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All Journal Talaa : Journal of Islamic Finance Jurnal Manajemen Keuangan Syariah International Conference on Islamic Economic
Setyagustina, Kurniasih
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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The Influence of Price and Quality of Telkomsel Internet Package Products on Reseller Outlet Loyalty in Islamic Economic Perspective Setyagustina, Kurniasih; Wulansari, Reni; Salahuddin, Salahuddin; Sauri, Sauri; Nurarifah, Rina
Talaa : Journal of Islamic Finance Vol. 2 No. 2: December 2022
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v2i2.705

Abstract

This research is motivated by the case of Telkomsel internet package product competition which is still quite high, where many competitors, both retail players and big players from outside the region enter the Merangin zone area. This study uses quantitative method. Data was collected through a questionnaire which was distributed to 85 respondents at reseller outlets who shopped for Telkomsel products at Telkomsel TAP Merangin. The analysis was carried out by processing data using SPSS 26.0 for windows, then proceeded with validity, reliability, classical assumption tests, multiple linear regression analysis and hypothesis testing using t-test and f-test. The results of the study obtained that the price and quality of Telkomsel internet package products had an effect on resellers’ outlet loyalty, in which there was a simultaneous influence between price and product quality on customers’ loyalty. In the perspective of Islamic economy, price and product quality will have a significant effect on customers’ loyalty, with ethical pricing based on good product quality so that it shows honesty that can increase customers’ trust and they will not be deceived so that their confidence becomes more stable because their rights are protected.
Optimizing Intermediary Functions in Alignment with Zakat Core Principles: Enhancing Baznas Merangin Kholik, Abdul; Martiandi, Tommy; Setyagustina, Kurniasih; Din, Zia Ud; Malik, Agni Muhammad
Talaa : Journal of Islamic Finance Vol. 3 No. 2: December 2023
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v3i2.735

Abstract

This research is prompted by the issue of the potential of zakat (charitable donations) in Merangin in 2022, amounting to 183.33 billion, while the income of Baznas Merangin in 2022 was 9 billion. The study assesses the level of implementation of ZCP (Basic Zakat Principles), particularly the intermediary function aspect of Baznas. It then identifies the reasons why Baznas (National Amil Zakat Agency)  is unable to optimize its potential. This research is a field study and falls under the qualitative research category. The findings indicate that the intermediary function performed by Baznas Merangin in the management of zakat collection is very effective, with an increasing level of public trust in Baznas Merangin's performance in zakat management. The research is beneficial for Baznas Merangin. It is advisable to also focus on efforts to remind the public to fulfill zakat through official Zakat Management Institutions, such as being more active on social media platforms currently popular among the public, so that people become acquainted with Baznas as an official and potential Zakat institution. Institutional goals are anticipated to be achieved.
PENGARUH JUMLAH PENDUDUK DAN UMUR HARAPAN HIDUP TERHADAP TINGKAT KESEJAHTERAAN MASYARAKAT Anggara, Egi; Joni, M; Ahmadi, Ahmadi; Setyagustina, Kurniasih
Manajemen Keuangan Syariah Vol. 2 No. 2 (2022): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v2i2.1356

Abstract

The background of this research arises from the interest of researchers to see what are the benchmarks to determine the good and bad of the welfare of the community, especially in the area of origin of the researcher.  Arguments or opinions that say large population causes big problems as well such as welfare problems, where the relationship with the presence of the population and the number of health facilities is an interesting discussion in looking at the welfare of the community. The research method used is a quantitative method, using time series data sourced from secondary data. The data were obtained and researched at the Central Bureau of Statistics of Merangin Regency. Data analysis using SPSS 26.0 program. The results of the data processing show that the researcher's hypothesis is accepted on the population variable, where the level of community welfare has an influence on the population. The rejection of the hypothesis for the effect of life expectancy on the level of community welfare occurs because of the lack of data. The results of this study are expected to be input and support in making people's economic development policies in the Merangin Regency area in accordance with existing Islamic law.
Understood or Forced: Reviewing Lecturers' Interest in Saving in Islamic Banks Setyagustina, Kurniasih; Khasanah, Nur; Ahmadi, Ahmadi; Suhitasari, Winahyu Dwi
International Conference on Islamic Economic (ICIE) Vol. 2 No. 2 (2023): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i2.268

Abstract

Understanding Islamic banking can be applied properly but has not fully positively influenced the intention to save in Islamic banking. Lack of interest and customer trust in Islamic banking to save in Islamic banking so there is a need for socialization of Islamic banking knowledge itself, both regarding understanding, of products, principles, and contracts used by parties from Islamic banks. In addition, some opinions also state that it is normal for lecturers at Islamic religious colleges to save in Islamic banks because they are required to open savings accounts to receive their salary through Islamic banks. Based on the description of the problem, the researcher is interested in conducting further research to prove whether the understanding of Islamic banking on lecturers' interest in saving in Islamic banking can maximize or have a positive effect on saving or not saving in Islamic banks. The discussion of this research relates to the field of science in connection with that the approach taken in theories related to understanding and interest. This research is quantitative. The samples used in this study were 34 lecturers. Data collection techniques used are interview techniques, distributing questionnaires, and documentation. The analysis technique of this research uses a validity test, reliability test, normality test, linearity test, classical assumption test, simple linear regression test, and hypothesis test with the help of SPSS version 26 software. The results of the study show that lecturer knowledge influences people's interest in saving at Islamic banks. This of course can prove that Indonesian Islamic banks have a place in the hearts of lecturers, not only because of the obligation to open an account at an Islamic bank to get a salary as a lecturer.
Co-Authors Abdul Kholik AHMADI Aldri Frinaldi Anggara, Egi Din, Zia Ud Joni, M Joni, M. Malik, Agni Muhammad Martiandi, Tommy Nur Khasanah Nurarifah, Rina Rahmania Rahmania Salahuddin Salahuddin Sauri, Sauri SUHITASARI, WINAHYU DWI Wulansari, Reni