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All Journal J-MACC : Journal of Management and Accounting Journal of Enterprise and Development (JED) Ilomata International Journal of Tax and Accounting International Journal of Social Science and Religion (IJSSR) Journal of Management and Entrepreneurship Research Sinergi International Journal of Accounting and Taxation
Adekunle, Ahmed Oluwatobi
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Impact of Teachers' Welfare Package on Teachers' Job Satisfaction Adekunle, Ahmed Oluwatobi
International Journal of Social Science and Religion (IJSSR) 2025: Volume 6 Issue 3
Publisher : Indonesian Academy of Social and Religious Research (IASRR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53639/ijssr.v6i3.376

Abstract

The critical role of education in national development is widely acknowledged, with the 2016 UNESCO recommendation on the status of teachers highlighting its significance. The quality of education, encompassing both learning and character development, is a central goal for every country's educational system. Globally, welfare programs are crucial in enhancing teachers' job performance and motivating teaching activities. This study examines the impact of teachers' welfare packages on job satisfaction in Edo State, Nigeria. The sample includes 80 respondents from eight secondary schools. A questionnaire was administered to collect data, which was analyzed using chi-square analysis. The findings suggest that teachers' welfare packages positively influence job satisfaction in Edo State. The study recommends strengthening government policies to ensure teachers are better supported, encouraging them to engage in their teaching roles for improved learning outcomes fully.
Push-Pull Factors and Financial Inclusion of MSME Owners in Nigeria: An Empirical Analysis Babatunde, Abdullahi Adio; Adekunle, Ahmed Oluwatobi
Journal of Management and Entrepreneurship Research Vol. 6 No. 4 (2025)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jmer.2025.12.06.4-83

Abstract

Objective: This study examines the determinants of financial inclusion among MSME owners in North Central Nigeria. Research Design & Methods: The study adopted a survey research design; the target population consisted of 11,607 MSME owners across North Central Nigeria. A combination of stratified and simple random sampling techniques was used to select participants. The sample size of 435 was determined using Krejcie and Morgan’s (1970) sample size formula. Data was analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). Findings: The findings revealed that push-pull factors significantly explained variations in financial inclusion. Based on these results, the study concludes that push-pull factors have a positive effect on the financial inclusion of MSME owners in North Central Nigeria. Practical Implications: This study accentuates the imperative for financial regulatory bodies to adopt targeted financial inclusion management strategies tailored to the unique needs of Micro, Small, and Medium Enterprises (MSMEs). By doing so, these institutions can catalyze economic emancipation, particularly in emerging economies such as Nigeria. Recommendations: The study recommends that the government should implement financial literacy programs to raise awareness among MSME owners about the importance of financial knowledge and skills. Additionally, the government should collaborate with banks to provide lower interest rates and more flexible repayment options to ensure that financial support effectively reaches the intended beneficiaries. Contribution & Value Added: This research contributes to the literature by empirically demonstrating the influence of push-pull factors such as necessity-driven entrepreneurship (push) and opportunity-driven entrepreneurship (pull) on MSME performance in Kwara State, Nigeria.
Co-Authors Anggraeni, Rasmi Nur Babatunde, Abdullahi Adio Putri Ayu Lestari Safitri, Awalina Dea