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All Journal el-Buhuth: Borneo Journal of Islamic Studies Journal of University Community Engagement
Faqih, Rijalul
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Religion Arts Humanities Chemistry Computer Science & IT Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Physics Social Sciences Other

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Opportunities and Challenges of Using Fintech in Takaful Financial Services Faqih, Rijalul; Nurhayati, Nurhayati
el Buhuth: Borneo Journal of Islamic Studies el Buhuth: Borneo Journal of Islamic Studies, 5(2), 2023
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (Center for Research and Community Services), Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/el-buhuth.v5i2.5875

Abstract

Fintech is currently part of the development of takaful, the results of research and studies related to this problem are still very limited, on the other hand all financial services industries are starting to shift to fintech, including the Islamic financial services industry. So it is necessary to explore the potential use of fintech in the sharia insurance industry, especially in terms of opportunities and challenges in the future. In particular, big data analytics and robo-advisory are explored and how takaful operators can combine them for better customer experience and gathering competitive intelligence. To stay competitive in a rapidly changing business environment, takaful operators need to identify and adopt fintechs that can positively impact customer experience and optimize cost efficiency.
Pemetaan Problematika Pendidikan di Wilayah Terpencil Paramasan melalui Pendekatan Participatory Action Research (PAR) Faulina; Firdaus, Fery; Ulfiana, Fina; Akbari, Jumiatul; Al-Azmi, Muhammad Akmal Maula; Faqih, Rijalul
Journal of University Community Engagement Vol. 1 No. 2 (2026): June
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/juce.v1i2.72

Abstract

This study examines the educational conditions in Paramasan, a remote area where unequal access to quality education remains a significant challenge. The main problems identified include inadequate school infrastructure, such as damaged classrooms, poor sanitation, and limited supporting facilities, as well as a shortage of teaching staff, with only four teachers serving all grade levels. These conditions have reduced the effectiveness of the learning process and negatively affected students' motivation and academic achievement. The study employed a Participatory Action Research (PAR) approach by actively involving principals, teachers, students, and community leaders in identifying problems and formulating solutions. The findings highlight the urgent need for collaborative interventions, including improving school facilities, increasing the number of teachers, enhancing teacher competencies, and strengthening community participation. These measures are expected to promote educational equity, improve learning quality, and support sustainable educational development in Paramasan.
Co-Authors Akbari, Jumiatul Al-Azmi, Muhammad Akmal Maula Faulina Firdaus, Fery Nurhayati Nurhayati Ulfiana, Fina