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Pengaruh Literasi Keuangan Syariah terhadap Minat Investasi pada Pasar Modal Syariah Dini Selasi; Siska Nurpitasari; Meli Saputri
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 6 (2024): Desember : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i6.1141

Abstract

This study focuses on analyzing the impact of Islamic financial literacy on the interest in investing in the Shariamarket. Islamic financial literacy involves a deep understanding of financial principles that comply with Islamic law, including zakat, riba, and the principle of justice in financial transactions. The growing awareness of halal and Sharia-compliant investments suggests that Islamic financial literacy can be a decisive factor in investment decisions. This study uses a quantitative method by distributing questionnaires to 200 respondents, comprising prospective investors and active investors in the Sharia capital market. The results of the study indicate that higher levels of Islamic financial literacy positively correlate with greater interest in investing in Sharia capital market instruments such as sukuk and Sharia mutual funds. These findings highlight the need for more intensive Islamic financial education programs to improve public literacy and support the development of the Sharia capital market in Indonesia. Supporting policies and innovations in Sharia investment products are also identified as crucial factors in encouraging investment interest. Thus, this study concludes that enhancing Islamic financial literacy can play a significant role in advancing the Sharia capital market and supporting a more inclusive Islamic economy. This research demonstrates that Islamic financial literacy significantly influences investment interest in the Sharia capital market. Investors with a solid understanding of Islamic financial principles such as riba (usury), zakat (almsgiving), and profit-sharing are more likely to opt for Sharia-compliant investment products like sukuk (Islamic bonds) and Sharia mutual funds. The study underscores the importance of comprehensive financial education programs and the availability of accessible information to enhance Islamic financial literacy among the public. These efforts are expected to increase participation in the Sharia capital market and support more inclusive and sustainable economic growth in Indonesia.
Transformasi Digital dalam Filantropi Islam : Optimalisasi Pengelolaan Zakat dan Wakaf Melalui Fintech Syariah Meli Saputri
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 6 (2024): Desember : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i6.1143

Abstract

This research explores the digital transformation in Islamic philanthropy, particularly through the optimization of zakat and waqf management using Islamic fintech. The digital economy and fintech present significant opportunities to enhance the efficiency and transparency in collecting and distributing Islamic philanthropic funds. By leveraging modern financial technology, zakat and waqf can be managed more effectively, ensuring precise and accountable distribution. The study also emphasizes the importance of Islamic financial literacy in supporting public participation in the digital economy. The findings show that integrating fintech in zakat and waqf management not only improves transparency and efficiency but also strengthens public trust in the Islamic financial system. Therefore, this research suggests further development of Islamic fintech technologies and enhanced educational programs to support the growth of Islamic philanthropy in the digital era. The research further emphasizes the necessity for comprehensive financial education programs and easily accessible information to enhance Islamic financial literacy among the broader public. Collaborative efforts between the government, financial institutions, and educational bodies are crucial to developing and promoting fintech solutions that comply with Sharia principles. Integrating technology into Islamic philanthropy not only optimizes fund management but also contributes to broader social and economic development goals by supporting more inclusive and sustainable growth. Consequently, Islamic fintech holds immense potential to revolutionize the management of zakat and waqf, fostering a more resilient and trusted financial ecosystem within the Muslim world.
Pendekatan Holistik pada Penyuluhan Remaja di 17 SMA Sederajat di Kabupaten Rokan Hilir Provinsi Riau Wahyudi Rambe; Indri Afriani; Mashallia Qisthi; Salsabila Al Khofifah; Mirnawati; Airani Eginanda Putri; Rian Hardiansyah; Siti Zahara; Amaliatul Adzmi Yulistina; Widia Sari Rusma; Dian Noviana; Meli Saputri; Siti Kholijah; Delima Sari; Rahmi Nurrizky; Anggy Saputri; Dini Safira; Fittria Ayu Sahputri
Journal Of Rural Community Development Vol. 1 No. 2 (2024): Vol 1. No. 2 (2024) : Oktober 2024
Publisher : Jurusan Ilmu Sosial dan Ilmu Politik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jrcd.v1i2.11

Abstract

This counseling paradigm, implemented within the Abdurrab University Community Service Program (KKN) in 17 secondary schools across Rokan Hilir Regency, Riau Province, espouses a holistic approach to adolescent development, encompassing the physical, cognitive, social, and environmental dimensions of well-being. The program's core focus, encompassing reproductive health, traditional family medicine utilization (TOGA), personal image enhancement, bullying prevention, and promotion of a clean and healthy lifestyle (PHBS), addresses key challenges faced by adolescents arising from health and self-development knowledge gaps. This study aims to evaluate the impact of the counseling interventions, delivered through participatory and direct consultations, upon student understanding and behavior. The results showed that significant increase in student awareness and knowledge regarding the targeted topics, concurrent with a notable shift towards positive behavioral changes.