Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Jurnal Penelitian Ekonomi Akuntansi (JENSI) International Journal of Educational Review, Law And Social Sciences (IJERLAS)
Edi Faisal Harahap
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Peran Islamic Social Finance di Indonesia Menuju Sustainable Development Goals (SDGs) Yenni Samri Juliati Nasution; Saparuddin Siregar; Zen, M. Afif Shahputra; Edi Faisal Harahap; Rodi Syafrizal; Dewi Sundari
Jurnal Penelitian Ekonomi Akuntansi Vol 8 No 2 (2024)
Publisher : Program Studi Akuntansi Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jensi.v8i2.10640

Abstract

This article discusses the important role of Islamic Social Finance (ISF) in supporting the achievement of the Sustainable Development Goals (SDGs) in Indonesia. ISF, which includes instruments such as zakat, infaq, sadaqah, and waqf, has great potential to contribute significantly to poverty alleviation, education improvement, public health, and environmental sustainability. Through effective management and collaboration between stakeholders, ISF can improve the social and economic welfare of the community, especially among vulnerable groups. However, challenges in optimizing ISF instruments are considerable, including the lack of understanding of the government and stakeholders in implementing ISF and the recent development of digital platforms. This article discusses the importance of ISF in achieving the SDGs and recommends the development of digital platforms, integrated Islamic social financing models, and community-based education initiatives to increase the effectiveness of ISF. With an innovative and collaborative approach, ISF is expected to be an effective tool in enhancing the role of Islamic economics in Indonesian society to achieve the SDGs and create a sustainable positive impact on society and the environment in Indonesia. For this reason, a development driving force is needed so that the SDGs and ISF targets can be achieved. This research is limited by inadequate digital infrastructure, unclear regulations, and a lack of trained human resources. Future research should focus on raising public awareness of ISF, developing supportive regulations, strengthening collaboration between the government and financial institutions, and exploring innovations in ISF products.
ANALYSIS OF THE EFFECTIVENESS OF IMPLEMENTING THE FOUR EYES PRINCIPLE TO CONTROL NPF IN ISLAMIC BANKS: LITERATURE REVIEW Edi Faisal Harahap
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 1 (2025): January
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i1.2377

Abstract

This study discusses the issue of Non-Performing Financing (NPF) which is a major challenge for Islamic banks in Indonesia, with the aim of exploring the effectiveness of implementing the Four Eyes principle in controlling financing risk. The scope of the research includes analysis of internal policies and decision-making practices that affect the financial performance of Islamic banks. The method used is a literature review approach, with data collection from academic databases such as Scopus and Google Scholar. Data are analyzed using thematic analysis to provide insight into current issues related to risk management. The results of the study indicate that the implementation of the Four Eyes Principle can significantly reduce the NPF ratio, with success influenced by organizational culture and staff training. These findings indicate that collaboration in decision-making is a key factor in mitigating financing risk. The implication of these results is the need for strengthening policies and ongoing training to improve the effectiveness of risk management in Islamic banks.
Co-Authors Dewi Sundari Saparuddin Siregar Syafrizal, Rodi Yenni Samri Juliati Nasution Zen, M. Afif Shahputra