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Maryadi, Dominikus Andreo
Politeknik Negeri Manado
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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DEVELOPING A RESPONSIVE DIGITAL FINANCIAL SYSTEM TO IMPROVE TRANSPARENCY IN COMMUNITY-BASED FOREST INSTITUTIONS Dominikus Andreo Maryadi; Jerry Sonny Lintong; Ivoletti Merlina Walukow
Jurnal Comparative: Ekonomi dan Bisnis Vol. 7 No. 4 (2025): November
Publisher : Univesitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/combis.v7i4.15244

Abstract

The digitalization of community-based institutions is crucial for improving transparency and accountability in financial governance in rural areas. However, institutions such as the Village Forest Management Institution (LPHD) still rely on manual, non-standardized, and error-prone record-keeping. This study developed a responsive and simple digital financial system to address the limited digital literacy and technical conditions of the Darunu Village LPHD. The study used a qualitative approach and participatory design to ensure the application's suitability to user needs, through needs analysis, prototype development, and field trials. The results showed that the application was able to improve record-keeping, clarify cash flow, and strengthen the institution's financial transparency. The novelty of this research lies in the development of a digital financial application specifically designed for LPHDs, taking into account the socio-technical context of forest villages, unlike village financial applications that are generally oriented towards formal government apparatus. The contribution of this research is to present a replicable, lightweight financial system model for community-based forest institutions and provide a participatory design framework for digitizing village administration. These findings confirm that contextual digital solutions can be an effective approach to strengthening financial governance in forest village communities.
Co-Authors Alpindos Towouela Archelia Avril Margareth Dalisang Deisy Lusiana Destrina T A Siep Ginting, Wenny Anggeresia Grace Ropa Ivoletti Merlina Walukow Jerry Sonny Lintong Jerry Sonny Lintong Johanes Herbert Tene Koagouw, Harty Unike Hana Lydia Loula L.L Walangitan Malonda, Elisabeth Deisy Maluw, Fandel Nadia Bawole Nasution, Siti Aisyah Pontorondo, Immanuel Christian Ratag, Johana Raykes Hinrich Tuerah Rombot, Raymond F Runtuwene, Treesje Lusje Sintia Nurani Korompis Sintia Nurani Korompis Siregar, Melinda Tangon, Joseph Nugraha Toweula, Alpindos Wenny A. Ginting Winovel Novano Takasingking