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All Journal NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Journal of Islamic Economics and Finance
Dewi Fazira
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Ontologi Ekonomi Islam: Membangun Sistem Teologis yang Berbasis Tauhid dan Kepemimpinan Khalifah Dewi Fazira; Abdul Malik Karim Amrullah; Yogi Pandapotan Siregar; Ahmad Wahyudi Zein
Journal of Islamic Economics and Finance Vol. 3 No. 1 (2025): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2159

Abstract

The purpose of this research is to create an ontological framework of Islamic economics with tawhid and caliphate as its philosophical and theological pillars. Islamic economic ontology integrates moral and spiritual elements into the economic system and describes economic reality according to Islamic teachings. The study, which used the literature research method, found that caliphate leadership emphasizes human responsibility in managing natural resources in a just and sustainable way, while the concept of tawhid serves as a theological foundation that places Allah at the center of all economic activities. When these two ideas are combined, it results in a comprehensive strategy that prioritizes material, social, and spiritual well-being. It is hoped that the ontological framework put forward in this study will serve as a roadmap for creating an economic structure that is not only effective but also socially just and consistent with Islamic principles.
Penerapan Peran UMKM dalam Membangun Ekonomi Syariah di Kota Medan Ariqah Luthfiyah; Atikah Humaidah; Dewi Fazira; Intan Alisa
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 3 No. 1 (2025): Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v3i1.1493

Abstract

The development of Micro, Small and Medium Enterprises (MSMEs) is very important in supporting economic growth in the city of Medan. In the context of sharia economics, MSMEs act as the backbone of the economy, creating jobs, diversifying products, and empowering communities. However, they are faced with challenges such as limited access to capital, education, and regulations. This research analyzes the role of MSMEs from a sharia perspective, identifies challenges, and provides policy recommendations. The results show that MSMEs play an important role in overcoming poverty, creating diverse local products, and supporting an inclusive economy. Therefore, solutions are needed to financial, educational, marketing and regulatory challenges. Support from the government, financial institutions and universities together with sharia economic development can optimize the contribution of MSMEs in supporting sustainable economic growth in Medan City. In this way, MSMEs can become a driving force for economic growth which will have a positive impact on the people of Medan City.
Peran Mahasiswa UIN Sumatera Utara dalam Pemberdayaan Ekonomi UMKM melalui Optimalisasi QRIS sebagai Instrumen Inklusi Keuangan di Desa Pematang Tengah, Kecamatan Tanjung Pura, Kabupaten Langkat Dewi Fazira; Ikhlasul Amal; M Ikhsani Simanjorang; Laylan Syafina
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2026): Mei : NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i2.8443

Abstract

Economic empowerment of rural communities through the strengthening of Micro, Small, and Medium Enterprises (MSMEs) is a crucial pillar in achieving national economic independence. One of the fundamental obstacles faced by MSMEs in rural areas is financial exclusion due to low digital literacy and dependence on conventional cash transaction systems. The Community Service Program (KKN) of students from the State Islamic University of North Sumatra (UIN SU) in Pematang Tengah Village was designed to bridge this gap by optimizing the Indonesian Standard Quick Response Code (QRIS). Through an intensive participatory mentoring approach, students acted as agents of digital transformation who educated, trained, and facilitated 10 local MSME actors in adopting non-cash payment technology. The results of the program show a significant shift from digital skepticism to digital trust. The implementation of QRIS has been proven to increase operational efficiency, financial management accuracy, and strengthen the image of business modernity in the eyes of consumers. This article emphasizes that the role of students is not merely as information deliverers, but as catalysts of social capital that is crucial for the sustainability of digitalization at the village level.
Co-Authors Abdul Malik Karim Amrullah Ahmad Wahyudi Zein Ariqah Luthfiyah Atikah Humaidah Ikhlasul Amal Intan Alisa Laylan Syafina M Ikhsani Simanjorang Yogi Pandapotan Siregar