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All Journal Kwangsan: Jurnal Teknologi Pendidikan Iqtishoduna: Jurnal Ekonomi Islam AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Pengabdian Al-Ikhlas Dinasti International Journal of Education Management and Social Science Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Majalah Ilmiah Dian Ilmu JURNAL ESA Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi
Setianingrum, Nurul
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Social Sciences

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Pawn Setianingrum, Nurul; Nur Hidayat; Taqwim, Rizky Insani; Rahmawati, Rini
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i1.2296

Abstract

Islamic gold pawning is a financing product that uses gold as collateral. With the convenience offered, gold pawn financing has its own risks, so sharia financial institutions that issue pawn products must mitigate risks. The implication is that the risks that arise can be minimized as early as possible. This research aims to mitigate risks at Baitul Maal Wattamwill (BMT) NU Ajung Jember Branch, East Java in minimizing risks arising from gold pawn financing. This study uses a qualitative research approach with a case study method. Data was collected in three ways, namely interviews, observation, and documentation. The data analysis technique was carried out in three stages, namely: data reduction, data display, and drawing conclusions and checking the validity of the data findings using source and method triangulation techniques. The results of this study state that risk management in gold pawning financing at Baitul Maal Wattamwill  (BMT) NU East Java Ajung Jember Branch is carried out by identifying risks, determining policies to mitigate risks, and conducting risk monitoring and evaluation.
MULTIMEDIA BERBASIS SMART TV TERHADAP PENINGKATAN MOTIVASI BELAJAR MAHASISWA Fauzan, Fauzan; Setianingrum, Nurul
Kwangsan: Jurnal Teknologi Pendidikan Vol 11, No 2 (2023): Kwangsan
Publisher : Balai Besar Guru Penggerak Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31800/jtp.kw.v11n2.p716--725

Abstract

This research is motivated by the low motivation of students at UIN Kiai Haji Achmad Siddiq Jember. From this, lecturers as educators are looking for solutions by using multimedia in the form of Smart TV. This study uses a  method of research  qualitatively. Source data obtained from the results of questionnaires, observations and interviews. The results of this study showed that after using multimedia smart TV student learning motivation increased. Multimedia management is carried out in several stages, namely: 1) planning. 2) Execution. 3) evaluation. The availability of supporting facilities and infrastructure in the use of Smart TV-based multimedia is a supporting factor in the use of multimedia in addition to the lecturer's proficiency in using smart TV is also one of the supporting factors. This happens thanks to the training that the lecturer has received.  However, there are also factors inhibiting the use of multimedia such as unstable networks, and electricity that sometimes dies. AbstrakPenelitian ini dilatarbelakangi karena rendahnya motivasi belajar mahasiswa di UIN Kiai Haji Achmad Siddiq Jember. Dari hal tersebut dosen selaku pendidik mencari solusi dengan menggunakan multimedia yang berupa Smart TV. Penelitian ini menggunakan metode penelitian kualitatif. Sumber data didapatkan dari hasil quisioner, observasi dan wawancara. Hasil dari penelitian ini menunjukkan bahwa setelah menggunakan multimedia smart TV motivasi belajar mahasiswa meningkat. Manajemen multimedia dilaksanakan dengan beberapa tahap yaitu: 1)perencanaan. 2) pelaksanaan. 3) evaluasi. Ketersediaan sarana dan prasarana pendukung dalam penggunaan multimedia berbasis Smart TV merupakan faktor pendukung penggunaan multimedia ini selain itu kemahiran dosen dalam menggunakan smart TV juga salah satu faktor pendukung. Hal ini terjadi berkat pelatihan yang telah diterima oleh dosen.  Namun, juga terdapat faktor penghambat dari penggunaan multimedia ini diantaranya jaringan yang tidak stabil, dan aliran listrik yang kadang mati.
Strategi Pemasaran Produk Mitraguna di Bank Syariah Indonesia Hidayatullah, M.F; Indahwati, Ayu; Setianingrum, Nurul; Ahmadiono, Ahmadiono
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.4123

Abstract

Nasabah produk pembiayaan Mitraguna Bank Syariah Indonesia (BSI) BSI senantiasa mengalami peningkatan. Penelitian kualitatif ini berikhtiar untuk mengetahui strategi pemasaran BSI dalam meningkatkan jumlah nasabah pembiayaan Mitraguna; serta untuk mengetahui kendala dan solusi yang dihadapi BSI dalam menerapkan strategi pemasaran pembiayaan mitraguna. Hasil penelitian ini menyebutkan, strategi pemasaran pembiayaan Mitraguna di BSI dengan bauran pemasaran 7P yaitu produk (product), harga (price), tempat (place), promosi (promotion), orang-orang (people), bukti fisik (physical evidence) dan proses (processes). Kendala yang dihadapi dua faktor: Faktor internal yaitu kondisi covid-19 yang membatasi karyawan untuk masuk setiap hari karena aturan WFH (work from home), sehingga pemasaran produk dan pelayanan menjadi kurang maksimal, maka solusinya pemasaran online dilakukan lebih masif serta menyediakan aplikasi BSI Mobile. Faktor eksternal dikarenakan covid-19, nasabah menahan diri untuk pergi melakukan pembiayaan langsung ke Bank dan adanya nasabah canggung karena baru pertama kali melakukan pembiayaan di BSI. Solusinya dengan menggunakan aplikasi BSI Mobile, proses approval yang mudah dan cepat, serta princing yang kompetitif dan aman sesuai prinsip Syariah.
The Influence Of Motivation, Entrepreneurial Creativity And Business Innovation Towards The Interest Of Generation Z Students In Startup Business In Jember District Setianingrum, Nurul; Puspitasari, Intan Dwi; Kurniawan, Zulfa Ahmad
Majalah Ilmiah DIAN ILMU Vol 23 No 2 (2024): MAJALAH ILMIAH "DIAN ILMU" APRIL 2024
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Pembangunan Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37849/midi.v23i2.389

Abstract

Purpose : The development of technology and information is one of the causes of the emergence of creative ideas in business development, one of which is startup businesses. Startup is a new business model that uses technology in its operations. According to MIKTI, the number of Generation Z dominates the average number of startup business employees with a total of 49.60% and founders at 15.20% with details of 80.80% of employees and 53.10% being bachelor's degree graduates. Research purposes. These are: 1. To find out the influence of motivation on generation z students' interest in starting up business in Jember Regency 2. To find out the influence of entrepreneurial creativity on generation z students' interest in starting up business in Jember Regency 3. To find out the influence of business innovation on generation z students' interest in starting up business in Jember Regency 4. To determine the influence of motivation, entrepreneurial creativity and business innovation on generation z students' interest in starting up business in Jember Regency. Research methods: The population used in this research was 1,603 active students at the Faculty of Computer Science, Jember University, with a sample of 102 people. The data collection method uses a questionnaire and data analysis uses multiple linear regression with validity testing, reliability testing, classical assumption testing and hypothesis testing. Research results: temporary assumption that the variables motivation, creativity and business innovation entrepreneurial creativity influence the interest of generation z students in startup business in Jember Regency
IMPLEMENTASI PENGELOLAAN DANA BOS DALAM MENINGKATKAN MUTU PENDIDIKAN DI KABUPATEN JEMBER (Studi Kasus : Dinas Pendidikan Jember) Fauzan, Fauzan; Setianingrum, Nurul
JURNAL PENGABDIAN AL-IKHLAS UNIVERSITAS ISLAM KALIMANTAN MUHAMMAD ARSYAD AL BANJARY Vol 9, No 1 (2023): AL-IKHLAS JURNAL PENGABDIAN
Publisher : Universitas Islam kalimantan MAB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/jpaiuniska.v9i1.11188

Abstract

Kegiatan ini dilatarbelakangi oleh pentingnya penyaluran anggaran bagi setiap sekolah di berbagai daerah khususnya Kabupaten Jember. Pendidikan yang berhasil tidak akan pernah tercapai tanpa peran aktif dari pemerintah. Peran yang dimaksud ialah berupa penyaluran sumber dana untuk pembiayaan kebutuhan Pendidikan. Kegiatan ini mencoba mengungkapkan lebih dalam terkait bagaimana implementasi pengelolaan Dana BOS serta pendistribusiannya yang sangat dibutuhkan masyarakat yang bersumber dari Dinas Pendidikan Kabupaten Jember. Sedangkan untuk tujuan dari kegiatan ini ialah menjawab permasalahan yang dirumuskan sebelumnya yakni terkait dengan pengelolaan dana Bos guna meningkatkan mutu pendidikan. Adapun khalayak sasaran pada kegiatan ini para pegawai Dinas Pendidikan Kabupaten Jember. Dari hasil kegiatan yang telah dilakukan melalui teknik wawancara in dept interview ditemukan bahwa Pengelolaan Dana Bos di Dinas Pendidikan Kabupaten Jember telah dijalankan sesuai peraturan pemerintah dan pada pendistribusiannya tidak terdapat hambatan yang berat. Selain itu, Dinas Pendidikan Jember juga melakukan beberapa upaya guna kelancaran proses pengelolaan Dana Bos seperti pengadaan seminar, workshop, dan program-program lainnya yang sangat bermanfaat dalam hal transparansi, dan kelancaran pengelolaan Dana Bos itu sendiri. Sehingga berdasarkan hal tersebut, masyarakat tidak mengalami kesulitan dan merasa sangat puas baik dalam hal pelayanan ataupun dari segi pembimbingan.
Pengenalan Bank Berbasis Syariah Kepada Masyarakat, Dengan Menggunakan Akad Ijarah Di BMT Sidogiri Cabang Lumajang Kurnia, Kurnia; Setianingrum, Nurul; Pratiwi, Ana
Amaliah: Jurnal Pengabdian Kepada Masyarakat Vol 8 No 2 (2024): Amaliah Jurnal: Pengabdian kepada Masyarakat
Publisher : LPPI UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengabdian kepada masyarakat ini bertujuan untuk membantu memecahkan masalah tentang kondisi pasar Lumajang , yang saat ini masih. Banyak masyarakat miskin serta para pedagang yang susah untuk memenuhi kebutuhan sehari hari, karena masyarakat masih banyak tidak tahu kehadiran koperasi dan bank syariah di sekitarnya, sehingga dampak negatifnya mereka akan cari alternatif lain, yaitu meminjam dengan sistem riba contohnya rentenir. Hadirnya bank syariah atau koperasi serasa tidak berguna karena kurangnya pemahaman masyarakat. Utamanya tujuan di lakukannya pengabdian ini adalah untuk memberikan sebuah pemahaman yang dalam kepada masyarakat tentang adanya koperasi syariah, seperti di koperasi BMT Sidogiri cabang Lumajang ini yang sudah berdiri dari tahun 2006, pembiayaannya aman, serta tidak ada unsur riba, tidak mencekkik masyarakat yang membutuhkan pinjaman untuk kebutuhan ataupun modal. Pembiayaan yang di gunakan dalam koperasi BMT Sidogiri cabang Lumajang ini adalah pembiayaan akad ijarah. Akad ijarah merupakan suatu akad yang bermanfaat bagi masyarakat maupun anggota yang sedang membutuhkan pembiayaan.
EVOLUSI PEMIKIRAN EKONOMI ISLAM DI INDONESIA: DARI TRADISI KE MODERNISASI Hasanah, Ulfanianatul; Madinatul, Nurlaila; Setianingrum, Nurul; Anggitaningsih, Retna
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 7 No 1 (2025): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v7i1.122

Abstract

This study explores the evolution of Islamic economic thought in Indonesia, from traditional practices to modernized systems. The scope includes tracing significant transformations in Islamic economics and its adoption in the financial and social sectors. The purpose of the study is to analyze how traditional Islamic economic principles have adapted to contemporary economic demands. Using a qualitative descriptive approach, this research employs library research to gather insights from academic works and historical documents. The findings reveal three major phases in the development of Islamic economic thought in Indonesia: the traditional phase, the modern phase marked by the establishment of Islamic financial institutions, and the contemporary phase, where Islamic finance has become more integrated into the national economy. The study concludes that, despite modernization, Islamic economics in Indonesia remains grounded in core principles of social justice, economic freedom, and responsibility. This evolution underscores the potential of Islamic economics to offer sustainable economic solutions aligned with both religious values and modern needs.
PERAN EKONOMI ISLAM DALAM PENGENTASAN KEMISKINAN DAN PEMBERDAYAAN EKONOMI UMMAT Mundir, Ahmad; Rosidi, M. Imron; Setianingrum, Nurul; Anggitaningsih, Retna
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 7 No 1 (2025): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v7i1.123

Abstract

Poverty is a complex social problem and a serious challenge for countries with a Muslim majority population. Islamic economics offers an approach based on the values of social justice, solidarity, and ethics to address this issue. Amidst global economic instability causing conventional financial institutions to fail, Islamic economics has shown resilience and significant growth. This study aims to analyze the role of Islamic economics in alleviating poverty and empowering the community’s economy. Based on principles outlined in the Quran, this research explores the concept of empowerment through two main approaches: social rehabilitation and community development. The findings indicate that the Islamic economic approach has the potential to improve the welfare of the poor through fairer and more sustainable empowerment mechanisms.
The Influence of Work Motivation, Work Culture, Work Discipline, and Work Environment on Employee Performance with Work Ethic as an Intervening Variable at PT. Ultiface Ilmi, Ning Kholishotul; Rifa'i, Khamdan; Setianingrum, Nurul
Dinasti International Journal of Education Management And Social Science Vol. 5 No. 4 (2024): Dinasti International Journal of Education Management and Social Science (April
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v5i4.2574

Abstract

This study aims to investigate the influence of work motivation, work culture, work discipline, and work environment on employee performance at PT. Ultiface, with work ethic as the mediating variable. A quantitative method with an associative approach was employed, with a population of 136 employees from PT. Ultiface and a saturated sample of 121 respondents. Data analysis was conducted using Partial Least Square (PLS) version 3.0. The research findings indicate that work motivation (t = 2.757, p = 0.006), work environment (t = 4.765, p = 0.000), and work ethic (t = 4.261, p = 0.000) have a significant influence on employee performance, while work culture (t = 1.825, p = 0.069), work discipline (t = 1.245, p = 0.214), and the intervention of work ethic through work motivation (t = 2.776, p = 0.006) are significant. However, the intervention of work ethic through work culture (t = 0.805, p = 0.421), work discipline (t = 0.121, p = 0.904), and work environment (t = 1.855, p = 0.064) does not show a significant influence on employee performance. This study is expected to provide useful insights for the management of PT. Ultiface in enhancing employee performance through effective management of these factors.
The Principle of Economic Justice and Its Implications for Economic Inequality in East Java Sholeha, Emarotus; Salsabila, Rona; Setianingrum, Nurul; Anggitaningsih, Retna
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 3 No. 5 (2025)
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sinomika.v3i5.2407

Abstract

The principle of economic justice plays a crucial role in ensuring the equitable distribution of resources and promoting social and economic welfare. This article explores how the application of economic justice principles can help address economic inequality in East Java Province, focusing on the government's role in reducing regional disparities. Despite East Java’s rapid economic growth, inequalities between urban centers like Surabaya and rural areas such as Madura and Bojonegoro remain significant challenges. Through an in-depth literature review, this study identifies key principles of economic justice, such as the principles of distributional justice, balance, public benefit, and protection, which must be applied to achieve inclusive prosperity. The findings suggest that government efforts through programs like Direct Cash Assistance (BLT), agrarian reform, and the development of sectors such as tourism and local industries are crucial in reducing inequalities. However, the greatest challenges remain in bridging the infrastructure and human resource gaps between cities and rural areas. This study proposes a more coordinated approach between central and regional governments to ensure that the principles of economic justice are effectively implemented across the province, allowing all segments of society to benefit from sustainable economic growth.
Co-Authors Ahmadiono, Ahmadiono Ana Pratiwi, Ana Anggitaningsih, Retna Fauzan . HASANAH, ULFANIANATUL Hidayatullah, M.F Ilmi, Ning Kholishotul Indahwati, Ayu KURNIA KURNIA, KURNIA Madinatul, Nurlaila Mundir, Ahmad Nur Hidayat Puspitasari, Intan Dwi Rifa'i, Khamdan Rini Rahmawati, Rini Rosidi, M. Imron Salsabila, Rona Sholeha, Emarotus Taqwim, Rizky Insani Zulfa Ahmad Kurniawan