various taxes imposed and also reducing the prices of agricultural needs, for example reducing the prices of fertilizers, agricultural equipment, seeds and so on. 2) Develop agricultural science. This can be done by carrying out various research and trials to increase production in quantity and quality as well as helping to open up market share for farmers' products at national and international levels. 2) Monetary policy, using gold and silver exchange tools to minimize currency price fluctuations between countries, especially developed countries.Keywords:  Economy, Harun Al-Rasyid, Alternative of Solution
The Innovation of Market Structure and Sharia Governance Model of Islamic Financial Institutions Brillyandra, Fradini; Fadhil, Muflihul; Mukhlis, Mukhlis; Suryadi, Nanda; Purwati, Astri Ayu
International Journal of Information System and Innovation Management (IJISIM) Vol. 2 No. 1 (2024): International Journal of Information System and Innovation Management
Publisher : Yayasan Pendidikan Islam Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/ijisim.v2i1.950

Abstract

Market structure significantly affects price manipulation and economic efficiency. From an Islamic perspective, market structures should allow freedom but remain bound by rules that uphold responsibility and justice. Among the four primary market forms—perfect competition, monopoly, oligopoly, and monopolistic competition—the perfect competition market is deemed most ideal as it fosters balanced and efficient economic activity, aligning with Islamic principles of fairness. Sharia governance is crucial for ensuring that Islamic financial institutions (IFIs) adhere to Islamic laws, avoiding prohibited practices like riba and maintaining the halal nature of profits. This research, using descriptive analysis, examines the market structure in Islam and the Sharia governance model of Islamic Financial Institutions (LKS) within Indonesia's legal framework. The study, through literature reviews and legal document analysis, finds that Indonesian regulations comprehensively address Sharia governance, outlining aspects such as regulation, organizational structure, processes, and functions, thereby ensuring adherence to Sharia principles and promoting ethical financial practices.
Faktor-Faktor Yang Mempengaruhi Ekonomi Syariah Di Negara-Negara Islam Brillyandra, Fradini; Yusra, Yusra; Syahrial, Murah; Syahpawi, Syahpawi
Innovative: Journal Of Social Science Research Vol. 4 No. 4 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i4.12724

Abstract

Ekonomi Islam memainkan peran penting dalam sistem keuangan negara-negara mayoritas Muslim. Studi ini menyelidiki faktor-faktor utama yang mempengaruhi perkembangannya, termasuk pertumbuhan ekonomi, infrastruktur keuangan, kesadaran publik, aspek budaya, regulasi pemerintah, dan stabilitas politik. Penelitian ini menyoroti bagaimana elemen-elemen ini berinteraksi untuk membentuk penerapan dan evolusi ekonomi Islam. Temuan menunjukkan bahwa pemahaman yang mendalam tentang faktor-faktor ini sangat penting untuk mendorong pertumbuhan yang berkelanjutan dan inklusif dalam ekonomi Islam. Kebijakan pemerintah juga diperiksa untuk peran mereka yang mendukung atau menghambat. Dengan mengidentifikasi faktor-faktor ini, studi ini bertujuan untuk memberikan informasi strategi yang meningkatkan pertumbuhan dan integrasi praktik ekonomi Islam.
Perekonomian Khalifah Harun Al-Rasyid sebagai Alternative of Solution bagi Problematika Perekonomian Indonesia Brillyandra, Fradini; Fadhil, Muflihul; Yusra, Yusra; Herlinda, Herlinda; Alpizar, Alpizar
At-Tajdid : Journal of Islamic Studies Vol 3, No 4 (2023): Oktober 2023
Publisher : Pacsasarjana UIN Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/at-tajdid.v3i4.27836

Abstract

The purpose of writing this article is to find out about the economic policies of Caliph Harun ar-Rasyid which can be used as an alternative solution to economic problems in Indonesia. The method the author uses is library research by collecting data regarding files about the history of Harun Al-Rasyid and the economy during Harun al-Rsayid's time through searching data from the internet and print in the form of articles and books. Research result; 1. Harun ar-Rasyid's Economic Policy; a. Trade and Industry, b. Intensive management of the agricultural sector, c. Development of agricultural science, d. Increasing state income through the tax sector, e. Monetary system. 2. Caliph Harun ar-Rasyid's Economic Policy as an Alternative Solution to Indonesia's Economic Problems; a. Agricultural Sector; 1). Activate the agricultural sector and create policies that favor farmers, by eliminating various taxes imposed and also reducing the prices of agricultural needs, for example reducing the prices of fertilizers, agricultural equipment, seeds and so on. 2) Develop agricultural science. This can be done by carrying out various research and trials to increase production in quantity and quality as well as helping to open up market share for farmers' products at national and international levels. 2) Monetary policy, using gold and silver exchange tools to minimize currency price fluctuations between countries, especially developed countries.Keywords:  Economy, Harun Al-Rasyid, Alternative of Solution