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All Journal Madani: Multidisciplinary Scientific Journal Al-battar: Jurnal Pamungkas Hukum
Ningati, Restu Setia
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Analisis Money Management terhadap Kondisi Keuangan Mahasiswa Rantau Jannah, Annisa I’zzatul; Amalia, Diah; Marischa, Naifa Nur; Azyan, Nayla Ikhsani; Afriyanti, Nur Afipah; Ningati, Restu Setia; Rozak, Rama Wijaya Abdul
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 3 (2024): Madani, Vol. 2, No. 3 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11098569

Abstract

This research aims to find out how the financial condition of overseas students is in managing their finances independently. This research uses a descriptive quantitative method by distributing a digital questionnaire in the form of a Google Form which is shared on social media. This research was conducted on overseas students in Indonesia based on class, gender, region of origin, and monthly pocket money, as well as the influence of lifestyle on their financial management. The results of this research show that women have better financial management compared to men in their daily lives. The pocket money that overseas students receive every month also influences their financial management. The application of money management in everyday life is very important for overseas students. Therefore, researchers provide effective ways regarding how to manage finances well.
Pandangan Masyarakat Awam Terhadap Teori Akad Dalam Transaksi Jual Beli Latifah, Anisa; Nazhirah, Hasna Maisya; Wicaksono, Muhammad Adi; Ningati, Restu Setia; Widyadhana, Talita Ardra; Suresman, Edi
al-Battar: Jurnal Pamungkas Hukum Vol. 2 No. 1 (2025): April
Publisher : Yayasan Cendekia Gagayunan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63142/al-battar.v2i1.166

Abstract

In Islamic law, buying and selling transactions must adhere to contract principles that comply with sharia, such as mutual consent, clarity of objects and prices, and freedom from elements of gharar (uncertainty), riba (usury), and maysir (gambling). However, the general public's understanding of the concept of akad (contract) remains limited, as many perceive buying and selling merely as an exchange of goods and money without considering the legal and ethical aspects embedded in the contract. This study aims to identify the level of public understanding regarding the theory of akad in sharia-based buying and selling transactions using a qualitative approach with descriptive methods, case studies, and literature reviews. The findings indicate that although the term akad is widely recognized, in-depth understanding of its types, conditions, and principles remains inadequate. The majority of people are unfamiliar with Islamic contracts such as Murabahah, Salam, or Istishna, and they often have misconceptions regarding the elements of gharar and riba in transactions. Therefore, further education is necessary to enhance Islamic financial literacy, ensuring that buying and selling transactions align with Islamic principles, promote fairness, and avoid practices that may disadvantage one party.
Co-Authors Afriyanti, Nur Afipah Azyan, Nayla Ikhsani Diah Amalia Edi Suresman Jannah, Annisa I’zzatul Latifah, Anisa Marischa, Naifa Nur Nazhirah, Hasna Maisya Rozak, Rama Wijaya Abdul Wicaksono, Muhammad Adi Widyadhana, Talita Ardra