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ANALISIS SISTEM PEMBAYARAN CASH ON DELIVERY (COD) DALAM BERBELANJA ONLINE DI SHOPEE MENURUT PERSPEKTIF FIQH MUAMALAH Rahmadhania, Laila Suci; Romadhoni, Serli; Arimustofa, Daniel Nurfatra; Wulandari, Niken; Hanifah, Ummu; Waluyo, Waluyo
JISEF : Journal Of International Sharia Economics And Financial Vol 3 No 02 (2024): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v3i2.1294

Abstract

Shopee is an application feature whose function is to provide information on online sales of products. The payment method that is most popular with MarketPalce Shoppe users is the cash on delivery (COD) payment method which is easy and uncomplicated. The aim of this research is to find out the implementation of buying and selling using the cash on delivery (COD) method on the Shopee marketplace and to find out what the Islamic jurisprudence perspective is in buying and selling using the cash on delivery (COD) method on the Shopee marketplace. This research method is a literacy method to determine the analysis of the cash on delivery (COD) payment system in online shopping at Shopee according to the muamalah fiqh perspective and uses qualitative research derived from interview scripts and based on in-depth journals with several consumers. The results of the research are that online transactions are in accordance with muamalah fiqh, the use of the contract is the greeting contract. This is because people order by providing the characteristics of an object to be purchased, while the seller has provided a detailed description of the item.
PEMBIAYAAN MULTI JASA PADA KSPPS BMT AN-NAJAH KANTOR CABANG KAJEN PEKALONGAN DAN PEMBIAYAAN ULTRA MIKRO PADA BMT NU SEJAHTERA Suci Rahmadhania, Laila; Romadhoni, Serli; Wulandari, Niken; Hanifah, Ummu; Waluyo, Waluyo
JISEF : Journal Of International Sharia Economics And Financial Vol 4 No 01 (2025): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v4i01.1562

Abstract

This study aims to analyze the concept and implementation of multi-service financing and ultra-micro financing in Islamic financial institutions. Multi-service financing uses the ijarah contract. This allows customers to benefit from a service, while ultra-micro financing is intended for micro-enterprises that have limited ceilings. This journal uses a qualitative method with a literature study approach to understand the theory and related information. The results of the study indicate that multi-service and ultra-micro financing must be in accordance with sharia principles and avoid parties who oppress and are oppressed. Multi-service financing includes various products such as education financing, hajj, and umrah, with a service fee (ujrah) agreed upon in advance. Ultra-micro financing itself is a continuation of the social assistance program distributed through Non-Bank Financial Institutions (LKBB) with the aim of making micro-enterprises independent.