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All Journal Society: Jurnal Pengabdian Masyarakat Neraca Manajemen, Akuntansi, dan Ekonomi
Pira Azara
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Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences

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ANALISIS PENERAPAN MANAJEMEN RISIKO DALAM MENINGKATKAN PROFITABILITAS PADA BANK BNI Mulia A Sura, Mulia A Sura; Pira Azara; Diyanah Fatin; Arsyadona
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 12 No. 5 (2024): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v12i5.8992

Abstract

: Penelitian ini menganalisis penerapan manajemen risiko dalam meningkatkan profitabilitas pada Bank BNI. Masalah yang diidentifikasi adalah tantangan yang dihadapi bank dalam mengelola risiko kredit, likuiditas, dan operasional di tengah ketidakpastian ekonomi. Tujuan penelitian ini adalah untuk mengevaluasi efektivitas kebijakan manajemen risiko yang diterapkan oleh Bank BNI dan dampaknya terhadap kinerja keuangan. Metode yang digunakan adalah studi literatur dengan pendekatan deskriptif kualitatif, mengumpulkan data dari berbagai sumber terkait manajemen risiko di perbankan. Hasil penelitian menunjukkan bahwa penerapan manajemen risiko yang baik berkontribusi signifikan terhadap peningkatan profitabilitas bank, dengan pengelolaan risiko yang efektif mampu meminimalkan kerugian dan menjaga stabilitas keuangan. Selain itu, rekomendasi strategis diberikan untuk meningkatkan praktik manajemen risiko di Bank BNI agar dapat lebih adaptif terhadap perubahan kondisi pasar dan regulasi. Kata Kunci : Manajemen Risiko; Profitabilitas; Bank BNI; Risiko Kredit; Risiko Likuiditas
The Socialization of Managing Avocado Seeds into Healthy Tea is a Business Ideas to Overcome Extreme Poverty Nasution, Auliya Shalha; Haswen, Dinda; Ayu S, Hanifa; Saragih, Muhammad Darul Aswad; Pira Azara; Syahinda, T. Razita; Yenni Samri Juliati Nasution
Society : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2026): Maret
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/35frm848

Abstract

The  In Namu Ukur Village, the Community Service Program (KKN) was implemented to educate and teach the locals on how to use avocado seeds as a profitable and healthful tea product. The village's high level of extreme poverty and the amount of wasted avocado seeds served as the impetus for this socialization activity, which calls for straightforward, affordable, and basic business solutions. The initiative included processing demonstrations, awareness seminars, and hands-on support for local adolescents and groups of women. The findings demonstrated that the community could comprehend the cleaning, drying, roasting, and product packaging steps involved in turning avocado seeds into herbal tea. In addition to its health benefits, avocado seed tea has a promising economic future due to its inexpensive manufacturing costs and easily accessible raw materials. Through this program, the residents of Namu Ukur Village learned how to create business concepts based on local resources that may be used as an alternate strategy to boost the local economy and combat extreme poverty.
Co-Authors Arsyadona Ayu S, Hanifa Diyanah Fatin Haswen, Dinda Mulia A Sura, Mulia A Sura Nasution, Auliya Shalha Saragih, Muhammad Darul Aswad Syahinda, T. Razita Yenni Samri Juliati Nasution