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Herkulana Herkulana
Program Studi Magister Pendidikan Ekonomi FKIP Untan Pontianak
Decision Sciences, Operations Research & Management Education Languange, Linguistic, Communication & Media Mathematics Other

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ANALISIS PENYELESAIAN KREDIT BERMASALAH MELALUI PENDIDIKAN DAN MITIGASI RESIKO PADA CU KELUARGA KUDUS PONTIANAK Fransiskus Patra Rantomy; Herkulana Herkulana; Achmadi Achmadi
Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Vol 10, No 9 (2021): SEPTEMBER 2021
Publisher : Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jppk.v10i9.49444

Abstract

AbstractThe main problems examined in writing this thesis are the implementation of basiceducation and further education for members, the credit risk mitigation process andthe management policies taken by the management in dealing with non-performingloans. took the object of Pontianak Kudus Family CU. The study used a qualitativemethodology. Qualitative data was obtained through interviews with the Manager andChairman of the Executive Board of the Kudus Family CU and three members whohad received member education from the Kudus Family CU. Non-partisanobservations and documentation were carried out on the implementation of educationand risk mitigation carried out by management. Data analysis was carried out byconducting narrative analysis on interview transcripts. In this study it can beconcluded: First, the education provided to members is very good with compulsoryeducation and further education according to the member's job segment. Second, riskmitigation has also been carried out not only from internal CUs, credit reserves arecarried out from the collectability system, as well as active and passive creditmonitoring. Third, the management policies that have been made include thedelegation of authority to terminate credit disbursement, the pre-credit educationpolicy is also carried out as a step to prevent non-performing loans as well as increasethe capacity of management human resources.Keywords: Risk Mitigation, Member Education And Management Policy
EFFECTS OF ENTREPRENEURSHIP AND BUSINESS ETHICS ON BUSINESS RESTAURANT BEHAVIOR PONTIANAK CITY Donna Febrilia; Nuraini Asriati; Herkulana Herkulana
Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Vol 8, No 6 (2019): JUNI 2019
Publisher : Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jppk.v8i6.33642

Abstract

AbstractThe purpose of this study is to determine the effect of Entrepreneurship and Business Ethics on Restaurant Business Conduct in Pontianak City. The research method used is a type of causality study. The population in this study were 136 restaurants spread throughout the city of Pontianak and were sampled in this study. Data analysis using SPSS version 16.00. The sample used are 97 Padang restaurants. The techniques used to collect data needed in the analysis of the discussion are: Non-participant observation techniques, questionnaires and interviews. Testing the data analysis was done using Multiple Linear Regression Analysis. Based on the results of the study, it was found that the average entrepreneurial of restaurants was in the poor category, while the average business ethics of restaurants was in the poor category while the average business behavior of restaurants was in the good category. Based on the results of the study it can be concluded that there is a significant effect of entrepreneurial knowledge. Keywords: Entrepreneurship, Business Ethics, Restaurant Business Behavior
HUBUNGAN MINAT DAN KEMANDIRIAN BELAJAR DENGAN PENGUASAAN KONSEP MATERI PADA SISWA SMK SANTA MONIKA KUBU RAYA Gedion yarso; Herkulana Herkulana; Okianna Okianna
Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Vol 8, No 9 (2019): September 2019
Publisher : Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (716.247 KB) | DOI: 10.26418/jppk.v8i9.35477

Abstract

AbstractThis thesis is entitled "The Relationship between Interest and Learning Independence With Mastery of the Concept of Inventory Materials of Trading Companies in Class XI Students at SMK Santa Monika Kubu Raya". The method used is descriptive in the form of correlational research. Sources of data in this study were all students of class XI majoring in accounting at SMK Santa Monika. The results of the study 1) There is a positive and significant correlation between variables (X1) and (Y) partially at 0.829. larger than the value of the critique of correlation in the product moment correlation table (α = 0.05) at dk = nk-1 = 67-2-1 = 64 that is 0.254 or (0.829> 0.254. Thus, it can be concluded that there is a very strong relationship between (X1) and (Y) 2) There is a positive and significant correlation between (X2) and (Y) partially of 0.791. larger than the value of the correlation critique in the product moment correlation table (α = 0.05) at dk = n-k-1 = 67-2-1 = 64 which is 0.254 or (0.791> 0.254). Thus it can be concluded that there is a very strong relationship between (X2) with (Y) 3) There is a positive and significant correlation directly from the variables (X1) and (X2) simultaneously (Y), the magnitude of the correlation is 833. Larger compared with the value of the correlation critique in the product moment correlation table (α = 0.05) at dk = nk-1 = 67-2-1 = 64 that is 0.254 or (0.833> 0.254). Thus it can be concluded that there is a very strong relationship between (X1) and (X2) simultaneously (Y). Keywords: Learning Interest, Independence, Concept Mastery
Co-Authors Achmadi Achmadi Donna Febrilia Fransiskus Patra Rantomy Gedion yarso Nuraini Asriati Okianna Okianna