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All Journal Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Fiska, Fiska
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Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Analysis of the Impact of Business Capital Assistance on MSME Income in Kabonena Subdistrict Fiska, Fiska; Tope, Patta; Taqwa, Edhi; Jokolelono, Eko; Jaya, Andi Herman
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 4 No 1 (2025): AGUSTUS
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v4i1.1021

Abstract

This research aims to determine the amount of MSME income before and after receiving business capital assistance and to understand the impact of business capital assistance on MSME income in Kabonena Village. The type of research used is quantitative research with a descriptive approach. The sampling technique used is saturated sampling (census), with the sample in this study being 7 MSMEs in food and beverage businesses that are still active and have received BPUM (Productive Assistance for Micro Businesses) stage 1 capital assistance. The data source in this research is primary data. Data collection techniques include observation and interviews using questionnaires as tools. The data analysis tool used is income analysis. The research results show that there are changes in MSME income before and after receiving business capital assistance. The calculation results from income analysis show that the total net income of MSMEs during one month of production before receiving business capital assistance was Rp6,284,600. After receiving business capital assistance, the total net income increased to Rp16,377,800. The research results show that business capital assistance distributed by the government contributes to increasing the income of Micro, Small and Medium Enterprise actors.
Praktik Jual Beli Thrifthing dan Dampaknya terhadap Pendapatan Pedagang Pasar Pekan 18 Kota Binjai dalam Perspektif Ekonomi Islam Fiska, Fiska; Waqqosh, Abi; Harahap, Raja Sakti Putra
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 8 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i8.4408

Abstract

This research was conducted to find out how Thrifthing Buying and Selling Practices are and their impact on the Income of Week 18 Market Traders in Binjai City from an Islamic Economic Perspective. The phenomenon of selling Thrift clothing (Used Clothes) not only has a positive impact in reducing textile waste but also has a negative impact on health. This is one of the reasons for the government's ban on importing used clothing. In this study, research was carried out using a qualitative descriptive approach, data was collected through observation and interviews, then analyzed through data reduction and triangulation. The results of the research show that the sale of used clothes at Pekan 18 Market, Binjai City has a big influence on the economic level of traders, the income of traders at Pekan 18 Market, Binjai City is sufficient for the daily needs of traders, the economic situation and also the welfare of the traders are in good condition. From an Islamic Economics perspective, buying and selling transactions at Pekan 18 Market are considered valid because they fulfill the requirements and pillars stipulated in the Muamalah Law. Merchandise such as used clothes can be reused and the substance of the goods is clear and exchange rate (price) conditions are met. However, there is special attention to the cleanliness of merchandise and the process of obtaining it legally, considering the importance of maintaining cleanliness and fairness in transactions.
Co-Authors Andi Herman Jaya Edhi Taqwa Eko Jokolelono Harahap, Raja Sakti Putra Patta Tope Waqqosh, Abi