Claim Missing Document
Check
Articles

Found 2 Documents
Search

Pre-Questioning Strategy On Reading Comprehension Achievement At The Fourth Semester Of English Program Study STKIP Taman Siswa Bima Waliyudin; annisah
JURNAL PENDIDIKAN BAHASA Vol 8 No 1 (2018): JURNAL PENDIDIKAN BAHASA
Publisher : STKIP Taman Siswa Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study was conducted to investigate the effect of Pre-questioning on Reading Comprehension Achievement of the Fourth Semester Students at English Program Study STKIP Taman Siswa Bima. The aimed of this study were to investigate the effects of pre-questioning students’ on the reading comprehension achievement of the Fourth Semester Students at English Program Study STKIP Taman Siswa Bima 2017/2018. The forms of questions were in multiple choice and essay, multiple choice used for reading comprehension tests and essay used for Pre-questioning tests. The method used in this study was experimental design. The data were processed and analyzed according to these steps: taking the data, checking, scoring, tabulating using SPSS program and taking the conclusion based on the statistic result. The result of this study shows that “the Pre-questioning has a significant effect on the students’ reading comprehension achievement.
Pengembangan Model Manajemen Risiko Terintegrasi untuk Inovasi Digital Perbankan Syariah Waliyudin; Gusti Oka Widana
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18504

Abstract

This study aims to formulate and propose a comprehensive, integrated risk management model to address the challenges of digital innovation in Islamic banking. This research is motivated by the emergence of hybrid risk profiles and a significant governance gap resulting from siloed risk management practices among the IT Division, the Risk Management Division, and the Sharia Supervisory Board (DPS). This study employs a descriptive qualitative method using a library research approach. Data was collected through a documentary analysis of existing literature, encompassing scientific journals, industry standards (COSO ERM, COBIT), Sharia standards (AAOIFI, DSN-MUI Fatwas), and banking regulations (POJK). Data analysis was conducted via critical synthesis, focusing on gap analysis within existing frameworks to construct a new conceptual model. The finding of this study is the "Integrated Sharia Digital Risk Management" (MR-DST) model. This model is built on three main pillars: (1) Integrated Governance, which integrates the role of the DPS into the technology development lifecycle and the IT risk committee; (2) Holistic Risk Assessment Process, which combines Technology Risk Assessment (TRA) and Sharia Compliance Risk Assessment (SCRA) from the product ideation phase; and (3) Cross-Functional Human Resource Capacity, which emphasizes digital literacy for the DPS and Sharia literacy for the IT team. This model offers a proactive framework through a synthesis between the IT risk framework (COBIT) and Sharia governance frameworks (AAOIFI/DSN-MUI).