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All Journal Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Penamas: Journal of Community Service Jurnal Studi Islam dan Sosial
Tho’in, Muhammad
Unknown Affiliation
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Other

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Penyuluhan bahaya riba di Mushola Al Hidayah Nguter Sukoharjo Sumadi, Sumadi; Efendi, Tino Feri; Tho’in, Muhammad; Utami, Wikan Budi
Penamas: Journal of Community Service Vol. 1 No. 2 (2021): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (231.886 KB) | DOI: 10.53088/penamas.v1i2.285

Abstract

The purpose of this service is to contribute to increasing the level of understanding of the people to provide knowledge to the community, especially in Islamic economic da'wah. This community service aims to advance understanding of sharia economics, especially regarding the dangers of usury. It is hoped that the results of this training will provide additional new understanding from the surrounding community. This activity uses the lecture method, discussion, simulation practice, and observation. The lecture method is used in the process of delivering training materials. The expected output targets of this activity are: 1) The community can know and understand the sharia economic system. 2) People get a new understanding of the dangers of usury. 3) Furthermore, the community will know and understand how to muamalah, transact in the development of a more Islamic and blessing life
Transactions of Cryptocurrency in the Perspective of Islamic Finance and Economics Batubara, Maryam; Tho’in, Muhammad
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 14, No 2 (2023): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v14i2.133-147

Abstract

Cryptocurrency is a growing fintech trend frequently encountered in various moderneconomic activities. Therefore, this research aimed to provide knowledge and understanding of cryptocurrency, particularly from the perspective of Islamic finance and economics using secondary data obtained from literature. As a digital financial transaction system, cryptocurrency fundamentally uses relatively new technology. However, the legal nature still needs further examination without constituting a form of violation. In Indonesia, the government has yet to adopt a definitive stance on the presence of cryptocurrency, thereby permitting its usage. The results showed that cryptocurrency investment includes substantially greater risk compared to others due to the inherent challenge of predicting the value. From the perspective of Islamic finance and economics, the transactions are considered to lack clarity in terms of quality and quantity, containing elements of uncertainty (gharar). Moreover, the concept of Bitcoin as a transaction tool is forbidden (haram) by the Indonesian Ulama Council since the project contains uncertainty and does not comply with the existing regulations. The implications of the research emphasize the necessity ofavoiding dubious activities, such as cryptocurrency, as well as transactions leading to higher harm (madharat) compared to benefits, particularly from the perspective of Islamic finance and economics.
Implementasi Aqad Syirkah Sebagai Solusi Permodalan Untuk Kemajuan Bisnis UMKM Loso, Loso; Tho’in, Muhammad; Romdhoni, Abdul Haris
Lisyabab : Jurnal Studi Islam dan Sosial Vol 5 No 1 (2024): Lisyabab, Jurnal Studi Islam dan Sosial
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam Mulia Astuti (STAIMAS) Wonogiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jurnallisyabab.v5i1.247

Abstract

Sharia economics is an economic discipline that focuses on Islamic sharia. Providing capital to business actors in the Sharia economy can be covered by a syirkah contract. The Syirkah contract is closely related to providing capital to MSMEs (Micro et al.). Through a syirkah contract, providing capital to MSMEs can be an effective tool. This research aims to determine the implementation of aqad syirkah as capital for the progress of MSME businesses. This research is descriptive qualitative research. The subjects of this research are business capital providers and MSMEs in Purwantoro District, Wonogiri Regency, as capital recipients. This research was conducted through interviews, observation and documentation, followed by qualitative data analysis. The research results showed that the approach to providing capital by implementing the Syirkah contract reflects the principles of sustainability and justice. In a syirkah contract, capital providers and MSME players share profits and risks by a predetermined agreement. The choice of type of syirkah contract, whether mudarabah or musyarakah, depends on the characteristics and goals of the business. Providing capital involves negotiation stages, establishing mutual requirements, dividing capital, and detailing profit sharing. In the context of a syirkah contract, the benefits for MSMEs include easy access to capital, higher motivation, and a significant contribution to business growth.
Co-Authors Abdul Haris Romdhoni, Abdul Haris Batubara, Maryam Efendi, Tino Feri Loso Loso SUMADI SUMADI Wikan Budi Utami