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All Journal Indo-Fintech Intellectuals: Journal of Economics and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Silviana Rohimah
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Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Kebijakan Pondok Pesantren Terhadap Perkembangan Bank Syariah Di Indonesia ainol ainol yaqin; Selviatus Sholehah; Rofiatul Lailiyah; Noer Diana Fitriya; Silviana Rohimah
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 5 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business (in-Press)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i5.1906

Abstract

Riset ini mengkaji pengaruh kebijakan Pondok Pesantren terhadap perkembangan Bank Syariah di Indonesia. Penelitian ini menggunakan pendekatan Kualitatif sebagai penelitian dasar (Basic Research), data pondok pesantren di Kementerein Agama Indonesia sebagai dasar penelitian ini dan  sabagai wujud ikhtiyar menjadikan pesantren yang pada dasarnya lembaga pendidikan Islam dikonversikan modal keberlangsungan Bank Syariah di bumi Nusantara. Studi ini juga mengevaluasi (muhasabah) loyalitas dan sinergitas pondok pesantren terhadap akad, prodak dan system perbankan syariah. Hasil riset ini menunjukkan bahwa  kebijakan pondok pesantren berpengaruh kuat terhadap bertambhanya bank syariah di Indonesia untuk menjalankan system dan tata kelola ekonomi Islam. Akan tetapi, tidak semua pondok pesantren di Indonesia mempunyai sinergitas dan mendukung eksistensi untuk keberlangsungan bank Syariah di Indonesia.
Analisis Implementasi Akad Ju’alah dalam Program Affiliasi Digital Studi Kompratif Shopee Affiliate dan Tiktok Affiliate Silviana Rohimah; Nurul Huda
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7604

Abstract

This study was conducted with the aim of analyzing the implementation of the ju'alah contract in digital affiliate programs, namely Shopee Affiliate and Tiktok Affiliate, and comparing the mechanisms of both in the context of sharia economic law. The ju'alah contract is a form of muamalah contract based on services, where someone offers compensation (ju'l) to another party for certain work that has been agreed upon in advance. This study examines both affiliate programs in terms of fairness, transparency, and sustainability, which are the main principles in sharia economics. This study uses a qualitative research method with descriptive analysis with a library research approach to identify how the ju'alah contract is applied in digital affiliate marketing practices, the challenges faced, and opportunities that can be utilized to increase the effectiveness of its implementation. The results of the study show that although there are similarities in the basic principles of the ju'alah contract between Shopee Affiliate and Tiktok Affiliate, there are differences in the implementation and payment mechanisms that need to be considered regarding sharia principles, such as clarity of rewards, transparency, and fairness. This study can provide recommendations for improvements in terms of payment transparency according to sharia principles on both platforms to ensure compliance with deeper sharia economic values.
Co-Authors ainol ainol yaqin Noer Diana Fitriya Nurul huda Rofiatul Lailiyah Selviatus Sholehah