Article Per Year (5 Year)
p-Index From 2020 - 2025
0.562
P-Index
This Author published in this journals
All Journal Mukaddimah: Jurnal Studi Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Sayyidah Syafiqoh
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
ANALISIS PENETAPAN BIAYA LAYANAN PADA TRANSAKSI PINJAMAN ONLINE SYARIAH PERSPEKTIF MAQASHID SYARIAH Sayyidah Syafiqoh; Nurhayati
Mukaddimah: Jurnal Studi Islam Vol. 9 No. 2 (2024)
Publisher : Kopertais Wilayah III Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis ketentuan hukum terkait penetapan biaya layanan pada aplikasi pinjaman online (pinjol) dari perspektif Maqashid Syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik pengambilan data berupa kajian pustaka yang relevan. Hasil penelitian menunjukkan bahwa penetapan biaya layanan pinjol harus memperhatikan berbagai faktor penting, seperti batasan pinjaman, tenor pembayaran, dan struktur biaya yang dikenakan. Selain itu, peran Otoritas Jasa Keuangan (OJK) dan Asosiasi Fintech Indonesia (AFPI) dalam melakukan regulasi dan pengawasan terhadap industri pinjol sangat penting untuk memastikan praktik yang adil dan mengutamakan perlindungan konsumen. Dalam kerangka Maqashid Syariah, penetapan biaya layanan pinjol perlu memperhatikan prinsip-prinsip keadilan, transparansi, dan pencegahan eksploitasi, sehingga tidak merugikan pihak yang terlibat, baik pemberi pinjaman maupun peminjam. Secara keseluruhan, penelitian ini menyimpulkan bahwa penetapan biaya layanan pada pinjol harus seimbang, tidak hanya menguntungkan pihak bisnis, tetapi juga melindungi konsumen dengan tetap memegang teguh prinsip-prinsip Maqashid Syariah, yang menekankan kesejahteraan, keadilan, dan perlindungan dari kerugian. Kata kunci: Penetapan Biaya Layanan, Pinjaman Online, Maqashid Syariah
Analisis Fatwa DSN MUI No. 140 Tahun 2021 Terhadap Regulasi Dewan Pengawas Syariah pada Produk Securities crowdfunding Rizka Rahmatillah Zidna; Sayyidah Syafiqoh; Bakhrul Huda
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.3035

Abstract

The purpose of this study is to determine and analyze the extent of the regulation of the Sharia Supervisory Board on securities crowdfunding products based on the DSN MUI fatwa No. 140 of 2021. The research method used is descriptive qualitative method which is focused on problems based on facts carried out by observation. This research focuses on analyzing data on the Shafiq.id website on the offering of Islamic securities in the form of sukuk through crowdfunding services reviewed through the provisions contained in the DSN MUI fatwa NO. 140 of 2021 concerning Islamic securities offerings through information technology-based crowdfunding services based on sharia principles. The results of this study indicate that the Sharia Supervisory Board (DPS) is tasked with ensuring that all activities in sharia fintech always comply with sharia principles, including in sharia crowdfunding activities. Islamic crowdfunding activities must be based on the spirit of helping in goodness (ta'awun) and must be based on Islamic rules and guided by the Qur'an and As-Sunnah. DPS oversees the information technology-based financing service model to ensure that the form of crowdfunding implementation does not conflict with sharia principles. In addition, DPS adjusts the contract according to the form of sharia crowdfunding that will be used by the parties. DPS is also tasked with providing advice to the parties and, in the event of a dispute, resolving it by consensus or through a sharia dispute resolution institution in accordance with the Fatwa of DSN-MUI.
Analisis Fatwa DSN MUI No. 140 Tahun 2021 Terhadap Regulasi Dewan Pengawas Syariah pada Produk Securities crowdfunding Rizka Rahmatillah Zidna; Sayyidah Syafiqoh; Bakhrul Huda
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.3035

Abstract

The purpose of this study is to determine and analyze the extent of the regulation of the Sharia Supervisory Board on securities crowdfunding products based on the DSN MUI fatwa No. 140 of 2021. The research method used is descriptive qualitative method which is focused on problems based on facts carried out by observation. This research focuses on analyzing data on the Shafiq.id website on the offering of Islamic securities in the form of sukuk through crowdfunding services reviewed through the provisions contained in the DSN MUI fatwa NO. 140 of 2021 concerning Islamic securities offerings through information technology-based crowdfunding services based on sharia principles. The results of this study indicate that the Sharia Supervisory Board (DPS) is tasked with ensuring that all activities in sharia fintech always comply with sharia principles, including in sharia crowdfunding activities. Islamic crowdfunding activities must be based on the spirit of helping in goodness (ta'awun) and must be based on Islamic rules and guided by the Qur'an and As-Sunnah. DPS oversees the information technology-based financing service model to ensure that the form of crowdfunding implementation does not conflict with sharia principles. In addition, DPS adjusts the contract according to the form of sharia crowdfunding that will be used by the parties. DPS is also tasked with providing advice to the parties and, in the event of a dispute, resolving it by consensus or through a sharia dispute resolution institution in accordance with the Fatwa of DSN-MUI.
Co-Authors Bakhrul Huda Nurhayati Rizka Rahmatillah Zidna