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SHARIA ECONOMIC ANALYSIS OF THE IMPLEMENTATION OF SHARIA INSURANCE GUARANTEES Fazil, Fazil; Zikry, Farhan; Zulaiva Ulya; Hafizh, Muhammad
Progresif : Media Publikasi Ilmiah Vol. 12 No. 2 (2024): 21 Desember 2024
Publisher : Universitas Bondowoso

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Abstract

Sharia insurance is an agreement relating to coverage or guarantee for certain risks of loss. As a health care program, insurance has several objectives, such as protecting oneself, property, objects and commerce as well as economic interests and savings. In the implementation process in Aceh during 2010 there were several things that may not be in accordance with sharia economics. From this the author wants to describe it in journal form. The method the author uses in writing this journal is a descriptive qualitative analysis method of case studies based on literature review. Intensive testing analysis study, using various sources of evidence, both qualitative. As a result, the role and contribution of BPJS to the sustainability of public health insurance is very guaranteed and is felt by the community itself. However, on the other hand, the mechanism that occurs in inputting contains elements of uncertainty, chance and chance which have an impact on gambling and there are indications of usury, namely including fines for delays. Situations like this result in harm to other people or to people who are included in the mechanism process. the. Meanwhile, harm is strictly prohibited in Islam as stated in one of the rules of ushul fiqh.
REALIZING THE BLESSING ACCOUNTING AND CREATE UNIQUE PRODUCTS IN EFFORTS TO IMPLEMENT ISLAMIC ECONOMICS IN LUENG PUTU, PIDIE JAYA, ACEH Harley Agustian; Fajriah; Usman Boini; Fazil; Husni Rahmah; Zulaiva Ulya; Muhammad Syukur
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2140

Abstract

Blessing Accounting is a financial report and business activity transactions that are in accordance with Islamic law, the Qur'an and As-Sunnah. Efforts to maintain the stability and development of a business are by maintaining and managing a good and correct financial system, not only paying attention to large profits but also the important value of blessings measured in each transaction. This service aims to realize the implementation of blessing accounting while creating unique products, this is to implement Islamic economic values ​​in the Pidie Jaya area, Aceh. Participants in this activity were 21 students at the Lueng Putu Pidie Jaya Islamic boarding school. The method of activity used was the lecture or counseling method, education and training, case studies and field surveys, practice of finding unique products and application of blessing accounting. The results of this community service show that around 90% of students are able to understand and apply the concept of Islamic economic values ​​in the application of blessing accounting in business transactions, this is important because after completing their education, the students will spread and preach to convey important information about the truth in transacting according to sharia so that blessings in their business are born and more goodness increases in their business.
Reintrepretasi Senif Riqab Sebagai Mustahik Zakat Menurut Perspektif Ulama Kontemporer (Studi Pemikiran Sayyid Muhammad Rasyid Ridha) T. Habibie; Fazil; Zulaiva Ulya
Journal of Contemporary Indonesian Islam Vol. 5 No. 1 (2026): Journal of Contemporary Indonesian Islam
Publisher : Postgraduate Program UIN Sultanah Nahrasiyah Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/jcii.v5i1.7423

Abstract

In the distribution of zakat, Al-Ashnaf Al-Samaniyah are those people who are entitled to receive zakat and riqab is one of them. In this modern life, it is no longer possible to find a riqab or a slave. Then the distribution of zakat to riqab is questionable. In an attempt to reinterpret the meaning of riqab with current conditions, Sayyid Muhammad Rasyid Ridha offered a thought on the reinterpretation of riqab. Among them are: First, how is the concept of riqab as mustahik zakat according to Sayyid Muhammad Rasyid Ridha's view. Second, how is ijtihad method used by Sayyid Muhammad Rasyid Ridha in interpreting riqab as mustahik zakat today. Third, how is the relevance of Sayyid Muhammad Rasyid Ridha's thoughts about riqab as Mustahik zakat to the present. This research used a qualitative method with a descriptive approach to the method of collecting through documentation in the form of data, books, journals, theses and other articles relating to the object of research. The results of this research explain that: The concept of mustahik riqab according to Sayyid Muhammad Rasyid Ridha is: to release Muslim prisoners who were held captive by enemies, to release someone from undue accusations, to help maids who were held captive and tortured by their employers and to release Muslim nations who were colonized by kafir. Nowadays, the meaning of riqab needs to be expanded to the benefit that will arise from it. The method used by Sayyid Muhammad Rashid Ridha is ijtihad Intiqa'i method. So that the relevance in redefining riqab is hoped that there will be a development that is closer to other meanings that do not come out of the basic concept of riqab itself, so it is necessary to find solutions for the distribution of zakat in this era.