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SHARIA ECONOMIC ANALYSIS OF THE IMPLEMENTATION OF SHARIA INSURANCE GUARANTEES Fazil, Fazil; Zikry, Farhan; Zulaiva Ulya; Hafizh, Muhammad
Progresif : Media Publikasi Ilmiah Vol. 12 No. 2 (2024): 21 Desember 2024
Publisher : Universitas Bondowoso

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Abstract

Sharia insurance is an agreement relating to coverage or guarantee for certain risks of loss. As a health care program, insurance has several objectives, such as protecting oneself, property, objects and commerce as well as economic interests and savings. In the implementation process in Aceh during 2010 there were several things that may not be in accordance with sharia economics. From this the author wants to describe it in journal form. The method the author uses in writing this journal is a descriptive qualitative analysis method of case studies based on literature review. Intensive testing analysis study, using various sources of evidence, both qualitative. As a result, the role and contribution of BPJS to the sustainability of public health insurance is very guaranteed and is felt by the community itself. However, on the other hand, the mechanism that occurs in inputting contains elements of uncertainty, chance and chance which have an impact on gambling and there are indications of usury, namely including fines for delays. Situations like this result in harm to other people or to people who are included in the mechanism process. the. Meanwhile, harm is strictly prohibited in Islam as stated in one of the rules of ushul fiqh.
REALIZING THE BLESSING ACCOUNTING AND CREATE UNIQUE PRODUCTS IN EFFORTS TO IMPLEMENT ISLAMIC ECONOMICS IN LUENG PUTU, PIDIE JAYA, ACEH Harley Agustian; Fajriah; Usman Boini; Fazil; Husni Rahmah; Zulaiva Ulya; Muhammad Syukur
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2140

Abstract

Blessing Accounting is a financial report and business activity transactions that are in accordance with Islamic law, the Qur'an and As-Sunnah. Efforts to maintain the stability and development of a business are by maintaining and managing a good and correct financial system, not only paying attention to large profits but also the important value of blessings measured in each transaction. This service aims to realize the implementation of blessing accounting while creating unique products, this is to implement Islamic economic values ​​in the Pidie Jaya area, Aceh. Participants in this activity were 21 students at the Lueng Putu Pidie Jaya Islamic boarding school. The method of activity used was the lecture or counseling method, education and training, case studies and field surveys, practice of finding unique products and application of blessing accounting. The results of this community service show that around 90% of students are able to understand and apply the concept of Islamic economic values ​​in the application of blessing accounting in business transactions, this is important because after completing their education, the students will spread and preach to convey important information about the truth in transacting according to sharia so that blessings in their business are born and more goodness increases in their business.