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All Journal Jurnal Ekonomi dan Bisnis Islam (JEBI) Golden Ratio of Data in Summary Al-Khidmah: Jurnal Pengabdian Kepada Masyarakat Finance Jurnal At-Tamwil: Kajian Ekonomi Syariah
Susila, Ahdiyat Agus
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Peran mahasiswa dalam pendampingan promosi produk gadai emas BSI untuk pemberdayaan ekonomi di Kabupaten Lumajang Susila, Ahdiyat Agus; Lutfiah, Hanim
KHIDMAH : Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2024): Vol. 4 No. 2 September 2024
Publisher : Lembaga Penerbitan, Penelitian, dan Pengabdian Masyarakat (LP3M) UNZAHLP3M

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/khidmah.v4i2.457

Abstract

Dalam era perekonomian yang kompetitif, pengembangan ekonomi masyarakat melalui jasa keuangan syariah merupakan hal yang sangat penting. Tujuan sosialisasi ini adalah untuk mengkaji dan menganalisis peran mahasiswa dalam membantu memasarkan produk gadai emas  Bank Syariah Indonesia (BSI) sebagai upaya penguatan ekonomi kerakyatan di Kabupaten Lumajang. Ruang lingkup kegiatan ini meliputi kegiatan pendampingan yang dilakukan mahasiswa dalam bentuk kemitraan, pelatihan dan promosi produk Gadai Emas kepada masyarakat setempat. Metode penelitian yang digunakan adalah metode Asset Based Community Development (ABCD). Data dikumpulkan dari pendekatan secara langsung kepada masyarakat,  wawancara mendalam, observasi partisipan dan studi pustaka. Hasil kegiatan menunjukkan bahwa bantuan kepada para pelajar efektif dalam  kesadaran masyarakat akan manfaat dan tradisi, serta membangun kepercayaan masyarakat terhadap layanan keuangan syariah. Hasil positif dari kegiatan ini juga terlihat dari meningkatnya partisipasi masyarakat dalam penggunaan produk BSI Gadai Emas sehingga berkontribusi terhadap pemberdayaan perekonomian daerah.
The Influence of Service Quality, Product Quality, and Trust on Customer Satisfaction in Mortgage Financing Product: Empirical Study From Bank BTN Syariah KCP Probolinggo, Indonesia Qomariyah, Munawarotul; Susila, Ahdiyat Agus; Aqidah, Waqi’atul
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.1016

Abstract

Using a quantitative approach, this study examines how customer satisfaction with KPR financing products at BTN Syariah KCP Probolinggo is impacted by service quality, product quality, and trust. Information was gathered through documentation, questionnaires given to 81 respondents, and observation. The findings indicated that all three independent variables significantly and favorably affected customer satisfaction simultaneously and partially. This is evidenced by the calculated F value greater than the F table and the significance value less than 0.05. Moreover, the t-test indicates an important impact of each factor on customer satisfaction. The coefficient of determination test shows that 47.2% of customer satisfaction is influenced by service quality, product quality, and trust, while other factors outside this study influence 52.8%. These findings indicate that improving service quality, product innovation, and building strong trust can increase customer satisfaction. Therefore, BTN Syariah KCP Probolinggo is advised to continue developing strategies to improve these three aspects to strengthen customer loyalty and competitiveness in the Islamic banking sector.
MANAJEMEN SERTA FUNGSI ZAKAT PADA BADAN AMIL ZAKAT DAN LEMBAGA AMIL ZAKAT Susila, Ahdiyat Agus
Finance : Journal of Accounting and Finance Vol. 1 No. 2 (2023): Volume 1 Nomor 2, Oktober 2023
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/85f98192

Abstract

Zakat is a specific portion of wealth that must be given by every Muslim once certain conditions are met. As one of the five pillars of Islam, zakat holds a fundamental place in the life of a Muslim, serving as a means of redistributing wealth to those who are entitled to receive it (mustahik). One of the most well-known obligatory forms of zakat is zakat fitrah, which is paid annually during the month of Ramadan as a way to purify the soul before Eid al-Fitr. In Indonesia, zakat fitrah is typically paid in the form of 3.5 liters of staple food, usually rice, based on local consumption patterns. Besides zakat fitrah, there are several other types of zakat, each with its own rules and guidelines, including: (1) Zakat Fitrah, (2) Zakat on Wealth (Zakat Mal), (3) Zakat on Gold and Silver, (4) Zakat on Livestock, and (5) Zakat on Trade (Tijarah). Given the complexity and diversity of zakat types in Indonesia, managing zakat effectively cannot be handled individually. It requires structured institutions capable of collecting and distributing zakat properly and transparently. This study aims to explore the management of zakat by Badan Amil Zakat (BAZ) and Lembaga Amil Zakat (LAZ), especially regarding how zakat is collected and distributed to eligible recipients. A qualitative approach was used in this research to gain a deeper understanding of effective zakat management practices. The findings of this study are expected to contribute to the development of a more accountable and efficient zakat management system in Indonesia. Key components discussed in this research include: (a) the research topic, (b) objectives, (c) research methodology, (d) research findings, and (e) benefits of the study.
Analisis Pengaruh Modal Sendiri dan Modal Pinjaman Terhadap Sisa Hasil Usaha Pada Koperasi Simpan Pinjam dan Pembiayaan Syariah di Bmt Ugt Sidogiri Capem Gumukmas Tahun 2018-2020 Susila, Ahdiyat Agus; Rahman, Moh. Abd.
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 5 No. 2 (2023): Jurnal At Tamwil, September 2023
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v5i2.4904

Abstract

The purpose of this study was to determine: (1) The effect of own capital on the remaining results of operations in savings and loan cooperatives and Islamic financing at BMT UGT Sidogiri Capem Gumukmas in 2018-2020 (2) The effect of loan capital on the remaining results of operations in savings and loan cooperatives and Islamic financing at BMT UGT Sidogiri Capem Gumukmas in 2018-2020 (3) The effect of own capital and loan capital on the remaining results of operations in savings and loan cooperatives and Islamic financing at BMT UGT Sidogiri Capem Gumukmas in 2018-2020. The techniques in the research data collection method used are documentation and interviews. While the technique in data analysis used through multiple linear regression analysis with t test and F test. The results of this study indicate that; (1) Own capital has a significant effect on the acquisition of SHU with tcount > ttable (4.959 > 2.042) with a significance level of 0.000 < 0.05. (2) Loan capital has no effect on the remaining results of operations with tcount > ttable (-1.526 < 2.042) and with a significance of 0.138 > 0.05.
Menuju Kerangka Kerja ESG Berbasis Maqashid Syariah: Rekonstruksi Keuangan Sosial Islam di Luar Paradigma Konvensional Susila, Ahdiyat Agus; Ghozali, Muhammad Lathoif
Jurnal Ekonomi dan Bisnis Islam (JEBI) Vol. 6 No. 1 (2026): Maret
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAMMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jebi.v6i1.5501

Abstract

Artikel ini bertujuan merekonstruksi kerangka kerja Environmental, Social, and Governance (ESG)berbasis Maqasid Syariah dalam konteks Keuangan Sosial Islam (Islamic Social Finance/ISF). Model ESGkonvensional dinilai masih berorientasi pada logika kapitalistik dan bersifat value-neutral, sehingga belumsepenuhnya selaras dengan dimensi teleologis syariah. Penelitian ini menggunakan pendekatan kualitatifkonseptualmelalui studi literatur kritis terhadap teori ESG, Maqasid Syariah, dan praktik keuangan sosial Islam. Hasil penelitian menunjukkan bahwa integrasi Maqasid Syariah, meliputi hifz al-din, hifz al-nafs, hifz al-‘aql, hifz al-nasl, dan hifz al-mal, dapat memperluas dimensi ESG dari sekadar manajemen risiko menjadi kerangka pembangunan berkeadilan dan berorientasi falah. Artikel ini menawarkan model ESG berbasis Maqasid yang bersifat normatif-transformatif dan memberikan implikasi teoretis bagi pengembangan Islamic Moral Economy serta kebijakan kelembagaan zakat dan wakaf berkelanjutan
Co-Authors Aqidah, Waqi’atul Lutfiah, Hanim M. Lathoif Ghozali Qomariyah, Munawarotul Rahman, Moh. Abd.