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All Journal Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal Ekonomi
Syakila Novia Fitri
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Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering

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PENERAPAN PEMIKIRAN EKONOMI ISLAM ABU UBAID TERHADAP PEREKONOMIAN MODERN DI INDONESIA Syakila Novia Fitri; Salsabila, Salsabila; Sopia Mayang Sari; Ahmad Wahyudi Zein
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 13 No. 5 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v13i5.9693

Abstract

This research discusses Islamic economic thought according to a Muslim scholar named Abu Ubaid and its relevance in Indonesia. Using a library research method that gathers relevant information related to the topic or problem being researched, this study attempts to reveal the relevance of Abu Ubaid’s economic thought in the modern economic system in Indonesia. One of the scopes that can be seen in his monumental work titled Kitab al-Amwal. The concept of justice becomes the basic principle of economics that he promotes as a strong philosophical foundation in building the foundation of economic thought. The concept of justice is always contained in every thought, both related to individual rights, public rights, and the rights of the state as the instrument of the highest authority. So with the spirit of the philosophical foundation promoted by Abu Ubaid, it certainly becomes a concept of the economic order of the state. One of which has been implemented in Indonesia as a sovereign state through the grains of the 1945 Constitution as the highest source of law. So when public interest becomes the main priority above all other interests, it will certainly give birth to a concept of justice that produces a balance of individual, public and state rights, and will certainly lead to a harmonious economic concept order accompanied by the achievement of community welfare.
Peran Ekonomi Mikro Islam dalam Penguatan UMKM Syariah di Indonesia Syakila Novia Fitri; Astri Hanum Lubis; Sopia Mayang Sari
Jurnal Deflasi Vol 4 No 2 (2025): Sepesial Issu
Publisher : CV. Arsy Persada Quality

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Abstract

This study aims to analyze the role of Islamic microeconomics in strengthening Sharia-based Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Islamic microeconomics, through institutions such as Baitul Maal wat Tamwil (BMT), contributes significantly by providing Sharia-compliant financing and empowering MSME actors. This study uses a descriptive qualitative approach by reviewing the latest literature, Sharia financing data, and national policies related to MSME development. The research findings show that financing based on Sharia contracts such as mudharabah, murabahah, and ijarah offers a more inclusive and fair alternative, thereby increasing the productivity, capacity, and competitiveness of MSMEs. Data from KNEKS and the Ministry of Finance show a significant increase in Sharia financing from 2023 to 2024. These findings confirm that Islamic microeconomics not only drives the growth of the real sector but also strengthens the economic independence of the Muslim community. This study recommends the development of innovative financial products, increasing Sharia financial literacy, and strengthening the digital service system to support the sustainable growth of Sharia MSMEs in the future.
Co-Authors Ahmad Wahyudi Zein Astri Hanum Lubis Salsabila, Salsabila Sopia Mayang Sari