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p-Index From 2021 - 2026
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All Journal Journal of Regional Development and Technology Initiatives Journal of Early Childhood Development and Education
Jika, Fadimatu Ahmed
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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AI Integration in Nigeria’s Financial Sector: Challenges and Opportunities for Professional Development Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Aliyu, Shafa'at Ahmad; Muhammad, Ibrahim Abubakar; Jika, Fadimatu Ahmed
Journal of Regional Development and Technology Initiatives Vol. 3 No. 1 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.jrdti.2025.3.103

Abstract

Artificial Intelligence (AI) is transforming banking, accounting, auditing, risk management, and customer service operations. In Nigeria, the integration of AI into the financial sector presents both unprecedented opportunities and significant challenges. This study examines the implications of AI adoption for professional development among Nigerian finance practitioners. Based on the frameworks of technological diffusion and human capital development, the research investigates how AI-driven tools like machine learning, natural language processing, robotic process automation, and predictive analytics are influencing financial practices and the skills required of professionals. The study uses a mixed-methods approach, combining survey data from finance professionals in selected Nigerian banks and fintech firms with qualitative interviews with regulators, educators, and technology experts. In addition to highlighting important opportunities like increased productivity, fraud detection, financial inclusion, and better decision-making, the findings are anticipated to point out significant obstacles like job displacement, ethical dilemmas, regulatory gaps, and a lack of professional AI literacy. In order to create a workforce prepared for AI, the study emphasizes the necessity of ongoing professional development, curriculum change in finance and accounting education, and cooperative efforts between the government, business community, and professional associations. The study conclude that effective AI integration in Nigeria's financial sector depends not only on the availability of technology but also on giving finance professionals the knowledge, moral compass, and flexible abilities they need to prosper in the age of digital transformation.
Traditional Rulers, Families, and Waqf: Their Roles in Promoting Early Childhood Literacy and Numeracy Skills in Gombe and Adamawa States, Nigeria Muhammad, Adamu Abubakar; Jika, Fadimatu Ahmed; Muhammad, Ibrahim Abubakar; Aliyu, Shafa’at Ahmad; Khan, Human; Barjesteh, Hamed; Jamal, Abdul; Darazi, Mansoor Ali
Journal of Early Childhood Development and Education Vol. 3 No. 1 (2026): Journal of Early Childhood Development and Education (January)
Publisher : CV Media Inti Teknologi

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Abstract

Background: Early childhood literacy and numeracy are essential foundations for social cohesion, lifelong learning, and sustainable development. In Northern Nigeria, these skills are shaped not only by formal education systems but also by families, traditional leaders, and religious-based support institutions such as waqf. However, empirical evidence on the specific roles and interactions of these actors remains limited. Objective: This study examines the contributions of families, traditional leaders, and waqf institutions to early childhood literacy and numeracy development in Gombe and Adamawa States, Nigeria, and identifies key challenges affecting their effectiveness. Methods: A mixed-methods design was employed, integrating survey data, structured interviews, and documentary analysis to explore institutional, cultural, and religious influences on early childhood education. Results: The findings indicate that families are the primary source of early cognitive development and value formation. Traditional leaders act as cultural custodians and intermediaries who mobilize community support for educational initiatives. Waqf institutions provide sustained financial support for community learning centres and Qur’anic schools. Nevertheless, these contributions are constrained by poverty, weak waqf institutionalization, and declining family involvement. Conclusion: The study concludes that early childhood literacy and numeracy outcomes in Northern Nigeria can be improved through a coordinated approach that strengthens collaboration among families, traditional leaders, and waqf institutions to ensure sustainable early childhood education initiatives.  
Co-Authors Aliyu, Shafa'at Ahmad Aliyu, Shafa’at Ahmad Ardo, Adam Muhammad Darazi, Mansoor Ali Hamed Barjesteh Jamal, Abdul Khan, Human Muhammad, Adamu Abubakar Muhammad, Ibrahim Abubakar