Article Per Year (5 Year)
p-Index From 2020 - 2025
0.562
P-Index
This Author published in this journals
All Journal Dinasti International Journal of Education Management and Social Science Jurnal Ekonomi IIJSE
Rifa'i, Khamdan
Unknown Affiliation
Economics, Econometrics & Finance Education

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Sharia Microfinance Institutions' (SMIs) Resilience To Technological Disruption: Innovative Ecosystem Approaches On Lombok Island Mas’ud, Riduan; Rifa'i, Khamdan; Fachrozi, Fachrozi; Fauzan, Fauzan
Jurnal Ekonomi Vol. 13 No. 03 (2024): Jurnal Ekonomi, Edition July -September 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research explores the resilience of Sharia Microfinance Institutions (LKMS) on Lombok Island in facing the era of technological disruption. Using a qualitative approach with a case study method, this research focuses on technology adaptation and the implementation of an innovative ecosystem model that involves collaboration with fintech, educational institutions and local governments. The research results show that despite facing challenges such as limited technological infrastructure, high implementation costs, and resistance to change, LKMS in Lombok succeeded in increasing operational efficiency and expanding access to financial services through digital technology. Collaboration with fintech allows LKMS to access modern technology at more affordable costs, while collaboration with educational institutions and local governments helps increase literacy and public acceptance of digital services. This research concludes that innovation and collaboration are the keys to the success of LKMS in maintaining their relevance and positive contribution to financial inclusion and poverty alleviation in the digital era. These findings provide practical guidance for MFIs in other regions to adopt similar strategies to improve their operational resilience and effectiveness.
The Influence of Work Motivation, Work Culture, Work Discipline, and Work Environment on Employee Performance with Work Ethic as an Intervening Variable at PT. Ultiface Ilmi, Ning Kholishotul; Rifa'i, Khamdan; Setianingrum, Nurul
Dinasti International Journal of Education Management And Social Science Vol. 5 No. 4 (2024): Dinasti International Journal of Education Management and Social Science (April
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v5i4.2574

Abstract

This study aims to investigate the influence of work motivation, work culture, work discipline, and work environment on employee performance at PT. Ultiface, with work ethic as the mediating variable. A quantitative method with an associative approach was employed, with a population of 136 employees from PT. Ultiface and a saturated sample of 121 respondents. Data analysis was conducted using Partial Least Square (PLS) version 3.0. The research findings indicate that work motivation (t = 2.757, p = 0.006), work environment (t = 4.765, p = 0.000), and work ethic (t = 4.261, p = 0.000) have a significant influence on employee performance, while work culture (t = 1.825, p = 0.069), work discipline (t = 1.245, p = 0.214), and the intervention of work ethic through work motivation (t = 2.776, p = 0.006) are significant. However, the intervention of work ethic through work culture (t = 0.805, p = 0.421), work discipline (t = 0.121, p = 0.904), and work environment (t = 1.855, p = 0.064) does not show a significant influence on employee performance. This study is expected to provide useful insights for the management of PT. Ultiface in enhancing employee performance through effective management of these factors.
Economic Empowerment of Baitul Arqom Islamic Boarding: Building Innovative Synergies through the Triple Helix Approach Hanifatirrosyidah, Umu; Rifa'i, Khamdan; Wadud, Abdul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4905

Abstract

Islamic boarding schools have a great potential in developing the surrounding community's economy if they have an optimal synergize with supporting entities. This study reviews the economic development at Baitul Arqom Islamic boarding school based on the triple helix concept by Henry Etzkowitz and Loet Leydesdorff, which is an analytical model that explains the relationship between universities, industry/business, and government in economic development. This research aims to reveal the helix model and its implementation in building economic growth at Baitul Arqom Islamic Boarding School in Balung Jember. This research uses a qualitative descriptive research type and design with a case study research approach or strategy or CSR (Case Study Research). The informants (subjects) were selected using the purposive method. The informants for this research were Kiai, Islamic Boarding management, and the local community. The research results reveal that in terms of the triple helix, Baitul Arqom Islamic Boarding School can increase its innovation and economic development through synergy between universities, Islamic boarding schools/businesses, and the government in developing and maximizing its economic potential. Universities, industry, and government have worked well in developing curricula relevant to industry needs so that economic innovation in Baitul Arqom Islamic boarding school can be developed.
Co-Authors Abdul Wadud, Abdul FACHROZI. F Fauzan . Hanifatirrosyidah, Umu Ilmi, Ning Kholishotul Mas’ud, Riduan Setianingrum, Nurul