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All Journal Kwangsan: Jurnal Teknologi Pendidikan Iqtishoduna: Jurnal Ekonomi Islam AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Pengabdian Al-Ikhlas Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Majalah Ilmiah Dian Ilmu jurnal syntax admiration JURNAL ESA Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar EKOBIS SYARIAH Indonesia Accounting Research Journal Gudang Jurnal Multidisiplin Ilmu INASJIF Jurnal Ilmiah Ekonomi dan Manajemen Iltizamat : Journal Of Economic Sharia Law and Business Studies PEDAMAS (Pengabdian Kepada Masyarakat) Jurnal Pengabdian Masyarakat Journal of Business Economics and Management Currency Menulis: Jurnal Penelitian Nusantara Jurnal Publikasi Pengabdian Masyarakat: Inovasi dan Pemberdayaan
Setianingrum, Nurul
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Penggunaan Aplikasi Taspen Mobile Dalam Kepesertaan dan Pengklaiman Dana Pensiun (Studi pada Bank BTPN KC Jember) Nurul Setia Ningrum; Shafa Qomaria Romadhona; Nengah Qurniatul Haironi; Sitti Kholilatul Mukaromah
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 3, No 3 (2023): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Aplikasi Taspen Mobile sudah digunakan oleh para ASN sejak 2008 untuk pencairan uang pensiun secara online dengan ponsel sendiri. Tujuan Pengabdian ini untuk mengetahui bagaimana penggunaan aplikasi taspen dalam kepesertaan dan pengklaiman dana pensiun. Metode penelitian yang digunakan studi literatur yaitu proses atau aktivitas mengumpulkan data dari berbagai literatur dan melaksanakan pengabdian di lokasi. Hasil dari pengabdian ini adalah setiap warga sipil yang diangkat menjadi CPNS, maka sudah otomatis menjadi peserta Taspen oleh karena itu tidak perlu mendaftar kembali. PT. Taspen membuat inovasi baru dengan sistem Aplikasi Otentikasi Taspen dengan menggunakan smartphone, dan dengan menggunakan sistem biometrik.Pada proses pengklaiman pensiunan maka peserta dapat membuat pengajuan melalui TASPEN MOBILE,
PENGUATAN PENDIDIKAN KARAKTER MELALUI MODEL MANAJEMEN PROPHETIK DI LINGKUNGAN PESANTREN RAUDLATUL ULUM SUKOWONO JEMBER Nurul Setianingrum; Fauzan Fauzan
Kwangsan: Jurnal Teknologi Pendidikan Vol 11, No 1 (2023): Kwangsan
Publisher : Balai Besar Guru Penggerak Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31800/jtp.kw.v11n1.p448--458

Abstract

This study aims to explore the strengthening of character education through a prophetic management model within the Raudlatul Ulum Sukowono Jember Islamic Boarding School. The prophetic management model is an approach inspired by the leadership of the Prophet Muhammad SAW and integrates Islamic principles into the educational process. The type of research in this study is descriptive qualitative. The data were obtained through interviews, observation, and document analysis. This research was conducted at the Raudlatul Ulum Sukowono Islamic Boarding School, Jember, with 1 tutor, 1 teacher, and 2 alumni students as subjects. The research findings show that the prophetic management model is effective in strengthening character education at the Raudlatul Ulum Islamic Boarding School through 4 programs, 1) namely Islamic values-based curriculum, 2) leadership development, 3) application of adab, and 4) morals and spiritual guidance. AbstrakPenelitian ini bertujuan untuk mengeksplorasi penguatan pendidikan karakter melalui model manajemen profetik di lingkungan Pesantren Raudlatul Ulum Sukowono Jember. Model manajemen profetik adalah pendekatan yang terinspirasi oleh kepemimpinan Nabi Muhammad SAW dan mengintegrasikan prinsip-prinsip Islam ke dalam proses pendidikan. Jenis penelitian dalam penelitian ini adalah kualitatif deskriptif. Data diperoleh melalui wawancara, observasi, dan analisis dokumen. Penelitian ini dilaksanakan di Pondok Pesantren Raudlatul Ulum Sukowono Jember dengan subyek 1 orang pengasuh pondok, 1 orang ustadz, dan 2 alumni peserta didik.  Temuan penelitian menunjukkan bahwa model manajemen profetik efektif dalam memperkuat pendidikan karakter di Pesantren Raudlatul Ulum melalui 4 program, yaitu 1) kurikulum berbasis nilai-nilai islam, 2) pengembangan kepemimpinan, 3) penerapan adab, dan 4) akhlak serta bimbingan spiritual.  
Diskriminator Perilaku UMKM sebagai Debitur Kredit pada PT Permodalan Nasional Madani Mekaar Cabang Ajung Kholifatan Nisa; Hari Sukarno; Nurul Setianingrum
Jurnal Syntax Admiration Vol. 5 No. 2 (2024): Jurnal Syntax Admiration
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jsa.v5i2.1001

Abstract

The objectives of this study are: 1) To examine and analyze the role of cultural factors as differentiators of loyal debtors and debtors who have the potential to move. 2) To examine and analyze the role of social factors as differentiators of loyal debtors and potentially moving debtors. The research approach used in this study is quantitative research with discriminant analysis research methods. Discriminant analysis is a data analysis technique where the specific variable (variable Y) is categorical data (nominal) while the independent variable (variable X) is ordinal data. As a result of the analysis, it can be concluded that the debtor discriminator that is able to distinguish loyal debtors and those who have the potential to move is the Bud variable. So, if the debtor does not understand about Sos, Pri, and Psi, then it does not matter because the one who is able to discriminate against the three categories of debtors is Bud.
STRATEGI PENGEMBANGAN TABUNGAN DENGAN PENDEKATAN BUSINESS MODEL CANVAS PADA BANK SYARIAH INDONESIA Nurul Setianingrum; Indah Dwi Lestari; MF Hidayatullah; Angrum Pratiwi
Indonesian Scientific Journal of Islamic Finance Vol 2 No 1 (2023): Indonesian Scientific Journal of Islamic Finance
Publisher : FEBI Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v2i1.7599

Abstract

The business and technological environment is experiencing changes in use, influencing the current macro and micro economic environment. Changes in consumer behavior and competition in all sectors require companies to compete and maintain their business. Companies need to focus on customer satisfaction in addition to sales and profits. Satisfied customers create loyalty and profits. The research focuses on implementing the Easy Mudharabah Savings development strategy using the Business Model Canvas. The aim is to understand the Business Model Canvas that can be applied to BSI Easy Mudharabah Savings and the implications of its development strategy. This type of research is descriptive with a qualitative approach. The location of this research is PT. Indonesian Sharia Bank. Data was collected through observation, interviews, documentation and triangulation. Data analysis includes data collection, data reduction, data presentation, and drawing conclusions. The results of this research show: 1) BSI's value proposition is low admin costs, e-channel facilities, and profit sharing. 2) Customer segment is the target customer for Easy Mudharabah Savings. 3) Communication channels with customers through websites and personal selling. 4) Customer relationships are carried out through friendly service from BSI employees. 5) Revenue stream comes from admin fees and profit sharing. 6) Key partners are BSI employees. 7) Key activities include marketing and creating an Easy Mudharabah Savings account. 8) Key resources are BSI and E-channel employees. 9) Cost structure includes promotional and operational costs in marketing activities.
APPLICATION OF THE MCKINSEY MODEL IN ORGANIZATIONAL CHANGE AT BANK SYARIAH INDONESIA KCP JEMBER KARIMATA Anisa Anisa; Nurul Setianingrum
EKOBIS SYARIAH Vol 8, No 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i1.23154

Abstract

Organizational change is a vital process in the growth and survival of an organization. The seven key elements that must align and interact harmoniously within an organization are: Strategy, Structure, Systems, Staff, Style/Culture, Shared Values, and Skills. The type of research used in this research is descriptive research using a qualitative approach. The data collection techniques used were observation, interviews and documentation. The data analysis technique is descriptive and the data validity technique uses source triangulation. The results of this research show that 1. the implementation of McKinsey's business strategy has gone very smoothly and has had a significant positive impact on the growth of the banking institution. As a result of implementation, BSI KCP Karimata was able to improve service quality and customer satisfaction. Operational efficiencies obtained through the McKinsey model also contribute positively to profitability and strengthen the financial foundation of BSI KCP Karimata. 2. The profits obtained after implementing the McKinsey model, namely the main profits obtained by BSI KCP Jember Karimata, further strengthen BSI's position as the largest sharia bank in Indonesia and in 2023 BSI will crawl up to the top 10 national banks. The challenge is that there are still some employees who find it difficult to adapt to new regulations or strategies from BSI KCP Jember Karimata.
Encouraging rural economic growth through farmer institutions and transparency for income optimization Nurul Setianingrum; Nurhidayat, Nurhidayat
Indonesia Accounting Research Journal Vol. 12 No. 1 (2024): September: Accounting, Management
Publisher : Institute of Accounting Research and Novation (IARN)

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Abstract

This research aims to evaluate the role of farmer institutions in optimizing profits and increasing socio-economic development in rural areas, with a focus on Sumber Candik Hamlet, Jember Regency as one of the coffee producers. This research is based on the importance of access to information, capital, infrastructure and markets to encourage agricultural innovation and sustainability of the coffee plantation sector. The methodology used is an ethnographic approach, where researchers spent seven months observing, interacting and interviewing coffee practitioners in Sumber Candik Hamlet. Research findings show that the information imbalance between farmers and traders, as described in asymmetric information theory by Akerlof (1970), causes farmers to often sell their crops at low prices. Meanwhile, producers in the Jember area sell processed coffee at much higher prices. These results underscore the importance of strengthening farmer institutions and increasing access to information to create more efficient and fair markets and optimize farmer profits. Apart from that, this research also emphasizes the need for policies that encourage more equal relations between economic actors and increase transparency in policy making to reduce the dominance of large capital owners. Strategic steps such as improving infrastructure and better access to information are expected to support more sustainable growth in the agricultural sector and improve the overall welfare of farmers.
Pawn Setianingrum, Nurul; Nur Hidayat; Taqwim, Rizky Insani; Rahmawati, Rini
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i1.2296

Abstract

Islamic gold pawning is a financing product that uses gold as collateral. With the convenience offered, gold pawn financing has its own risks, so sharia financial institutions that issue pawn products must mitigate risks. The implication is that the risks that arise can be minimized as early as possible. This research aims to mitigate risks at Baitul Maal Wattamwill (BMT) NU Ajung Jember Branch, East Java in minimizing risks arising from gold pawn financing. This study uses a qualitative research approach with a case study method. Data was collected in three ways, namely interviews, observation, and documentation. The data analysis technique was carried out in three stages, namely: data reduction, data display, and drawing conclusions and checking the validity of the data findings using source and method triangulation techniques. The results of this study state that risk management in gold pawning financing at Baitul Maal Wattamwill  (BMT) NU East Java Ajung Jember Branch is carried out by identifying risks, determining policies to mitigate risks, and conducting risk monitoring and evaluation.
Pengaruh Service Quality Dan Kualitas Produk Tabungan Haji Terhadap Loyalitas Nasabah PT. BPRS Bhakti Sumekar Kab. Sumenep Sofiyatul Madaniyah; Nurul Setianingrum; Retna Anggitaningsih
iltizamat Vol 3 No 1 (2023): Desember
Publisher : Program Studi Hukum Ekonomi Syariah Sekolah Tinggi Ilmu Syariah Miftahul Ulum Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55120/iltizamat.v3i1.1732

Abstract

Tujuan riset ini adalah untuk mendeskripsikan pengaruh service quality terhadap loyalitas nasabah, pengaruh kualitas produk tabungan haji terhadap loyalitas nasabah, dan pengaruh service quality dan kualitas produk tabungan haji terhadap loyalitas nasabah secara simultan pada PT. BPRS Bhakti Sumekar Kab. Sumenep. Penelitian ini adalah pendekatan kuantitatif dengan menggunakan analisis linier berganda. Teknik analisis data dilakukan dengan metode regresi linier berganda dengan uji statistik terlebih dahulu. Pengolahan data dalam penelitian ini menggunakan alat bantu IBM SPSS Statistic 28. Simpulan riset menunjukkan: Secara parsial menunjukan bahwa variabel service quality berpengaruh positif dan signifikan terhadap loyalitas nasabah, ditunjukkan dengan nilai signifikansi service quality sebesar 0,001 lebih kecil dari nilai alpha 0,05 dan nilai t hitung 3,355 lebih besar dari t tabel 1,665. Secara parsial menunjukan bahwa variabel kualitas produk tabungan haji berpengaruh positif dan signifikan terhadap loyalitas nasabah, ditunjukkan dengan nilai signifikansi kualitas produk tabungan haji sebesar 0,001 lebih kecil dari nilai alpha 0,05 dan nilai t hitung 4,522. lebih besar dari t tabel 1,665. Secara simultan menunjukkan bahwa variabel independen (service quality dan kualitas produk tabungan haji) mempunyai pengaruh F hitung sebesar 20,805, sedangkan F tabel sebesar 3,10. Maka dapat disimpulkan bahwa ke dua variabel independen berpengaruh signifikan secara simultan terhadap variabel dependen.
MULTIMEDIA BERBASIS SMART TV TERHADAP PENINGKATAN MOTIVASI BELAJAR MAHASISWA Fauzan, Fauzan; Setianingrum, Nurul
Kwangsan: Jurnal Teknologi Pendidikan Vol 11, No 2 (2023): Kwangsan
Publisher : Balai Besar Guru Penggerak Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31800/jtp.kw.v11n2.p716--725

Abstract

This research is motivated by the low motivation of students at UIN Kiai Haji Achmad Siddiq Jember. From this, lecturers as educators are looking for solutions by using multimedia in the form of Smart TV. This study uses a  method of research  qualitatively. Source data obtained from the results of questionnaires, observations and interviews. The results of this study showed that after using multimedia smart TV student learning motivation increased. Multimedia management is carried out in several stages, namely: 1) planning. 2) Execution. 3) evaluation. The availability of supporting facilities and infrastructure in the use of Smart TV-based multimedia is a supporting factor in the use of multimedia in addition to the lecturer's proficiency in using smart TV is also one of the supporting factors. This happens thanks to the training that the lecturer has received.  However, there are also factors inhibiting the use of multimedia such as unstable networks, and electricity that sometimes dies. AbstrakPenelitian ini dilatarbelakangi karena rendahnya motivasi belajar mahasiswa di UIN Kiai Haji Achmad Siddiq Jember. Dari hal tersebut dosen selaku pendidik mencari solusi dengan menggunakan multimedia yang berupa Smart TV. Penelitian ini menggunakan metode penelitian kualitatif. Sumber data didapatkan dari hasil quisioner, observasi dan wawancara. Hasil dari penelitian ini menunjukkan bahwa setelah menggunakan multimedia smart TV motivasi belajar mahasiswa meningkat. Manajemen multimedia dilaksanakan dengan beberapa tahap yaitu: 1)perencanaan. 2) pelaksanaan. 3) evaluasi. Ketersediaan sarana dan prasarana pendukung dalam penggunaan multimedia berbasis Smart TV merupakan faktor pendukung penggunaan multimedia ini selain itu kemahiran dosen dalam menggunakan smart TV juga salah satu faktor pendukung. Hal ini terjadi berkat pelatihan yang telah diterima oleh dosen.  Namun, juga terdapat faktor penghambat dari penggunaan multimedia ini diantaranya jaringan yang tidak stabil, dan aliran listrik yang kadang mati.
Strategi Pemasaran Produk Mitraguna di Bank Syariah Indonesia Hidayatullah, M.F; Indahwati, Ayu; Setianingrum, Nurul; Ahmadiono, Ahmadiono
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.4123

Abstract

Nasabah produk pembiayaan Mitraguna Bank Syariah Indonesia (BSI) BSI senantiasa mengalami peningkatan. Penelitian kualitatif ini berikhtiar untuk mengetahui strategi pemasaran BSI dalam meningkatkan jumlah nasabah pembiayaan Mitraguna; serta untuk mengetahui kendala dan solusi yang dihadapi BSI dalam menerapkan strategi pemasaran pembiayaan mitraguna. Hasil penelitian ini menyebutkan, strategi pemasaran pembiayaan Mitraguna di BSI dengan bauran pemasaran 7P yaitu produk (product), harga (price), tempat (place), promosi (promotion), orang-orang (people), bukti fisik (physical evidence) dan proses (processes). Kendala yang dihadapi dua faktor: Faktor internal yaitu kondisi covid-19 yang membatasi karyawan untuk masuk setiap hari karena aturan WFH (work from home), sehingga pemasaran produk dan pelayanan menjadi kurang maksimal, maka solusinya pemasaran online dilakukan lebih masif serta menyediakan aplikasi BSI Mobile. Faktor eksternal dikarenakan covid-19, nasabah menahan diri untuk pergi melakukan pembiayaan langsung ke Bank dan adanya nasabah canggung karena baru pertama kali melakukan pembiayaan di BSI. Solusinya dengan menggunakan aplikasi BSI Mobile, proses approval yang mudah dan cepat, serta princing yang kompetitif dan aman sesuai prinsip Syariah.
Co-Authors Abd. Malik Rijalul Aziz Abdul Ghofur ABDULLAH FAQIH Abdur Razek Achmad Abil Musyarrof Achmad Babun Najich Achmad Faisal Chairul Umani ADELIA Adhelia Nanda Pribadi Adinda Kusuma Hati Afidatur Rizqiyah Ahmad Mundir Ahmad Samsudin Ahmadiono Ahmadiono Akbar Trico Destira Budi Alfina Kayla Alifatun Istiqomah Lailani Alvinna Nur Aini Amarwati, Amara Aminatus Zahriyah Ana Pratiwi, Ana Andrean Maulana Anggitaningsih, Retna Anggun Robitotul Nandawiyah Angrum Pratiwi Anisa Anisa Anisa Anisa Anjani Layinatun Nisa Arik Lailatul Magfiroh Candra Irfansah Darian Fahris Ghofur Devi Alhayatun Nufuz Dimas Ariyanto Faiqotul Aliyah Faiqotul Hikmah Fauzan . Fauzan Fauzan Fildzah Nur Shabrina Fitriyah Handayani Frenda Ninggar Marsiska Hafidatul Ilhami Hari Sukarno HASANAH, ULFANIANATUL Helmi Rozin Hidayatullah, M.F Ike Nur Hafifah Ilham Maulana Wardani Ilmi, Ning Kholishotul Indah Dwi Lestari Indahwati, Ayu Indriana Laila Santi Intan Ainur Rohmah Intan Ambarwati Intan Masfaur Rohmah Khaerun Nisa Khoirul Umam Kholifatan Nisa Kholipah, Sindi KURNIA KURNIA, KURNIA Lala Yunitasari Lola Juwita Maulinda M. Saiful Rizal M.F. Hidayatullah Madinatul, Nurlaila Maulida Rahayu Moch. Ubaidillah Ramadani Moh Khoirul Anam Mohammad Afrizal Maulana Mohammad Aldi Eka Putra Mohammad Halil Hakiki Mohammad Rizal Muchammad Nur Haqikad Ferdiyansah Muhammad Abdul Malik Hakim Muhammad Fadjar Isnaini Muhammad Hadyanshah Mahendra Muhammad Irsyad Firmasyah Muhammad Rizki Hafianto Putra Muhammad Syahrul Al Aziz Muhammad Zaki Al Mahdi Munawwarah, Kholifatul MUZAYANAH Nafilathul Laily Ramadhaniah Nengah Qurniatul Haironi Nita Arini Fauziah Nita Kurnia Ningseh Nova Abil Isfian Nur Alifia Husna Nur Alvinatul Hasannah Nur Haniyah Kholidiyah Nur Hidayat Nurhidayat Nurhidayat Nurul Firdausah Nurul Fitria Puspitasari, Intan Dwi Qori’atul Adawiya Rahmad Aditya Eka Febriyanto Rahmatullah Pratama Retna Anggitaningsih Rifa'i, Khamdan Rika Amelia Rini Rahmawati, Rini Rofiah, Zulfatur Rohmatun Nazila Rosidi, M. Imron Rufaidah Kallita Omega Rufita Laily Suryanti Salsabila, Rona Shafa Qomaria Romadhona Shilna Maftuhatar Rizqiah Sholeha, Emarotus Silvia Lailatul Anggraini Sintia Fitrotun Nisa Siti Aisyah Siti Nadila Nur Oktavia Siti Nur Kamila Siti Nurhofifah Siti Rahmatilla Sitti Kholilatul Mukaromah Sofiyatul Madaniyah Sondhy Arifiyan Sulfaunsilah Suprianik, Suprianik Surayda Rihani Syamsiar, Syamsiar Syemalia Azka Amalia Taqwim, Rizky Insani Tika Puspita Oktavianingrum Titik Muzayyanah Ulul Asmi Vahilda Febrianti Vina Alia Zainuba Wasiatun hasanah Widah Hatin Magfiroh Windu Adi Saputra Wulan ayu musyrifah Yuladul Fitriah Yunita Puji Lestari Zanuba Arifatul Chofsah Zulfa Ahmad Kurniawan Zulfa Dwi Diana Putri