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All Journal Indonesian Journal of Cultural and Community Development IIJSE
Dewi, Widya Kusuma
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Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media

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Empowering the Muhammadiyah Kemasan Branch Community: Greening the Environment with Food Plants and Toga Syah, Naufal Galfan; Santri, Erlina Widya; Dewi, Widya Kusuma; Abror, M
Indonesian Journal of Cultural and Community Development Vol 16 No 1 (2025): March
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijccd.v16i1.1129

Abstract

Ranting Muhammadiyah Kemasan, in collaboration with KKNT-T students, focuses on community empowerment and environmental improvement at Masjid Al-Muhtadin. The main challenges are the lack of green space and poor waste management. The program consists of three stages: Observation, Implementation, and Maintenance. The observation stage identifies environmental issues such as disorganized construction materials and insufficient green areas. Implementation includes planting ornamental and TOGA plants and providing waste bins for organic and inorganic waste separation. Maintenance involves watering and educating the community on cleanliness. As a result, the aesthetics and comfort of the mosque environment have improved, TOGA plants offer long-term benefits, and community awareness of mosque cleanliness has increased, strengthening collective responsibility.
The Impact of Trust, Convenience, and Financial Literacy on Purchasing Decision Using Paylater (Study on Paylater Users in Greater Surabaya) Dewi, Widya Kusuma; Prapanca, Detak; Sriyono, Sriyono
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6386

Abstract

Paylater is a financial service that offers online loans, facilitating transactions with an installment system or full payment the next day. The purchase decision to use paylater is greatly influenced by the level of trust, convenience, and financial literacy. The unwise use of paylater can have a potential for consumptive behavior. This study aims to identify factors that influence consumer decisions, and provide an overview of the role of trust, ease of access, and financial understanding in shaping purchasing decisions using paylater. In this study, a quantitative method was used and the number of samples was 100 respondents. The population in this study is paylater users in Greater Surabaya. The sampling method uses a non-probability sampling technique with a purposive sampling technique. The data sources used come from primary and secondary data. Primary data sources are obtained through the dissemination of questionnaires through Google Forms while secondary data sources come from books, journals, and articles from previous research. The data analysis technique uses Partial Least Square (PLS) version 4.0. The results of this study show that (1) Trust has a significant positive effect on purchase decisions. (2) Convenience has a significant positive effect on purchase decisions. (3) Financial Literacy has a significant positive effect on purchase decisions.
Co-Authors Abror, M Detak Prapanca Santri, Erlina Widya Sriyono Sriyono Syah, Naufal Galfan