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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Journal of Ekonomics, Finance, and Management Studies International Journal for Advanced Research
Rana Nabillah
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Perkembangan Baitul Maal Wat Tamwil (BMT) Pada Periode 2014-2019 di Indonesia Josua Adrio Sihombing; Jumay Eferta Tarigan; Natasia Theofani Margaret; Pitri Aulia Usman Lubis; Rana Nabillah; Riris Hotma Roito Manalu; Jacob Kuntuy
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 1 No. 4 (2024): Desember : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v1i4.652

Abstract

Baitul Maal Wat Tamwil (BMT), as an Islamic microfinance institution, plays a crucial role in enhancing financial inclusion and empowering the economy of communities in Indonesia. By combining the functions of Baitul Maal for managing social funds and Baitul Tamwil for productive financing, BMT supports the growth of small and medium-sized enterprises and reinforces the principles of Islamic finance. This study examines the development of BMT in Indonesia during the period from 2014 to 2019 through a descriptive qualitative approach and literature review. The results indicate that the number of BMTs increased from around 4,000 units in 2014 to 4,500 units in 2018, with a significant contribution to promoting financial inclusion, especially for the lower-middle-income population. However, BMT faces challenges related to complex regulations, unintegrated data collection, and the need for enhanced transparency and accountability in its operations. This study aims to provide insights for better policy development to support the role of BMT.
Analisis Dampak Pembangunan Infrastruktur Jalan terhadap Pertumbuhan Ekonomi Kecamatan Medan Tembung Zahra, Karin; Riris Hotma Roito Manalu; Rana Nabillah; Putri Kemala Dewi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.1070

Abstract

The aim of this research was to see the role of highways in the economic development of the Medan Tembung sub-district. This research is a qualitative type of research with a data collection method by conducting interviews. The method used in preparing this journal is a descriptive method through literature review and literature review. Journal preparation is carried out through literature review, namely by analyzing and reviewing books and scientific journals that have been published. The results of the research show that the development of road infrastructure has a significant and significant impact on the economic growth of the Medan Tembung sub-district community. Highway construction opens up new opportunities for communities that support economic growth.
Analisis Dampak Pembangunan Infrastruktur Jalan terhadap Pertumbuhan Ekonomi Kecamatan Medan Tembung Zahra, Karin; Riris Hotma Roito Manalu; Rana Nabillah; Putri Kemala Dewi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.1070

Abstract

The aim of this research was to see the role of highways in the economic development of the Medan Tembung sub-district. This research is a qualitative type of research with a data collection method by conducting interviews. The method used in preparing this journal is a descriptive method through literature review and literature review. Journal preparation is carried out through literature review, namely by analyzing and reviewing books and scientific journals that have been published. The results of the research show that the development of road infrastructure has a significant and significant impact on the economic growth of the Medan Tembung sub-district community. Highway construction opens up new opportunities for communities that support economic growth.
The Effect of Open Unemployment Rate and Labor Force Participation Rate on Poverty Levels in Samosir Regency in 2010–2023 Fahrani, Meutia; Penus Leonard Roningsih Sinurat; Rahel Hutahaean; Rana Nabillah; Muammar Rinaldi
International Journal of Advanced Research Vol. 2 No. 1: June 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/2d9fq186

Abstract

This study examines the influence of open unemployment and labor force participation rates on poverty levels in Samosir Regency from 2010 to 2023. Poverty is still a major development problem, especially in areas with limited access to jobs and productive resources. The aim of this study was to see if fluctuations in unemployment and labour force participation significantly affected poverty in the area. This study uses a quantitative method using secondary data from the Central Statistics Agency. The multiple linear regression used serves to analyze whether there is a relationship in each variable. The results showed that neither open unemployment nor labor force participation rate had a significant influence partially or simultaneously on poverty in Samosir Regency during the observation period. An adjusted R-squared value of 0.058 indicates that only 5.8% of the poverty variation can be explained by the two independent variables. Although unemployment and labor force participation fluctuate, poverty rates in general decline. These findings suggest that other factors, such as education, infrastructure, and economic diversification, may play a more significant role in poverty alleviation. Therefore, policy recommendations should focus not only on employment-related issues but also on broader socioeconomic interventions that address the root causes of poverty. Further research is needed to explore additional variables and develop integrated strategies for sustainable poverty alleviation.
Co-Authors Fahrani, Meutia Jacob Kuntuy Josua Adrio Sihombing Jumay Eferta Tarigan Muammar Rinaldi Natasia Theofani Margaret Penus Leonard Roningsih Sinurat Pitri Aulia Usman Lubis Putri Kemala Dewi Rahel Hutahaean Riris Hotma Roito Manalu Zahra, Karin