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All Journal Jurnal Ilmiah Ekonomi Islam Shirkah: Journal of Economics and Business International Journal of Islamic Business and Economics (IJIBEC) International Journal of Economics, Business and Accounting Research (IJEBAR) Budimas : Jurnal Pengabdian Masyarakat Jurnal Disrupsi Bisnis Journal Of Sharia Banking Jurnal Studi Islam dan Sosial
Iin Emy Prastiwi, Iin Emy
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Macro Economic Challenges and Third Party Funds of Islamic Commercial Banks in Indonesia Anik, Anik; Prastiwi, Iin Emy
Shirkah: Journal of Economics and Business Vol 3, No 1 (2018)
Publisher : Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (348.074 KB) | DOI: 10.22515/shirkah.v3i1.208

Abstract

This article aims to determine the effect of inflation, the BI Rate, the exchange rate of the rupiah to the US dollar, and the amount of money supply for Third Party Funds (TPF) in Indonesians’ Islamic Banks during 2013-2016. This research method uses multiple regression analysis with time series data; gathering data from 48 samples of which are monthly data on the variables.  The result of this research find that the inflation and exchange rate variables have no significant effect on TPF, while the BI Rate variable and the money supply have a significant effect on TPF. In doing so, Islamic banking can pay serious attention to the BI rate and the money supply and in this study the BI rate on the direction of TPF. Keywords: inflation, BI rate, exchange rate, Third Party Funds
An Analysis the Rupiah Exchange Rates Effect Against the American Dollar and Inflation Against the Growth of Islamic Banking Mudharabah Deposits in Indonesia Tho'in, Muhammad; Prastiwi, Iin Emy
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 3 NO. 1 JUNE 2019
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1470.426 KB) | DOI: 10.28918/ijibec.v3i1.1797

Abstract

This study aims to determine the effect of rupiah exchange rate on the US dollar (US dollar) and inflation on Mudharabah deposits of Islamic banking in Indonesia. This research is a descriptive quantitative study with secondary data. This study took samples at Islamic Commercial Banks and Islamic Business Units from January 2013 to December 2017. The analysis technique used was multiple linear regression analysis. Before conducting regression testing, the data were tested by classical assumption test, namely normality test, multicollinearity test, autocorrelation test, and heteroscedasticity test. The results in this study are the first rupiah exchange rate has a significant effect on Mudharabah deposits in a positive direction. This means that if rupiah exchange rate increases the impact on community activities in investing in Mudharabah deposits increases. The second is that iinflation has no significant effect on Mudharabah deposits, but has a relationship with a positive direction. This means that if the inflation increases, the impact on community activities in investing Mudharabah deposits also increases. Third, rupiah exchange rate and inflations are simultaneously affect on the Mudharabah deposits of Islamic banking in the amount of 59.9%. The implication is that the high rupiah exchange rate situation attracts investors to invest in Mudharabah deposits. The increase in the rupiah against the US dollar tends to cause multiplier effect which results in rising prices of commodity goods. High prices of commodity goods cause macro consumption to decrease, too because people tend to be efficient in consumption.
Deposit Mudarabah Investment Risk Analysis Method Value at Risk (VaR) Prastiwi, Iin Emy
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 4, No 02 (2020): IJEBAR, VOL. 04 ISSUE 02, JUNE 2020
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v4i02.1129

Abstract

The purpose of this study is to understand the risk and return on net return on mudharabah deposits in Islamic banks using the Value at Risk (VaR) approach. The objects in this study are quarterly financial statements of Bank Syariah Mandiri, Bank BRI Syariah, and Muamalat Bank for three years, 2015-2017. The VaR analysis results show that the average risk of mudharabah deposit investment for 3 years in Bank Syariah Mandiri is 2015 at 6.61% and net return -0.53%, in 2016 the risk is 0.14% and net return 3.21 %, in 2017 the risk is 0.17% and net return is 0.32%. BRI Syariah Bank is 2015 at 0.08% and net return of 4.28%, in 2016 the risk is 0.07% and net return 3.77%, in 2017 the risk is 0.08% and net return 42.81% . and Bank Muamalat is 2015 at 0.63% and net return of 0.04%, in 2016 the risk is 0.40% and net return is 0.08%, in 2017 the risk is 0.14% and net return is 0.26%. In addition there are differences in the level of risk and return (net return) in Bank Syariah Mandiri, BRI Syariah, and Muamalat Bank with significant probability (p-value) for the risk level of 0.005 and return (net return) of 0.045. From the risk level and net return for three years, BRI Syariah Bank is a bank that has prospective value. Key Words : VaR, risk, net return, mudharabah deposit
Pendampingan Manajemen Produksi Industri Plastik Kemasan Pada Karyawan PT. Anugrah Jaya Utama Marimin, Agus; Tho'in, Muhammad; Sumadi, Sumadi; Subarkah, Johny; Samanto, Hadi; Suprihati, Suprihati; Prastiwi, Iin Emy
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol 6, No 2 (2024): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v6i2.14406

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk pendampingan manajemen produksi industri plastik kemasan pada karyawan PT. Anugra Jaya Utama cabang Jl Tentara pelajar No. 168, Bolon, Colomadu, Karanganyar. Pendampingan ini dikhususkan kepada karyawan produksi terutama bagian potong pengebalan plastik agar bisa terpenuhi hasil sesuai target dan kualitas barang yang di hasilkan sesuai setandar konsumen. Permasalahan yang ada sebelumnya sering terjadi hasil yang tidak setandar antar sif dan sering mendapatkan komplin dari kosumen karena kualitas plastik yang di hasilkan. Metode yang di pake secara partisipatif dimana keterlibatan karyawan dalam pertemuan serta diskusi dan simulasi yang dilaksanakan menjadi sangat berarti. Target hasil dari pendampingan ini karyawan dapat bekerja semaksimal mungkin agar target tercapai tanpa adanya tekanan dan menghasilkan produk yang berkulitas sesuai keinginan kosumen, sehingga meningkatkan taraf hidup yang lebih baik. Kata kuci; Manajemen produksi, Industri plastik, Konsumen
Pengaruh Promosi, Produk dan Lokasi Terhadap Keputusan Menabung di BMT Usaha Dini (BUD) Boyolali Giyanto, Giyanto; Prastiwi, Iin Emy; Romdhoni, Abdul Haris
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.13923

Abstract

Baitul Maal Wat Tamwil (BMT) is generally oriented towards improving the welfare of members. Has carried out two activities, namely saving or entrusting and lending funds (money). With promotions and excellent service, people can find out what BMT is. The population determined by the author in this research is the residents of Boyolali Regency. Sampling in this research used a purposive sampling technique. The respondents selected by the author using this purposive sampling method were members of BMT Usaha Dini (BUD) Boyolali. Interviews in this research were conducted with BMT Usaha Dini Boyolali employees to find out the number of Wadiah savings customers, while interviews with customers aimed to find out the attractiveness of customers to become Wadiah savings customers at BMT Usaha Dini Boyolali. Meanwhile, this research observation was carried out by the researcher coming directly to the field. The data collection carried out in this questionnaire was done by distributing 50 questionnaires. The questionnaire will be divided into two parts. The first is related to customer characteristics based on demographic segmentation, such as name, gender, age, and address. The second part contains a statement, which is an explanation of the operational variables of service activities.
Pengaruh Jumlah Uang Beredar, Inflasi, dan Suku Bunga BI Rate Terhadap Jakarta Islamic Index (JII) Periode Tahun 2020 – 2022 Widiastuti, Rini; Prastiwi, Iin Emy; Sumadi, Sumadi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13295

Abstract

This research was conducted to analyze the effect of macroeconomic variables, especially the amount of money in circulation, inflation, and the BI Rate on the Jakarta Islamic Index (JII) in the period 2020 – 2022. The data in this study were collected from time series data from the month January 2020 to December 2022 which is carried out by observing the closing price of the stock price index every month. Data analysis used the classical assumption test with the data analysis method using multiple linear regression methods, in addition to that, the F test, t test, and the coefficient of determination were also carried out. The results of the study show that the money supply variable (M2) partially has no significant effect on the Jakarta Islamic Index with a tcount of 1.901 and a ttable of 2.03693. The inflation variable partially has a significant effect on the Jakarta Islamic Index with a tcount of 2.322 and a ttable of 2.03693. Meanwhile, the BI interest rate variable partially has no significant effect on the Jakarta Islamic Index with a tcount of -0.951 and a ttable of 2.03693.
THE INFLUENCE OF PRODUCT KNOWLEDGE, TRUST AND SOCIALIZATION ON CUSTOMER DECISIONS IN FINANCING "FUTURE PACKAGE" AT BTPN SYARIAH (STUDY AT BTPN SYARIAH MMS BANKING MOJOSONGO, BOYOLALI, INDONESIA) Cindy Madiyaningsih; Prastiwi, Iin Emy; Muhammad Tho’in
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 2 (2025): IJEBAR: Vol. 9 Issue 2, June 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i2.17042

Abstract

Future Package Financing is an integrated program of Bank BTPN Syariah given to a group of woman in rural areas who want to own a business and have dreams of changing their lives, but do not have access to banking service. The main goal is to provide financial solution, simple financial solutions, simple financial planning and group participation. Marketing financing is carried out through MMS (Mobile Marketing Syariah), namely branch offices located in sub-districts. This research uses three variables, namely independent product knowledge trust and socialization with one dependent variable, namely decision to finance. Menwhile, the sample used was 100 respondents obtained using the simple random sampling method. The data analysis method used is quantitative anlysis, namely validity and reliability tests, classical assumption test, multiple regressuin analysis, t test, F test and coefficient of determination (R2). Based on data analysis, the research results sho that the indicators in this research are valid and reliable. In the classical assumption test, the data is normally distributes, heteroscedasticity and multicollinearity do not occur. The t test dhows that the variables product knowledge, trust and socialization have a significant effect on the decision to finance PMD. From the statistical results of the F test, it is known that product knowledge, trust and socialization jointly influence the decision to finance PMD. In the test, it is known that the coefficient of determination (R2) shows that product knowledge, trust and socialization can influence customer decision by 69,5% while 30,5% is influenced by other factors outside this research. Keywords: Product Knowledge, Trust, Socialization, Future Package Financing (PMD) And Decision To Make Financing
Analisis CAR, BOPO, ROA, NPF Terhadap Dana Pihak Ketiga Pada Bank Syariah Indonesia Periode Covid19 Nuriana, Mutia Azizah; Sanusi, Makhda Intan; prastiwi, iin emy
Lisyabab : Jurnal Studi Islam dan Sosial Vol 6 No 1 (2025): Lisyabab, Jurnal Studi Islam dan Sosial
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam Mulia Astuti (STAIMAS) Wonogiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jurnallisyabab.v6i1.363

Abstract

Based On The No.10/14 / DPbS this is an explanation and technical guidance from PBI No. 9/19/PBI/2008 dated December 17, 2007 on the implementation of Sharia principles in fund raising and fund distribution activities as well as Islamic Bank services, where this PBI is a refinement / amendment of PBI No. 7/46 / PBI 2006 dated November 14, 2005 on the contract for the collection and distribution of funds for banks that carry out business activities based on Sharia principles. The financial health condition of banking is closely related to third party funds, so the condition of CAR, BOPO, ROA and LDR in Islamic financial institutions has an effect on third party funds. So in this qualitative research method provides answers to how the influence of CAR, BOPO, ROA and LDR on third-party funds. Financial Data that researchers have pulled from ojk financial data throughout Sharia commercial bank institutions from 2019 to 2024 make secondary research techniques. This study used test data analysis techniques using multiple linear regression danuji hypothesis (t test) then the data were analyzed using SPSS version 20. The test results obtained as follows, Based on the results of the analysis in this study, it can be concluded that there is a positive and significant influence between the independent variables (CAR, BOPO,ROA, and NPF) partially to the dependent variable (third party funds).
Transformasi Pembelajaran Berbasis Digital Melalui Pengembangan Learning Management System (LMS) Dan Pelatihan Pembuatan Konten Pembelajaran Digital Di SMP Muhammadiyah 2 Kartasura Rokhmah, Siti; Prastiwi, Iin Emy; Farida, Anisatul
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 7 No. 3 (2025): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v7i3.18182

Abstract

Pengabdian kepada masyarakat ini bertujuan untuk mendorong transformasi pembelajaran berbasis digital di SMP Muhammadiyah 2 Kartasura melalui pengembangan Learning Management System (LMS) serta pelatihan pembuatan konten pembelajaran digital bagi guru dan siswa. Permasalahan utama yang dihadapi sekolah adalah keterbatasan pemanfaatan teknologi dalam proses pembelajaran, sehingga diperlukan upaya sistematis untuk meningkatkan kompetensi guru dalam merancang media ajar interaktif serta membiasakan siswa menggunakan platform digital secara efektif. Kegiatan pengabdian masyarakat ini meliputi kegiatan pengembangan LMS SMP Muhdata, pelatihan pembuatan bahan ajar interaktif berbasis teknologi dan pelatihan penggunaan LMS bagi guru dan siswa SMP Muhammadiyah 2 Kartasura. Hasil kegiatan menunjukkan peningkatan kemampuan guru dalam mengelola pembelajaran melalui LMS dan menghasilkan bahan ajar digital yang lebih variatif, sementara siswa mampu memanfaatkan platform e-learning untuk mendukung kemandirian belajar. Dengan demikian, kegiatan ini berkontribusi pada peningkatan kualitas pembelajaran, mendukung program digitalisasi sekolah, serta menjadi langkah strategis dalam menghadapi tantangan pendidikan abad 21.
THE INFLUENCE OF DIGITAL PAYMENT TECHNOLOGY, SERVICE SPEED, AND TRANSACTION SECURITY ON ONLINE REPURCHASE DECISIONS (CASE STUDY IN CENTRAL JAVA, INDONESIA) Prastiwi, Iin Emy; Suprihati; Supaporn Akkapin
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 2 (2025): IJEBAR: Vol. 9 Issue 2, June 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i2.18268

Abstract

This study aims to analyze the influence of digital payment technology, service speed, and transaction security on online repurchase decisions among consumers in Central Java. The type of research used is quantitative with a survey approach, where data is obtained by distributing questionnaires to e-commerce consumers in the Central Java region. Data analysis was carried out using multiple linear regression using a partial significance test (t-test). The results of the study indicate that the three independent variables have a positive and significant effect on online shopping decisions again. First, digital payment technology (X1) with a significance value of 0.010 < 0.05 has a significant positive effect, which means that the easier and safer the digital payment method, the higher the tendency of consumers to make repeat purchases. Second, service speed (X2) with a significance value of 0.000 < 0.05 also has a significant positive effect, indicating that fast service encourages consumer loyalty. Third, transaction security (X3) with a significance value of 0.012 < 0.05 has a significant positive effect, in which data protection and payment security increase consumer confidence to shop again. Overall, this study confirms that digital payment technology, service speed, and transaction security are important determinants in building online consumer loyalty in Central Java.
Co-Authors Abdul Haris Romdhoni, Abdul Haris Agus Marimin, Agus Anik Anik, Anik Anisatul Farida Annisa Marshanda Rahmawati Az-Zahra, Azizah Putri Cindy Madiyaningsih Dewi, Nila Ayu Rusmala Diffa Aryatna Ulim Pradana Dilla Andreani Kusuma Dewi Enggar Priska Pratiwi Fany Nur Zabrina Farit Naditya Listyawan Hadi Samanto, Hadi Hana Susilawati Hariyanto, Sidiq Husna, Ovilia Indra Lila Kusuma Khosiah, Sulatin Kurniawan Madaniah, Mutiara Najmi Marimin , Merliana Dewi Astuti Merliana Dewi Hastuti Moh Abdul Kholiq Hasan Muhammad Tho'in Muhammad Tho’in Mutia Azizah Nuriana Nita Cahyani Nurhana, Inka Ayu Nuriana, Mutia Azizah Rachma, Agni Andhita Rahmawati, Dinda Maulid Rizka Fadhilah Amaliah Sanusi, Makhda Intan Sintya Larasati Siti Rokhmah Subarkah, Johny SUMADI SUMADI Supaporn Akkapin Suprihati Suprihati - Tho'in, Muhammad Tho'in, Muhammad Tho’in, Muhammad Tri Nur Setiawati Triono, Dwi Condro Widiastuti, Rini Yuwita Ariessa Pravasanti, Yuwita Ariessa Zulfa Annida