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SPEKULASI, PROYEKSI DAN INVESTASI DALAM ISLAM: MENCARI KESEIMBANGAN ANTARA RISIKO DAN KEUNTUNGAN Narda Wati, Narda Wati; Rahmah, Nur Azizah; Iswanto, Bambang
RJABM (Research Journal of Accounting and Business Management) Vol 8, No 2 (2024)
Publisher : LPPM University 17 Agustus 1945 Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31293/rjabm.v8i2.8035

Abstract

This article discusses the concepts of speculation, projection, and investment in Islam, as well as attempts to achieve a balance between risk and profit according to sharia principles. A deep understanding of financial risk, sustainable financial projections, and Islamic investment principles are the main focus. These concepts are applied in a practical context to show how individuals and institutions can take wise financial decisions taking into account Islamic ethical values. Through the merging of practical and theoretical approaches, this article provides a comprehensive view of how speculation, projection, and investment can be conducted in accordance with Islamic teachings. Speculation tends to involve an element of uncertainty and luck, which is contrary to the principles of justice and order in Islam. In Islam, speculative activities tend to be regarded as gambling involving a high element of uncertainty and ignorance. Investments in Islam must be halal, or not contrary to religious principles. Investments must also be made with due regard to the principles of fairness, transparency, and clear agreements.
Media Development of Flipbook Digital-Based Learning to Increase Fiqh Learning Motivation for Students of Al Mawaddah Warrahmah Kolaka Islamic Middle School Rahmah, Nur Azizah; Zakariah, M. Askari; Akbar, Muhammad
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 9, No 4 (2025): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (November)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v9i4.9488

Abstract

This study aims to develop a Flipbook-based learning medium for the Fiqh subject at SMP IT Al Mawaddah Warrahmah Kolaka and to examine its feasibility, validity, and effectiveness in enhancing students’ learning motivation. The research employed a Research and Development (R&D) approach with the ADDIE development model, which consists of five stages: analysis, design, development, implementation, and evaluation. Data were collected through observation, interviews, expert validation questionnaires, student response questionnaires, and achievement tests. The research instruments were validated by two experts—one in media and one in content—to ensure the quality of the developed product.The findings indicate that the Flipbook learning medium was deemed highly valid by the experts, with an average score of 4.85 for the media aspect and 4.94 for the material aspect. These assessments encompassed visual design, student engagement, efficiency, content presentation, conceptual accuracy, and the alignment of test items with the learning material. The Flipbook was proven to effectively capture students’ attention, present the material in a structured and communicative manner, and provide an interactive learning experience. Furthermore, trial results demonstrated an improvement in students’ learning motivation, particularly in terms of interest and active engagement in understanding Fiqh concepts, especially regarding sujud syukur, sujud sahwi, and sujud tilawah. In conclusion, the Flipbook is a feasible and innovative learning medium that supports 21st-century education. This study recommends the broader use of Flipbook media in other subjects and suggests follow-up experimental research to comprehensively measure its impact on student learning outcomes.