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Kepastian Hukum Klaim Polis Asuransi Jiwa terkait Wanprestasi Perusahaan Asuransi dalam Pembayaran Klaim Adam Ramadani; Iran Sahril; Felicitas Sri Marniati
CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah Vol. 3 No. 7 (2026): CENDEKIA : Jurnal Penelitian Dan Pengkajian Ilmiah, Juli 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/cendekia.v3i7.2748

Abstract

Discussion on the legal certainty of life insurance policy claims related to insurance company default in paying claims. The method used in this study is a normative juridical research type, namely library legal research or secondary data with primary, secondary and tertiary legal sources. The results of the study on the regulation and legal consequences of insurance policies related to default are that the emergence of life insurance beneficiaries results in creating a legal relationship between life insurance beneficiaries, the existence of insurance company default, so that the beneficiaries can obtain their rights. The legal certainty of life insurance policies related to insurance company default in paying claims to life insurance beneficiaries is that life insurance policies made based on the agreement of the parties and fulfilling the legal requirements of the agreement as stipulated in Article 1320 of the Civil Code have binding force as a law for the parties (pacta sunt servanda), and Article 31 of Law of the Republic of Indonesia number 40 of 2014 concerning Insurance with the addition of a paragraph for the creation of life insurance policies must be made before a public official or notary.
Kepastian Hukum terhadap Sertipikat Hak Milik Atas Tanah yang Dikuasai oleh Warga Negara Asing akibat Perceraian dalam Perkawinan Campuran Rahmat Ramadhan; Yurisa Martanti; Iran Sahril
CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah Vol. 3 No. 2 (2026): CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah, Februari 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/cendekia.v3i2.2352

Abstract

Discussion on legal certainty regarding land ownership certificates controlled by foreign nationals due to divorce in mixed marriages. The research was conducted using normative juridical methods. The results of the research concluded that mixed marriages between Indonesian citizens (WNI) and foreign citizens (WNA) are increasingly prevalent along with increasing global mobility. However, behind this legally valid relationship, there are complex problems related to ownership of assets, especially land, which can only be owned by Indonesian citizens as regulated in Article 21 paragraph (1) and paragraph (3) of the Basic Agrarian Law (UUPA). Legal certainty does not reflect justice, so to obtain its benefits, Indonesian citizens must sue. This legal certainty is obtained because of the existence of regulations, so that foreign nationals and Indonesian citizens who carry out the divorce according to legal regulations are not allowed to have land ownership certificates are required to sell the land so that it can be divided in two.
Kepastian Hukum  Sertifikat Hak Milik Atas Tanah melalui Pendaftaran Tanah Sistematis Lengkap (PTSL) Dikaitkan dengan Sengketa Tanah karena Terdapat Tumpang Tindih Agus Sugiono; Anriz Nazaruddin Halim; Iran Sahril
CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah Vol. 3 No. 7 (2026): CENDEKIA : Jurnal Penelitian Dan Pengkajian Ilmiah, Juli 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/cendekia.v3i7.2825

Abstract

The discussion on the legal certainty of land ownership certificates through complete systematic land registration (PTSL) is related to land disputes due to overlapping. The method used in this study is a normative juridical research type, namely library legal research or secondary data with primary, secondary and tertiary legal sources. Research results The resolution of disputes over overlapping land title certificates from PTSL results can be achieved through non-litigation channels (mediation at the Land Office/BPN) or litigation (lawsuits at the PTUN or District Court). The main steps include checking the validity of the certificate, mediation, and if necessary, cancellation of one of the certificates proven to be administratively flawed. The existence of multiple certificates is a serious problem that directly impacts the legal certainty of land rights. Legal certainty of land rights through PTSL is related to land disputes due to overlapping aims to minimize disputes, but overlapping certificates still occur due to administrative errors, mapping, or inaccurate physical data. Settlement of this dispute requires mediation at the Land Office or a lawsuit to the State Administrative Court (PTUN) for cancellation of the duplicate certificate.
Perlindungan Hukum terhadap Pemilik Materiil dalam Sertipikat Hak Milik Atas Tanah Terkait Pinjam Nama (Nominee) Febranisa Erin; Iran Sahril; Putra Hutomo
Journal of Legal, Political, and Humanistic Inquiry Vol 2 No 1 (2026): : September: Custodia: Journal of Legal, Political, and Humanistic Inquiry
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/6n6cps23

Abstract

Land ownership in Indonesia requires legal certainty through a Certificate of Ownership, while the practice of using a nominee where an Indonesian citizen acts as a front for a foreign national gives rise to disputes. This study examines the legal consequences for the party listed on the certificate as well as the legal protection afforded to the beneficial owner, drawing on the Theory of Subjective Contracts and Sudikno Mertokusumo’s Theory of Legal Protection. The research method employs a normative legal approach using legislative, case law, analytical, and conceptual approaches, as well as primary, secondary, and tertiary legal sources. Analysis is conducted through grammatical, systematic, and analogical interpretation. The results of the study indicate that nominee agreements are null and void as a matter of law because they conflict with the Land Law (UUPA), while Indonesian citizens whose names are listed on the certificate remain recognized as the lawful owners based on SEMA No. 10 of 2020. Protection for foreign nationals is limited to civil interests, while land possession should be based on the Right of Use pursuant to Article 42 of the Land Law (UUPA).
Perlindungan Hukum terhadap Pembeli Rumah terkait Pengembang yang Dinyatakan Pailit Kezia Albertina Hinonaung; Yudha Cahya Kumala; Iran Sahril
CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah Vol. 3 No. 9 (2026): CENDEKIA : Jurnal Penelitian Dan Pengkajian Ilmiah, September 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/cendekia.v3i9.2979

Abstract

This study examines the legal protection afforded to homebuyers when a developer is declared bankrupt. It employs a normative-juridical research method—specifically, library-based legal research utilizing primary, secondary, and tertiary legal sources. The findings indicate that homebuyers who have fulfilled their obligations whether through down payments or Home Ownership Loan (KPR) installments often fail to receive the promised house or land title certificate due to the developer's bankruptcy. Generally, if the title to the property has not fully transferred, these buyers hold the status of concurrent creditors; consequently, the satisfaction of their claims depends on the proceeds from the liquidation of the bankrupt estate, which are frequently insufficient to cover all creditors' claims.
Perlindungan Hukum bagi Jamaah atas Perjanjian dengan Biro Perjalanan Umroh terkait Gagal Keberangkatannya Faisal Faisal; Wira Franciska; Iran Sahril
CENDEKIA : Jurnal Penelitian dan Pengkajian Ilmiah Vol. 3 No. 9 (2026): CENDEKIA : Jurnal Penelitian Dan Pengkajian Ilmiah, September 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/cendekia.v3i9.2982

Abstract

This study examines the legal protection afforded to pilgrims regarding contracts with Umrah travel agencies in the event of a failure to depart. It employs a normative-juridical research method—specifically, library-based legal research utilizing primary, secondary, and tertiary legal sources. The findings indicate that the state plays a role in ensuring legal protection for Umrah pilgrims by guaranteeing the fulfillment of their rights as consumers of Umrah travel services. Through amendments to the regulations governing Umrah pilgrimage organizers (UUPPIU), the government, acting as the regulator, mandates that organizers deposit a specific sum with the Ministry of Religious Affairs as a security guarantee.
Kepastian Hukum terhadap Risalah Lelang karena Adanya Itikad Tidak Baik yang Diputuskan oleh Pengadilan Shafa Azhara Rinaldi; Sudirman Sudirman; Iran Sahril
Journal of Legal, Political, and Humanistic Inquiry Vol 2 No 1 (2026): : September: Custodia: Journal of Legal, Political, and Humanistic Inquiry
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/bsn58c10

Abstract

The Auction Minutes constitute an authentic deed prepared by an Auction Officer as the basis for an auction winner to acquire rights over the auctioned object. This study aims to analyze the legal consequences of the annulment of Auction Minutes by the court and the legal certainty afforded to good-faith auction winners. This study employs a normative juridical method using primary, secondary, and tertiary legal materials, supported by statutory, case, conceptual, and analytical approaches. Legal materials were collected through a literature study and analyzed using grammatical and systematic interpretation as well as legal construction. The findings indicate that the legal consequences of Auction Minutes depend on the validity of the auction process, the condition of the object, and the good faith of the parties. Decision Number 2868 K/Pdt/2018 annulled the legal force of the Auction Minutes and their derivative documents, whereas Decisions Number 973 PK/Pdt/2024 and 754 PK/Pdt/2018 upheld the auction results based on different legal circumstances. Legal certainty for auction winners is not absolute but depends on the validity of the process and good faith. Winners who lawfully acquire the object and act in good faith deserve legal protection.