Riris Hotma Roito Manalu
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Pengaruh Model Pembelajaran Terhadap Peningkatan Prestasi Belajar Siswa Pada Mata Pelajaran IPS Terpadu Di SMA N 1 Sunggal Riris Hotma Roito Manalu; Kristin Margaretha Simarmata; Sheryl Valencia Pangaribuan; Fitri Novi Yanti Munthe; Andi Taufiq Umar
Jurnal Nakula : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial Vol. 2 No. 4 (2024): Juli : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nakula.v2i4.947

Abstract

This research is a type of descriptive qualitative research. The research method used to research on natural object conditions where the researcher is the key instrument. Therefore, this research was conducted qualitatively which aims to describe in detail and in depth about the Effect of Learning Model on Students' Learning Achievement. The case study design was chosen because the research focus on one school, namely SMAN 1 SUNGGAL, made it possible to analyze the specific and complex context of the use of learning models in integrated social studies subjects at the school. The subject of this study has been selected and determined by the researcher is the integrated social studies teacher at SMAN 1 Sunggal, specifically Dra. Marni Tarigan. Direct interviews were conducted with respondents at the school location on May 22, 2024, Data were collected through direct interviews using a structured interview guide. The interview was conducted once with the main respondent, Dra. Marni Tarigan. The results showed that the learning model is related to the level of student achievement, and the learning model will affect the final results and the ultimate goal of learning.
Perkembangan Baitul Maal Wat Tamwil (BMT) Pada Periode 2014-2019 di Indonesia Josua Adrio Sihombing; Jumay Eferta Tarigan; Natasia Theofani Margaret; Pitri Aulia Usman Lubis; Rana Nabillah; Riris Hotma Roito Manalu; Jacob Kuntuy
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 1 No. 4 (2024): Desember : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v1i4.652

Abstract

Baitul Maal Wat Tamwil (BMT), as an Islamic microfinance institution, plays a crucial role in enhancing financial inclusion and empowering the economy of communities in Indonesia. By combining the functions of Baitul Maal for managing social funds and Baitul Tamwil for productive financing, BMT supports the growth of small and medium-sized enterprises and reinforces the principles of Islamic finance. This study examines the development of BMT in Indonesia during the period from 2014 to 2019 through a descriptive qualitative approach and literature review. The results indicate that the number of BMTs increased from around 4,000 units in 2014 to 4,500 units in 2018, with a significant contribution to promoting financial inclusion, especially for the lower-middle-income population. However, BMT faces challenges related to complex regulations, unintegrated data collection, and the need for enhanced transparency and accountability in its operations. This study aims to provide insights for better policy development to support the role of BMT.