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Faktor-Faktor Yang Mempengaruhi Return On Assets (ROA) Bank Syariah Setelah Spin-Off (Periode 2008-2018) Ahmad Baihaqi Esaputra
JURNAL MANAJEMEN DAN BISNIS INDONESIA Vol 6, No 2 (2020)
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (355.741 KB) | DOI: 10.32528/jmbi.v6i2.4082

Abstract

Spin-off merupakan sebuah kebijakan yang diterbitkan dengan tujuan untuk meningkatkan efektifitas bank syariah, serta dinilai mampu meningkatkan ketaatan bank syariah dalam menjalankan prinsip-prinsip syariah. Tujuan dari penelitian adalah untuk mengetahui faktor-faktor apakah yang mempengaruhi profitabilitas bank syariah setelah spin-off. indikator yang digunakan untuk menilai profitabilitas adalah rasio pengembalian terhadap asset (return on asset). Metode penelitian yang digunakan adalah regresi data panel dengan Common Effect Model. Untuk sampel yang digunakan adalah Bank Umum Syariah yang telah melakukan spin-off lebih dari 5 tahun di tahun 2018. Diketahui hasil penelitian menunjukkan bahwa spin-off tidak memiliki pengaruh yang signifikan terhadap profitabilitas bank syariah. adapun variabel yang berpengaruh signifikan terhadap profitabilitas adalah Beban Operasional atas Pendapatan Operasional (BOPO) dan Non Performing Finance (NPF). Dari hasil tersebut diketahui bahwa untuk melakukan spin-off. Unit-unit Usaha Syariah harus mempertimbankan juga aspek-aspek lain agar tidak terjadi penurunan efektifitas dan efisiensi bank syariah.
Challenges And Opportunities in Sharia Bank Development in Indonesia, A Literature Review Esaputra, Ahmad Baihaqi
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 4 No. 04 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i01.571

Abstract

Sharia bank development in Indonesia has a positive trends, however the development of Sharia bank still far below the development of the conventional bank. Despite the muslim population are the largest in Indonesia but it still not maximized yet for developing Sharia bank. This research using bibliometrics approach from the previous study from 2003-2023 and continuing with systematic literature review for examine the challenges and opportunities in developing Sharia bank in Indonesia. This Research find the most productive institution, authors and most influence journal and articles, there is a challenges and opportunity that changes periodically according to the condition of socioeconomics, but the main challenges and opportunities in developing sharia bank in Indonesia are sharia compliance, productivity, profitability, solvability, bank management, customer behavior and market competition. The result from this study conduct a lesson and strategies that can be utilized for developing Sharia bank, and can help the future researcher to do further study about critical and populer issues in Sharia bank development topics.
OPTIMALISASI PENCEGAHAN DINI STUNTING DAN PENINGKATAN KAPASITAS SDM DALAM PEMAHAMAN PSIKOLOGI TUMBUH KEMBANG ANAK Ahmadi, Mirzam Arqy; Fachrunisa, Rahma Ayuningtyas; Chairunnisa, Bella Ananda; Kurniawan, Fidaus; Esaputra, Ahmad Baihaqi; Shobahiya, Mahasri; Pambudi, Haning Lestari Dwi
INTEGRITAS : Jurnal Pengabdian Vol 8 No 2 (2024): AGUSTUS - DESEMBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat - Universitas Abdurachman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/integritas.v8i2.5267

Abstract

Stunting is a serious health issue in Indonesia caused by chronic malnutrition, negatively impacting both physical growth and psychological development in children. Although the prevalence of stunting in Indonesia decreased from 37.2% in 2013 to 30.8% in 2018, it remains far from the 14% reduction target set for 2024. This study evaluates the effectiveness of a community service program in Joyosuran Village aimed at reducing stunting rates and improving children's psychological well-being through education and group discussions. The methods used included workshops and focus group discussions (FGD) with 50 participants from the Aisyiyah organization. The results indicate an increased understanding among participants regarding stunting prevention and child psychology management, and the application of this knowledge in daily life. The program successfully educated the community about the importance of nutritious diets and emotional support for children, demonstrating that a comprehensive approach can contribute to reducing stunting and improving children's psychological health..
Efektivitas Permainan Ular Tangga dalam Meningkatkan Literasi Numerasi Anak Usia 5-6 Tahun di PAUD Mutiara Bunda Desa Jatisawit Devvi Natasha; Mushoddik Mushoddik; Mufid Zaiq Ja’far; Ahmad Baihaqi Esaputra
Jurnal Nusantara Berbakti Vol. 2 No. 4 (2024): Oktober : Jurnal Nusantara Berbakti
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jnb.v2i4.463

Abstract

Numeracy literacy skills are children's abilities to utilize, convey, and apply various numbers, number symbols, graphs, charts, tables, and the like to solve problems in everyday situations. The lack of learning effectiveness in the modern era in children's learning can be caused by several things such as the lack of teacher creativity in teaching, inadequate facilities. The hope of this research is to explore how effective the snakes and ladders method is in improving numeracy literacy in children aged 5-6 years. This research was conducted at the Mutiara Bunda PAUD, Jatisawit Village. The method applied by the author in this study is a qualitative method by taking reference sources from books, articles, journals, and previous research. The findings of this study explain that the use of the snakes and ladders game method can develop the effectiveness of learning for early childhood and can improve literacy skills and numeracy skills in early childhood. Based on the analysis, the snakes and ladders game can help children to be more effective during the learning process and can help children to be more active, and can solve every problem that occurs in the learning process so that children will be more interested and motivated to learn.
Seminar dan Pelatihan Penyusunan Portofolio dan Strategi Investasi Di Reksadana untuk Generasi Muda Esaputra, Ahmad Baihaqi; Farid, Mochamad Hasan Makmur; Salsabila, Azaroh
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2025): April
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v5i1.16805

Abstract

Kemajuan teknologi dalam sektor finansial sebaiknya dapat diimbangi dengan kemampuan dalam memilih informasi yang diperlukan, sehingga dapat menjauhkan dari dampak negatif perilaku konsumerisme. Teknologi modern dapat mempermudah dosen dan mahasiswa serta masyarakat dalam mendapatkan literasi keuangan untuk membantu menyusun dan membuat keputusan finansial yang memiliki pengaruh untuk masa depan. Investasi sebagai salah satu pilihan dalam melakukan peningkatan terhadap kemampuan keuangan yang dapat dilakukan dengan mudah dengan bantuan teknologi finansial saat ini. Program ini ditujukan untuk para doseni dan mahasiswa di sekolah dalam menghadapi perkembangan dunia ekonomi yang perlu ditunjang dengan literasi dan kemampuan berinvestasi. Metode pelaksanaan pengabdian digunakan dalam bentuk seminar untuk memberikan pengetahuan awal terkait invesasi baik melakukan transaksi dalam pasar modal secara langsung atau melalui manajer investasi. Muatan materi di dalam seminar ini didesign untuk mempermudah dosen dan mahasiswa di sekolah serta masyarakat dalam memahami pasar modal, di mana muatan materi tersebut meliputi pengenalan konsep, rekomendasi proporsi portofolio investasi, dan praktik transaksi di pasar modal. Hasil kegiatan pengabdian adalah peserta menjadi lebih mengenal dan memahami investasi serta kondisi masing-masing sehingga dapat mengukur tingkat risiko yang memungkinkan untuk dipilih dalam berinvestasi.
Determinants of Islamic Financial Institutions on Poverty Reduction: A Systematic Review Al Afif, Rafiq Azzam; Esaputra, Ahmad Baihaqi; Rahmatdi; Ahmadi, Mirzam Arqy
International Journal of Islamic Economics and Finance (IJIEF) Vol. 8 No. 2 (2025): IJIEF Vol 8 (2), July 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v8i2.27476

Abstract

This study explores the multifaceted determinants of Islamic Financial Institutions (IFIs) in alleviating poverty by employing a qualitative meta-synthesis approach guided by the ENTREQ protocol. The research synthesizes findings from 23 scholarly articles indexed in Scopus to identify key internal and external factors influencing IFI performance in poverty alleviation. These determinants are systematically categorized into a strategic quadrant model: internal-structural, internal-behavioural, external-structural, and external-behavioural. Internal-structural elements such as institutional capacity, operational models, access to capital, and adherence to Islamic values significantly affect the success of IFIs, while internal-behavioural dimensions highlight the roles of innovation, religiosity, and community-based initiatives. Externally, the legal and policy environment, cultural dynamics, public perception, and economic conditions emerge as critical influences on IFIs’ outreach and effectiveness. The findings reveal that IFIs often face challenges in maintaining their developmental focus due to resource limitations, regulatory gaps, and competitive financial landscapes. Nonetheless, when grounded in Islamic ethical principles and supported by appropriate institutional frameworks, IFIs demonstrate a strong potential to deliver inclusive financial services and uplift marginalized communities. The novelty of this study lies in its integrative approach to consolidating diverse themes into a coherent analytical framework, offering actionable insights for practitioners, regulators, and scholars. It emphasizes that successful poverty alleviation through IFIs requires a synchronized interplay of ethical commitment, institutional readiness, policy support, and grassroots participation. The results contribute to the development of strategic recommendations for enhancing the role of Islamic finance in addressing poverty across different socio-economic and regulatory contexts.
Transforming Human Resources Recruitment: The Impact of Artificial Intelligence (AI) on Organizational Attractiveness and Applicant Intent Mirzam Arqy Ahmadi; Rahma Ayuningtyas Fachrunisa; Ahmad Baihaqi Esaputra; Fidaus Kurniawan; M. Ilham Timur Abdillah
Benefit: Jurnal Manajemen dan Bisnis Vol. 9 No. 1 (2024): Benefit : Volume 9 Juni No 1 tahun 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v9i1.6298

Abstract

In today's rapidly evolving technology landscape, this proposal investigates the transformative field of human capital recruiting through the integration of Artificial Intelligence (AI) and its impact on organizational attractiveness and applicant intent. This research aims to explore prospective employees' perceptions of AI-based recruitment processes and their impact on organizational attractiveness, as well as their intentions to apply for job opportunities. A quantitative research approach was used using an online questionnaire distributed via Google Forms, qualitative methods were also applied in this research to add variation to the research. The interview process and distribution of this questionnaire is to measure the attractiveness of the organization's brand in five dimensions, applicant intentions through five specific items, and AI recruitment through five additional items. Data analysis was carried out using Structural Equation Modeling (SEM) to examine factors and test hypotheses. This questionnaire was distributed via social media platforms, using a Likert scale to capture different responses. Leveraging a diverse body of literature on AI in recruiting and organizational brand appeal, this research provides a comprehensive examination of the modern recruiting landscape. Through methodological rigor and strategic use of technology, this research aims to explain the dynamic interactions between AI, organizational attractiveness, and applicant intent, thereby contributing valuable insights to the growing field of HR management. Apart from that, in an effort to support the Independent Campus Learning program promoted by the government, this research will be carried out by a research team consisting of four lecturers and four students.
Penguatan literasi lingkungan berbasis Al-Islam dan Kemuhammadiyahan di SD Muhammadiyah PK Nogosari Zaki Afifi; Isnaya Arina Hidayati; Mahasri Shobahiya; Ahmad Baihaqi Esaputra; Mirzam Arqy Ahmadi; Nashiruddin Amin; Bayu Rahmat Setiyo; Anwar Anwar; Rio Ramadhon
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 10, No 2 (2026): April
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v10i2.38473

Abstract

AbstrakKerusakan lingkungan yang semakin meningkat menuntut peran strategis pendidikan dalam membentuk kesadaran dan perilaku peduli lingkungan. Program Sekolah Adiwiyata merupakan kebijakan nasional untuk mewujudkan budaya sekolah berwawasan lingkungan, namun implementasinya pada sekolah berbasis keagamaan masih menghadapi tantangan pada aspek literasi nilai, komitmen warga sekolah, dan kesiapan administratif. Artikel ini mendeskripsikan pelaksanaan program pengabdian masyarakat berbasis penguatan nilai Al-Islam dan Kemuhammadiyahan (AIK) dalam mendukung kesiapan SD Muhammadiyah Program Khusus Nogosari menuju Sekolah Adiwiyata. Kegiatan dilaksanakan pada September–Desember 2025 menggunakan pendekatan community-based education melalui model participatory engagement dan capacity building dengan melibatkan 21 guru dan tenaga kependidikan. Program meliputi enam kegiatan utama: workshop etika lingkungan berbasis AIK, pelatihan penghijauan di lahan sempit, workshop penyuluhan Sekolah Adiwiyata, FGD strategi dan penyusunan dokumen pengajuan Adiwiyata, workshop motivasi guru penggerak lingkungan, serta pengadaan fasilitas Adiwiyata. Hasil pengabdian menunjukkan peningkatan literasi lingkungan berbasis AIK dan pemahaman Program Adiwiyata, penguatan komitmen serta praktik perilaku ramah lingkungan secara terstruktur, dan tersusunnya dokumen awal pengajuan Adiwiyata tingkat kabupaten. Temuan ini menegaskan bahwa integrasi nilai keagamaan dengan pendidikan lingkungan efektif dalam membangun kesadaran, motivasi, dan budaya sekolah peduli lingkungan. Kata kunci: sekolah adiwiyata; pendidikan lingkungan; al-islam dan kemuhammadiyahan; pengabdian masyarakat AbstractIncreasing environmental degradation demands the strategic role of education in fostering environmental awareness and pro-environmental behavior. The Adiwiyata School Program is a national policy aimed at developing environmentally oriented school cultures; however, its implementation in faith-based schools still faces challenges related to value literacy, stakeholder commitment, and administrative readiness. This article describes the implementation of a community service program based on strengthening Al-Islam and Kemuhammadiyahan (AIK) values to support the readiness of SD Muhammadiyah Program Khusus Nogosari toward becoming an Adiwiyata School. The program was conducted from September to December 2025 using a community-based education approach through participatory engagement and capacity-building models involving 21 teachers and educational staff. The program consisted of six main activities: an AIK-based environmental ethics workshop, limited-space greening training, an Adiwiyata program workshop, a focus group discussion on strategy and preparation of Adiwiyata submission documents, a motivation workshop for environmental teacher leaders, and the provision of Adiwiyata supporting facilities. The results indicate increased AIK-based environmental literacy and understanding of the Adiwiyata Program, strengthened commitment and structured environmentally friendly practices within the school, and the completion of initial documents for district-level Adiwiyata submission. These findings confirm that integrating religious values with environmental education effectively promotes awareness, motivation, and an environmentally responsible school culture. Keywords: adiwiyata school; environmental education; al-islam and kemuhammadiyahan; community service.
Strengthening the Capacity of Nasyiatul Aisyiyah Branch Members through Digital Literacy and Social Leadership Programs Siti Fatimah; Rini Kuswati; Retno Sintawati; Ahmad Baihaqi Esaputra; Zana Zein Hardimanto
Abdi Psikonomi Vol 7, No 1 (2026): Juni 2026
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.v7i1.18580

Abstract

This community service program was conducted at the Branch Leadership of Nasyiatul Aisyiyah (PCNA) Colomadu, Karanganyar. One of the main challenges faced by PCNA is the absence of activities that encourage adolescents to participate in organizational activities and utilize their youth through positive and productive engagements. Therefore, this program was highly expected by the partner institution to facilitate the establishment of the Nasyiatul Aisyiyah Sub-Branch Leadership (PRNA) structure in Colomadu. The target community required support in terms of infrastructure and human resources to develop an organization capable of providing benefits to society. The objectives of this community service program were: (1) to establish the PRNA organizational structure; (2) to conduct leadership and digital literacy training; (3) to assist participants in improving their time management skills; and (4) to provide motivation regarding ethical values as Muslim female adolescents. The methods employed in this program included Focus Group Discussions (FGDs), training sessions, and mentoring activities. The outputs of this program consisted of video intellectual property rights (IPR), journal publications, community service reports, media coverage, and documentation uploaded to online media platforms and YouTube. Keywords: Organizational Structuring, Leadership, Time Management, Digital Literacy
Resilience of the Financial Performance of the Islamic Banking Industry in Indonesia to the Crisis Ahmad Baihaqi Esaputra; Rangga Dhia Majduddin; Erwin Herlian; Rafiq Azzam Al-Afif; Haryo Bimo Budi Indrasto; Jodi Setyo Nugroho
SENTRALISASI Vol. 15 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v15i2.5468

Abstract

This study examines the financial resilience of Islamic banking in Indonesia by comparing Bank Umum Syariah (BUS) and Unit Usaha Syariah (UUS) in responding to macroeconomic shocks during January 2015 until December 2023. A composite resilience index is constructed using a z-score approach that integrates profitability and leverage indicators. The Autoregressive Distributed Lag (ARDL) model is employed to capture short-run and long-run dynamics between resilience and its determinants, including total assets, third-party funds, inflation, the Bank Indonesia policy rate, and the COVID-19 shock. The results confirm long-run cointegration for both BUS and UUS, with notable differences in adjustment patterns. BUS demonstrates stronger structural resilience supported by asset scale, whereas UUS exhibits higher sensitivity to monetary tightening. Risk mapping further reveals latent vulnerabilities within the dual banking system. These findings highlight the need for differentiated supervision and a more selective approach in evaluating the readiness of UUS transformation into full-fledged Islamic banks.